Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Interest and dividend income:
Loans, including fees	$ 2,084	$ 1,969
Securities:
Taxable	98	128
Tax-exempt	23	23
Mortgage-backed securities	58	71
Other	4	1
Total interest and dividend income	2,267	2,192
Interest expense:
Interest on deposits	362	279
Interest on short-term borrowings		1
Interest on long-term borrowings	184	184
Total interest expense	546	464
Net interest income	1,721	1,728
Provision for loan losses	45	38
Net interest income after provision for loan losses	1,676	1,690
Other income:
Service fees	33	41
Fee income	66	48
Increase in cash surrender value of bank owned life insurance	17	18
Realized gain on sale of loans	348	219
Mortgage fee income	170	101
Other	37	35
Total other income	671	462
Other expense:
Salaries and employee benefits	1,356	1,265
Occupancy	254	245
Data processing costs	50	35
Advertising	30	38
Equipment	152	137
Electronic banking	26	20
Directors' fees	66	48
Mortgage fees and taxes	91	68
FDIC premium expense	42	38
Audits and tax services	34	3
Other	177	170
Total other expenses	2,278	2,067
Income before income taxes	69	85
Benefit for income taxes	(8)	(2)
Net income	$ 77	$ 87
Earnings per common share - basic (in dollars per share)	$ 0.04	$ 0.05