Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
OPERATING ACTIVITIES
Net income	$ 439	$ 379
Adjustments to reconcile net income to net cash flows from operating activities:
Net amortization of premiums and accretion of discounts on investments	296	351
Gain on sales of securities	(36)	(106)
Gain on sale of loans	(1,609)	(985)
Proceeds from loans sold	24,188	17,277
Loans originated for sale	(24,301)	(18,993)
Amortization of net deferred loan origination costs	174	127
Depreciation and amortization	332	337
Provision for loan losses	135	112
Expense related to ESOP	32	25
Deferred income tax benefit	(120)	(132)
Earnings on investment in bank owned life insurance	(50)	(55)
Decrease in accrued interest receivable	13	3
Increase in other assets	(273)	(680)
Increase in other liabilities	293	504
Net cash flows from operating activities	(487)	(1,836)
INVESTING ACTIVITIES
Purchases of securities available-for-sale	(11,579)	(4,000)
Proceeds from maturities and calls of securities available-for-sale	9,096	3,000
Proceeds from sales of securities available-for-sale	2,213	2,574
Proceeds from principal paydowns on securities available-for-sale	2,572	3,217
Purchases of securities held-to-maturity	(932)	(919)
Proceeds from maturities and calls of securities held-to-maturity	6,798	2,129
Proceeds from sales of securities held-to-maturity	393	856
Proceeds from principal paydowns on securities held-to-maturity	351	516
Net increase in loans	(12,011)	(10,118)
Redemption (Purchase) of Federal Home Loan Bank stock, net	(92)	2
Purchase of premises and equipment	(665)	(330)
Net cash flows from investing activities	(3,856)	(3,073)
FINANCING ACTIVITIES
Net increase (decrease) in deposits	(7,033)	4,832
Proceeds from long-term borrowings	9,500	11,000
Repayments on long-term borrowings	(11,812)	(11,518)
Proceeds from short-term borrowings, net	4,000
Net increase (decrease) in official bank checks	(619)	374
Net proceeds from stock conversion and offering	8,990
Purchase of treasury stock		(6)
Net cash flows from financing activities	3,026	4,682
Change in cash and cash equivalents	(1,317)	(227)
Cash and cash equivalents at beginning of period	6,147	4,335
Cash and cash equivalents at end of period	4,830	4,108
CASH PAID DURING THE PERIOD FOR:
Interest	1,612	1,460
Income taxes	$ 113	$ 28