Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
ASSETS:
Cash and due from banks	$ 1,547	$ 1,634
Interest earning demand deposits	5,635	5,773
Total cash and cash equivalents	7,182	7,407
Available-for-sale securities, at fair value	18,363	17,747
Held-to-maturity securities, at amortized cost (fair value of $7,328 and $7,384, respectively)	7,329	7,420
Investment in restricted stock, at cost	3,369	2,886
Loans held for sale	3,934	2,059
Loans	236,829	227,182
Less: Allowance for loan losses	(1,042)	(990)
Loans receivable, net	235,787	226,192
Bank owned life insurance	3,711	3,696
Accrued interest receivable	705	652
Premises and equipment, net	3,226	3,175
Other assets	2,679	2,487
Total assets	286,285	273,721
Deposits:
Non-interest bearing	8,188	8,423
Interest bearing	178,496	174,511
Total deposits	186,684	182,934
Short-term borrowings	13,500	6,000
Long-term borrowings	52,261	50,813
Official bank checks	593	318
Other liabilities	1,354	1,797
Total liabilities	254,392	241,862
Stockholders' equity:
Preferred stock - par value $0.01; 25,000,000 shares authorized, no shares issued and outstanding
Common stock, par value $0.01; 50,000,000 authorized shares; 1,941,688 shares issued and outstanding	19	19
Paid-in capital	16,356	16,352
Retained earnings	15,934	15,923
Accumulated other comprehensive loss	(75)	(85)
Unearned ESOP shares, at cost	(341)	(350)
Total stockholders' equity	31,893	31,859
Total liabilities and stockholders' equity	$ 286,285	$ 273,721