Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Interest and dividend income:
Loans, including fees	$ 2,354	$ 2,084
Securities:
Taxable	69	98
Tax-exempt	29	23
Mortgage-backed securities	30	58
Other	4	4
Total interest and dividend income	2,486	2,267
Interest expense:
Interest on deposits	371	362
Interest on short-term borrowings	17
Interest on long-term borrowings	203	184
Total interest expense	591	546
Net interest income	1,895	1,721
Provision for loan losses	52	45
Net interest income after provision for loan losses	1,843	1,676
Other income:
Service fees	40	33
Fee income	35	66
Increase in cash surrender value of bank owned life insurance	15	17
Realized gain on sale of loans	326	348
Mortgage fee income	172	170
Other	48	37
Total other income	636	671
Other expense:
Salaries and employee benefits	1,524	1,356
Occupancy	269	254
Data processing costs	81	50
Advertising	43	30
Equipment	143	152
Electronic banking	7	26
Directors' fees	72	66
Mortgage fees and taxes	24	91
FDIC premium expense	26	42
Audits and tax services	52	34
Other	255	177
Total other expenses	2,496	2,278
Income (Loss) before income taxes	(17)	69
(Benefit) for income taxes	(28)	(8)
Net income	$ 11	$ 77
Earnings per common share - basic (in dollars per share)	$ 0.01	$ 0.04