Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Interest and dividend income:
Loans, including fees	$ 2,221	$ 2,084	$ 6,466	$ 6,041
Securities:
Taxable	52	111	218	369
Tax-exempt	25	25	71	70
Mortgage-backed securities	50	45	161	179
Other	10	1	21	4
Total interest and dividend income	2,358	2,266	6,937	6,663
Interest expense:
Interest on deposits	348	325	1,077	895
Interest on short-term borrowings	1	4	1	6
Interest on long-term borrowings	165	185	528	559
Total interest expense	514	514	1,606	1,460
Net interest income	1,844	1,752	5,331	5,203
Provision for loan losses	45	37	135	112
Net interest income after provision for loan losses	1,799	1,715	5,196	5,091
Other income:
Service fees	45	40	116	117
Fee income	35	44	135	132
Realized gain on sale of securities	36	106	36	106
Increase in cash surrender value of bank owned life insurance	17	18	50	55
Realized gain on sale of loans	749	468	1,609	985
Mortgage fee income	240	201	586	459
Other	40	40	120	117
Total other income	1,162	917	2,652	1,971
Other expense:
Salaries and employee benefits	1,626	1,349	4,452	3,934
Occupancy	248	256	747	757
Data processing costs	52	40	149	113
Advertising	28	27	83	93
Equipment	153	155	451	446
Electronic banking	27	32	83	75
Directors' fees	65	40	188	135
Mortgage fees and taxes	123	99	336	291
FDIC premium expense	42	39	127	115
Audits and tax services	48	30	112	51
Other	207	195	557	574
Total other expenses	2,619	2,262	7,285	6,584
Income before income taxes	342	370	563	478
Provision for income taxes	90	109	124	99
Net income	$ 252	$ 261	$ 439	$ 379
Earnings per common share - basic (in dollars per share)	$ 0.13	$ 0.14	$ 0.23	$ 0.20