Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
ASSETS:
Cash and due from banks	$ 1,501	$ 1,581
Interest earning demand deposits	4,766	4,710
Total cash and cash equivalents	6,267	6,291
Available-for-sale securities, at fair value	17,839	18,331
Held-to-maturity securities, at amortized cost (fair value of $6,098 and $6,030, respectively)	6,041	6,052
Investment in restricted stock, at cost	3,347	3,637
Loans held for sale	339	2,133
Loans	281,887	283,302
Less: Allowance for loan losses	(1,636)	(1,561)
Loans receivable, net	280,251	281,741
Bank owned life insurance	3,834	3,819
Accrued interest receivable	978	876
Premises and equipment, net	2,635	2,731
Right of use asset	2,350
Other assets	2,746	2,658
Total assets	326,627	328,269
Deposits:
Non-interest bearing	10,281	10,947
Interest bearing	215,122	211,668
Total deposits	225,403	222,615
Short-term borrowings	7,500	13,750
Long-term borrowings	57,892	58,076
Official bank checks	495	863
Other liabilities	3,654	1,452
Total liabilities	294,944	296,756
Stockholders' equity:
Preferred stock - par value $0.01; 25,000,000 shares authorized, no shares issued and outstanding
Common stock, par value $0.01; 50,000,000 authorized shares; 1,940,661 and 1,940,661 shares issued and outstanding, respectively	19	19
Paid-in capital	15,829	15,746
Retained earnings	16,221	16,212
Accumulated other comprehensive loss	(114)	(183)
Unearned ESOP shares, at cost	(272)	(281)
Total stockholders' equity	31,683	31,513
Total liabilities and stockholders' equity	$ 326,627	$ 328,269