Loans (Tables)

3 Months Ended

Mar. 31, 2019

Loans and Leases Receivable Disclosure [Abstract]

Schedule of net loans

	March 31,			December 31,
(In thousands)	2019			2018
Real estate loans:
Secured by one-to-four family residences	$	221,698		$	221,602
Secured by multi-family residences		9,999			10,241
Construction		4,475			4,898
Commercial real estate		22,019			22,492
Home equity lines of credit		16,673			16,766
Total real estate loans		274,864			275,999
Commercial and industrial loans		7,027			7,290
Other loans		42			50
Total loans		281,933			283,339
Net deferred loan origination fees		(46	)		(37	)
Less allowance for loan losses		(1,636	)		(1,561	)
Loans receivable, net	$	280,251		$	281,741

Schedule of risk category of loans by class

	As of March 31, 2019
			Special
(In thousands)	Pass		Mention		Substandard		Doubtful		Total
Real estate loans:
Secured by one-to-four family residences	$	218,831	$	-	$	2,867	$	-	$	221,698
Secured by multi-family residences		9,999		-		-		-		9,999
Construction		4,475		-		-		-		4,475
Commercial real estate		19,884		1,887		248		-		22,019
Home equity lines of credit		16,474		-		199		-		16,673
Total real estate loans		269,663		1,887		3,314		-		274,864
Commercial & industrial loans		6,982		-		45		-		7,027
Other loans		42		-		-		-		42
Total loans	$	276,687	$	1,887	$	3,359	$	-	$	281,933

	As of December 31, 2018
			Special
(In thousands)	Pass		Mention		Substandard		Doubtful		Total
Real estate loans:
Secured by one-to-four family residences	$	218,222	$	494	$	2,886	$	-	$	221,602
Secured by multi-family residences		10,241		-		-		-		10,241
Construction		4,898		-		-		-		4,898
Commercial real estate		21,313		931		248		-		22,492
Home equity lines of credit		16,565		-		201		-		16,766
Total real estate loans		271,239		1,425		3,335		-		275,999
Commercial & industrial loans		7,245		-		45		-		7,290
Other loans		50		-		-		-		50
Total loans	$	278,534	$	1,425	$	3,380	$	-	$	283,339

Schedule of age of the loan delinquencies by type and by amount past due

			As of March 31, 2019
	30-59 Days		60-89 Days		90 Days
	Past Due		Past Due		and Over		90 Days		Total				Total Loans
(In thousands)	And Accruing		And Accruing		And Accruing		and Over		Past Due		Current		Receivable
Real estate loans:
Secured by one-to-four family residences	$	938	$	263	$	-	$	55	$	1,256	$	220,442	$	221,698
Secured by multi-family residences		-		-		-		-		-		9,999		9,999
Construction		-		-		-		-		-		4,475		4,475
Commercial		-		-		-		248		248		21,771		22,019
Home equity lines of credit		82		-		146		-		228		16,445		16,673
Total real estate loans		1,020		263		146		303		1,732		273,132		274,864
Commercial & industrial loans		-		-		-		45		45		6,982		7,027
Other loans		-		-		-		-		-		42		42
Total loans	$	1,020	$	263	$	146	$	348	$	1,777	$	280,156	$	281,933

	As of December 31, 2018
	30-59 Days		60-89 Days		90 Days
	Past Due		Past Due		and Over		90 Days		Total				Total Loans
(In thousands)	And Accruing		And Accruing		And Accruing		and Over		Past Due		Current		Receivable
Real estate loans:
Secured by one-to-four family residences	$	227	$	349	$	-	$	55	$	631	$	220,971	$	221,602
Secured by multi-family residences		-		-		-		-		-		10,241		10,241
Construction		-		-		-		-		-		4,898		4,898
Commercial		248		-		-		-		248		22,244		22,492
Home equity lines of credit		147		-		-		-		147		16,619		16,766
Total real estate loans		622		349		-		55		1,026		274,973		275,999
Commercial & industrial loans		-		-		-		45		45		7,245		7,290
Other loans		-		-		-		-		-		50		50
Total loans	$	622	$	349	$	-	$	100	$	1,071	$	282,268	$	283,339