Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
OPERATING ACTIVITIES
Net income	$ 77	$ 87
Adjustments to reconcile net income to net cash flows from operating activities:
Net amortization of premiums and accretion of discounts on investments	140	43
Gain on sale of loans	(348)	(219)
Proceeds from loans sold	5,420	3,404
Loans originated for sale	(5,099)	(3,000)
Amortization of net deferred loan origination costs	133	125
Depreciation and amortization	113	106
Provision for loan losses	45	38
Expense related to ESOP	10	9
Deferred income tax benefit	(68)	(48)
Earnings on investment in bank owned life insurance	(17)	(18)
Decrease in accrued interest receivable	12	38
Decrease (increase) in other assets	41	(313)
Increase in other liabilities	71	2
Net cash flows from operating activities	530	254
INVESTING ACTIVITIES
Purchases of securities available-for-sale	(3,910)
Proceeds from maturities and calls of securities available-for-sale	3,833	1,000
Proceeds from principal paydowns on securities available-for-sale	831	938
Proceeds from maturities and calls of securities held-to-maturity	3,391
Proceeds from principal paydowns on securities held-to-maturity	31	89
Net increase in loans	(4,056)	(764)
Purchase of Federal Home Loan Bank stock, net	(27)	(16)
Purchase of premises and equipment	(334)	(153)
Net cash flows from investing activities	(241)	1,094
FINANCING ACTIVITIES
Net increase in deposits	2,028	1,022
Proceeds from borrowings	3,500	2,500
Repayments on borrowings	(2,895)	(2,153)
Net decrease in official bank checks	(957)	(204)
Net cash flows from financing activities	1,676	1,165
Change in cash and cash equivalents	1,965	2,513
Cash and cash equivalents at beginning of period	6,147	4,335
Cash and cash equivalents at end of period	8,112	6,848
CASH PAID DURING THE PERIOD FOR:
Interest	546	$ 464
Income taxes	$ 17