Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
OPERATING ACTIVITIES
Net income	$ 187	$ 118
Adjustments to reconcile net income to net cash flows from operating activities:
Net amortization of premiums and accretion of discounts on investments	221	80
Gain on sale of loans	(860)	(517)
Proceeds from loans sold	12,627	8,730
Loans originated for sale	(14,364)	(10,252)
Amortization of net deferred loan origination costs	163	126
Depreciation and amortization	223	220
Provision for loan losses	90	75
Expense related to ESOP	22	17
Deferred income tax benefit	(115)	(96)
Earnings on investment in bank owned life insurance	(33)	(37)
Decrease (Increase) in accrued interest receivable	29	(13)
Increase in other assets	(849)	(400)
Increase in other liabilities	194	159
Net cash flows from operating activities	(2,465)	(1,790)
INVESTING ACTIVITIES
Purchases of securities available-for-sale	(6,363)	(1,000)
Proceeds from maturities and calls of securities available-for-sale	5,910	2,000
Proceeds from principal paydowns on securities available-for-sale	1,742	1,920
Purchases of securities held-to-maturity	(932)	(467)
Proceeds from maturities and calls of securities held-to-maturity	5,842	225
Proceeds from principal paydowns on securities held-to-maturity	258	169
Net increase in loans	(8,161)	(6,387)
Redemption (Purchase) of Federal Home Loan Bank stock, net	68	(209)
Purchase of premises and equipment	(429)	(272)
Net cash flows from investing activities	(2,065)	(4,021)
FINANCING ACTIVITIES
Net increase in deposits	26,272	2,376
Proceeds from borrowings	3,500	11,000
Repayments on borrowings	(5,351)	(6,817)
Net decrease in official bank checks	(885)	(99)
Net cash flows from financing activities	23,536	6,460
Change in cash and cash equivalents	19,006	649
Cash and cash equivalents at beginning of period	6,147	4,335
Cash and cash equivalents at end of period	25,153	4,984
CASH PAID DURING THE PERIOD FOR:
Interest	1,097	$ 942
Income taxes	$ 88