Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Interest and dividend income:
Loans, including fees	$ 2,161	$ 1,988	$ 4,245	$ 3,957
Securities:
Taxable	68	130	166	258
Tax-exempt	23	22	46	45
Mortgage-backed securities	53	63	111	134
Other	7	2	11	3
Total interest and dividend income	2,312	2,205	4,579	4,397
Interest expense:
Interest on deposits	367	291	729	570
Interest on short-term borrowings		1		2
Interest on long-term borrowings	179	190	363	374
Total interest expense	546	482	1,092	946
Net interest income	1,766	1,723	3,487	3,451
Provision for loan losses	45	37	90	75
Net interest income after provision for loan losses	1,721	1,686	3,397	3,376
Other income:
Service fees	38	36	71	77
Fee income	34	40	100	88
Increase in cash surrender value of bank owned life insurance	16	19	33	37
Realized gain on sale of loans	512	298	860	517
Mortgage fee income	176	157	346	258
Other	43	42	80	77
Total other income	819	592	1,490	1,054
Other expense:
Salaries and employee benefits	1,470	1,320	2,826	2,585
Occupancy	245	256	499	501
Data processing costs	47	38	97	73
Advertising	25	28	55	66
Equipment	146	154	298	291
Electronic banking	30	23	56	43
Directors' fees	57	47	123	95
Mortgage fees and taxes	122	124	213	192
FDIC premium expense	43	38	85	76
Audits and tax services	30	18	64	21
Other	173	209	350	379
Total other expenses	2,388	2,255	4,666	4,322
Income before income taxes	152	23	221	108
Provision (Benefit) for income taxes	42	(8)	34	(10)
Net income	$ 110	$ 31	$ 187	$ 118
Earnings per common share - basic (in dollars per share)	$ 0.06	$ 0.02	$ 0.11	$ 0.07