Loans (Tables)

3 Months Ended

Mar. 31, 2016

Loans and Leases Receivable Disclosure [Abstract]

Schedule of net loans

	March 31,			December 31,
(In thousands)	2016			2015
Real estate loans:
Secured by one-to-four family residences	$	178,677		$	177,037
Secured by multi-family residences		5,469			5,146
Construction		1,544			1,251
Commercial real estate		4,589			3,522
Home equity lines of credit		15,087			14,523
Total real estate loans		205,366			201,479
Commercial and industrial loans		896			853
Other loans		64			61
Total loans		206,326			202,393
Net deferred loan origination costs		237			248
Less allowance for loan losses		(855	)		(811	)
Loans receivable, net	$	205,708		$	201,830

Schedule of risk category of loans by class

	As of March 31, 2016
			Special
(In thousands)	Pass		Mention		Substandard		Doubtful		Total
Real estate loans:
Secured by one-to-four family residences	$	177,414	$	-	$	1,263	$	-	$	178,677
Secured by multi-family residences		5,469		-		-		-		5,469
Construction		1,544		-		-		-		1,544
Commercial real estate		4,589		-		-		-		4,589
Home equity lines of credit		14,790		-		297		-		15,087
Total real estate loans		203,806		-		1,560		-		205,366
Commercial & industrial loans		896		-		-		-		896
Other loans		63		-		-		1		64
Total loans	$	204,765	$	-	$	1,560	$	1	$	206,326

	As of December 31, 2015
			Special
(In thousands)	Pass		Mention		Substandard		Doubtful		Total
Real estate loans:
Secured by one-to-four family residences	$	175,885	$	-	$	1,152	$	-	$	177,037
Secured by multi-family residences		5,146		-		-		-		5,146
Construction		1,251		-		-		-		1,251
Commercial real estate		3,522		-		-		-		3,522
Home equity lines of credit		14,223		-		300		-		14,523
Total real estate loans		200,027		-		1,452		-		201,479
Commercial & industrial loans		853		-		-		-		853
Other loans		60		-		-		1		61
Total loans	$	200,940	$	-	$	1,452	$	1	$	202,393

Schedule of age of the loan delinquencies by type and by amount past due

	March 31, 2016
	Less than Twelve Months						Twelve Months or More						Total
	Number of						Number of						Number of
	Individual		Unrealized		Fair		Individual		Unrealized		Fair		Individual		Unrealized		Fair
(Dollars in thousands)	Securities		Losses		Value		Securities		Losses		Value		Securities		Losses		Value
Available-for-Sale
U.S. Government and agency obligations		-	$	-	$	-		-	$	-	$	-		-	$	-	$	-
Mortgage-backed securities - residential		2		5		2,295		3		27		2,536		5		32		4,831
Totals		2	$	5	$	2,295		3	$	27	$	2,536		5	$	32	$	4,831
Held-to-Maturity
State and municipal securities(1)		1	$	-	$	81		1	$	-	$	45		2	$	-	$	126
Totals		1	$	-	$	81		1	$	-	$	45		2	$	-	$	126

	December 31, 2015
	Less than Twelve Months						Twelve Months or More						Total
	Number of						Number of						Number of
	Individual		Unrealized		Fair		Individual		Unrealized		Fair		Individual		Unrealized		Fair
(Dollars in thousands)	Securities		Losses		Value		Securities		Losses		Value		Securities		Losses		Value
Available-for-Sale
U.S. Government and agency obligations		6	$	32	$	5,968		-	$	-	$	-		6	$	32	$	5,968
Mortgage-backed securities - residential		5		61		6,283		1		14		821		6		75		7,104
Totals		11	$	93	$	12,251		1	$	14	$	821		12	$	107	$	13,072
Held-to-Maturity
State and municipal securities(1)		2	$	-	$	455		2	$	1	$	126		4	$	1	$	581
Totals		2	$	-	$	455		2	$	1	$	126		4	$	1	$	581