Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
OPERATING ACTIVITIES
Net income	$ 9	$ 74
Adjustments to reconcile net income to net cash flows from operating activities:
Net amortization of premiums and accretion of discounts on investments	23	21
Gain on sale of loans	(170)	(348)
Proceeds from loans sold	7,689	19,263
Loans originated for sale	(5,725)	(18,389)
Amortization of net deferred loan origination costs	(46)	(22)
Depreciation and amortization	105	113
Provision for loan losses	75	75
Expense related to ESOP	16	23
Stock-based compensation	76	76
Deferred income tax benefit	(4)	(3)
Earnings on investment in bank owned life insurance	(15)	(15)
(Increase) Decrease in accrued interest receivable	(102)	15
Increase in other assets	(87)	(182)
Decrease in other liabilities	(163)	(15)
Net cash flows from operating activities	1,681	686
INVESTING ACTIVITIES
Purchases of securities available-for-sale	(2,000)
Proceeds from maturities and calls of securities available-for-sale	1,999
Proceeds from principal paydowns on securities available-for-sale	563	390
Proceeds from principal paydowns on securities held-to-maturity	5	163
Net decrease (increase) in loans	1,461	(3,883)
Purchase of restricted stock	(225)	(473)
Redemption of restricted stock	515	469
Purchase of premises and equipment	(9)	(24)
Net cash flows from investing activities	2,309	(3,358)
FINANCING ACTIVITIES
Net increase in deposits	2,788	66
Proceeds from borrowings	12,124	12,500
Repayments on borrowings	(18,558)	(12,412)
Net decrease in official bank checks	(368)	(175)
Net cash flows from financing activities	(4,014)	(21)
Change in cash and cash equivalents	(24)	(2,693)
Cash and cash equivalents at beginning of period	6,291	10,397
Cash and cash equivalents at end of period	6,267	7,704
CASH PAID DURING THE PERIOD FOR:
Interest	1,174	805
Income taxes	$ 6	$ 43