Loans (Tables)

6 Months Ended

Jun. 30, 2016

Loans and Leases Receivable Disclosure [Abstract]

Schedule of net loans

	June 30,			December 31,
(In thousands)	2016			2015
Real estate loans:
Secured by one-to-four family residences	$	180,230		$	177,037
Secured by multi-family residences		5,211			5,146
Construction		3,698			1,251
Commercial real estate		4,698			3,522
Home equity lines of credit		15,492			14,523
Total real estate loans		209,329			201,479
Commercial and industrial loans		1,040			853
Other loans		74			61
Total loans		210,443			202,393
Net deferred loan origination costs		195			248
Less allowance for loan losses		(900	)		(811	)
Loans receivable, net	$	209,738		$	201,830

Schedule of risk category of loans by class

	As of June 30, 2016
			Special
(In thousands)	Pass		Mention		Substandard		Doubtful		Total
Real estate loans:
Secured by one-to-four family residences	$	178,699	$	-	$	1,531	$	-	$	180,230
Secured by multi-family residences		5,211		-		-		-		5,211
Construction		3,698		-		-		-		3,698
Commercial real estate		4,698		-		-		-		4,698
Home equity lines of credit		15,197		-		295		-		15,492
Total real estate loans		207,503		-		1,826		-		209,329
Commercial & industrial loans		1,040		-		-		-		1,040
Other loans		74		-		-		-		74
Total loans	$	208,617	$	-	$	1,826	$	-	$	210,443

	As of December 31, 2015
			Special
(In thousands)	Pass		Mention		Substandard		Doubtful		Total
Real estate loans:
Secured by one-to-four family residences	$	175,885	$	-	$	1,152	$	-	$	177,037
Secured by multi-family residences		5,146		-		-		-		5,146
Construction		1,251		-		-		-		1,251
Commercial real estate		3,522		-		-		-		3,522
Home equity lines of credit		14,223		-		300		-		14,523
Total real estate loans		200,027		-		1,452		-		201,479
Commercial & industrial loans		853		-		-		-		853
Other loans		60		-		-		1		61
Total loans	$	200,940	$	-	$	1,452	$	1	$	202,393

Schedule of age of the loan delinquencies by type and by amount past due

	As of June 30, 2016
	30-59 Days		60-89 Days
	Past Due		Past Due		90 Days		Total				Total Loans
(In thousands)	And Accruing		And Accruing		and Over		Past Due		Current		Receivable
Real estate loans:
Secured by one-to-four family residences	$	90	$	-	$	118	$	208	$	180,022	$	180,230
Secured by multi-family residences		-		-		-		-		5,211		5,211
Construction		-		-		-		-		3,698		3,698
Commercial		-		-		-		-		4,698		4,698
Home equity lines of credit		-		-		18		18		15,474		15,492
Total real estate loans		90		-		136		226		209,103		209,329
Commercial & industrial loans		-		-		-		-		1,040		1,040
Other loans		-		-		-		-		74		74
Total loans	$	90	$	-	$	136	$	226	$	210,217	$	210,443

	As of December 31, 2015
	30-59 Days		60-89 Days
	Past Due		Past Due		90 Days		Total				Total Loans
(In thousands)	And Accruing		And Accruing		and Over		Past Due		Current		Receivable
Real estate loans:
Secured by one-to-four family residences	$	118	$	-	$	63	$	181	$	176,856	$	177,037
Secured by multi-family residences		-		-		-		-		5,146		5,146
Construction		-		-		-		-		1,251		1,251
Commercial		-		-		-		-		3,522		3,522
Home equity lines of credit		-		-		18		18		14,505		14,523
Total real estate loans		118		-		81		199		201,280		201,479
Commercial & industrial loans		-		-		-		-		853		853
Other loans		9		-		1		10		51		61
Total loans	$	127	$	-	$	82	$	209	$	202,184	$	202,393