Loans (Tables)

9 Months Ended

Sep. 30, 2016

Loans and Leases Receivable Disclosure [Abstract]

Schedule of net loans

	September 30,			December 31,
(In thousands)	2016			2015
Real estate loans:
Secured by one-to-four family residences	$	179,322		$	177,037
Secured by multi-family residences		5,156			5,146
Construction		5,454			1,251
Commercial real estate		6,492			3,522
Home equity lines of credit		15,854			14,523
Total real estate loans		212,278			201,479
Commercial and industrial loans		1,931			853
Other loans		82			61
Total loans		214,291			202,393
Net deferred loan origination costs		186			248
Less allowance for loan losses		(945	)		(811	)
Loans receivable, net	$	213,532		$	201,830

Schedule of risk category of loans by class

	As of September 30, 2016
			Special
(In thousands)	Pass		Mention		Substandard		Doubtful		Total
Real estate loans:
Secured by one-to-four family residences	$	177,919	$	-	$	1,403	$	-	$	179,322
Secured by multi-family residences		5,156		-		-		-		5,156
Construction		5,454		-		-		-		5,454
Commercial real estate		6,492		-		-		-		6,492
Home equity lines of credit		15,552		-		302		-		15,854
Total real estate loans		210,573		-		1,705		-		212,278
Commercial & industrial loans		1,931		-		-		-		1,931
Other loans		82		-		-		-		82
Total loans	$	212,586	$	-	$	1,705	$	-	$	214,291

	As of December 31, 2015
			Special
(In thousands)	Pass		Mention		Substandard		Doubtful		Total
Real estate loans:
Secured by one-to-four family residences	$	175,885	$	-	$	1,152	$	-	$	177,037
Secured by multi-family residences		5,146		-		-		-		5,146
Construction		1,251		-		-		-		1,251
Commercial real estate		3,522		-		-		-		3,522
Home equity lines of credit		14,223		-		300		-		14,523
Total real estate loans		200,027		-		1,452		-		201,479
Commercial & industrial loans		853		-		-		-		853
Other loans		60		-		-		1		61
Total loans	$	200,940	$	-	$	1,452	$	1	$	202,393

Schedule of age of the loan delinquencies by type and by amount past due

	As of September 30, 2016
	30-59 Days		60-89 Days
	Past Due		Past Due		90 Days		Total				Total Loans
(In thousands)	And Accruing		And Accruing		and Over		Past Due		Current		Receivable
Real estate loans:
Secured by one-to-four family residences	$	-	$	-	$	-	$	-	$	179,322	$	179,322
Secured by multi-family residences		-		-		-		-		5,156		5,156
Construction		-		-		-		-		5,454		5,454
Commercial		-		-		-		-		6,492		6,492
Home equity lines of credit		12		-		18		30		15,824		15,854
Total real estate loans		12		-		18		30		212,248		212,278
Commercial & industrial loans		-		-		-		-		1,931		1,931
Other loans		-		-		-		-		82		82
Total loans	$	12	$	-	$	18	$	30	$	214,261	$	214,291

	As of December 31, 2015
	30-59 Days		60-89 Days
	Past Due		Past Due		90 Days		Total				Total Loans
(In thousands)	And Accruing		And Accruing		and Over		Past Due		Current		Receivable
Real estate loans:
Secured by one-to-four family residences	$	118	$	-	$	63	$	181	$	176,856	$	177,037
Secured by multi-family residences		-		-		-		-		5,146		5,146
Construction		-		-		-		-		1,251		1,251
Commercial		-		-		-		-		3,522		3,522
Home equity lines of credit		-		-		18		18		14,505		14,523
Total real estate loans		118		-		81		199		201,280		201,479
Commercial & industrial loans		-		-		-		-		853		853
Other loans		9		-		1		10		51		61
Total loans	$	127	$	-	$	82	$	209	$	202,184	$	202,393