Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
OPERATING ACTIVITIES
Net income	$ 92	$ 398
Adjustments to reconcile net income to net cash flows from operating activities:
Net amortization of premiums and accretion of discounts on investments	68	105
Gain on sale of loans	(1,098)	(1,667)
Proceeds from loans sold	46,229	54,668
Loans originated for sale	(47,023)	(55,122)
Amortization of net deferred loan origination costs	369	339
Depreciation and amortization	338	334
Provision for loan losses	225	196
Expense related to ESOP	56	39
Stock based compensation	231
Deferred income tax benefit	(12)	(98)
Earnings on investment in bank owned life insurance	(46)	(47)
Increase in accrued interest receivable	(112)	(146)
Increase in other assets	(71)	(594)
Increase (Decrease) in other liabilities	156	(214)
Net cash flows from operating activities	(598)	(1,809)
INVESTING ACTIVITIES
Purchases of securities available-for-sale	(500)	(7,533)
Proceeds from maturities and calls of securities available-for-sale		3,500
Proceeds from principal paydowns on securities available-for-sale	1,591	2,667
Purchases of securities held-to-maturity	(415)	(335)
Proceeds from maturities and calls of securities held-to-maturity	460	715
Proceeds from principal paydowns on securities held-to-maturity	173	96
Net increase in loans	(16,948)	(27,448)
Purchase of restricted stock, net	(455)	(612)
Purchase of premises and equipment	(127)	(331)
Net cash flows from investing activities	(16,221)	(29,281)
FINANCING ACTIVITIES
Net increase in deposits	2,693	16,619
Proceeds from long-term borrowings	25,500	16,500
Repayments on long-term borrowings	(17,701)	(12,290)
Proceeds on short-term borrowings, net	1,550	8,500
Net increase in official bank checks	345	2,357
Effect of stock repurchase plan		(1,052)
Net cash flows from financing activities	12,387	30,634
Change in cash and cash equivalents	(4,432)	(456)
Cash and cash equivalents at beginning of period	10,397	7,407
Cash and cash equivalents at end of period	5,965	6,951
CASH PAID DURING THE PERIOD FOR:
Interest	2,761	1,962
Income taxes	$ 262	$ 49