Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
ASSETS:
Cash and due from banks	$ 1,623	$ 1,550
Interest earning demand deposits	6,489	4,597
Total cash and cash equivalents	8,112	6,147
Available-for-sale securities, at fair value	19,284	19,968
Held-to-maturity securities, at amortized cost (fair value of $9,804 and $13,222, respectively)	9,556	12,979
Investment in Federal Home Loan Bank stock, at cost	2,415	2,388
Loans held for sale	3,907	3,880
Loans	206,563	202,641
Less: Allowance for loan losses	(855)	(811)
Loans receivable, net	205,708	201,830
Bank owned life insurance	3,646	3,629
Accrued interest receivable	643	655
Premises and equipment, net	2,965	2,744
Other assets	1,546	1,587
Total assets	257,782	255,807
Deposits:
Non-interest bearing	6,563	6,974
Interest bearing	181,026	178,587
Total deposits	187,589	185,561
Long-term borrowings	46,697	46,092
Official bank checks	157	1,114
Other liabilities	1,316	1,280
Total liabilities	$ 235,759	$ 234,047
Stockholders' equity:
Preferred stock - no par value; 1,000,000 shares authorized, no shares issued and outstanding
Common stock, par value $0.10; 10,000,000 authorized shares; 1,785,000 issued; 1,779,472 shares outstanding	$ 179	$ 179
Paid-in capital	7,240	7,239
Retained earnings	15,062	14,985
Accumulated other comprehensive loss	(36)	(212)
Treasury stock at cost, 5,528 shares	(46)	(46)
Unearned ESOP shares at cost	(376)	(385)
Total stockholders' equity	22,023	21,760
Total liabilities and stockholders' equity	$ 257,782	$ 255,807