Loans (Tables)

9 Months Ended

Sep. 30, 2018

Loans and Leases Receivable Disclosure [Abstract]

Schedule of net loans

	September 30,			December 31,
(In thousands)	2018			2017
Real estate loans:
Secured by one-to-four family residences	$	219,841		$	206,894
Secured by multi-family residences		10,337			10,650
Construction		6,277			10,750
Commercial real estate		21,650			14,803
Home equity lines of credit		17,012			17,127
Total real estate loans		275,117			260,224
Commercial and industrial loans		5,399			3,679
Other loans		56			70
Total loans		280,572			263,973
Net deferred loan origination fees		(21	)		(1	)
Less allowance for loan losses		(1,486	)		(1,261	)
Loans receivable, net	$	279,065		$	262,711

Schedule of risk category of loans by class

	As of September 30, 2018
			Special
(In thousands)	Pass		Mention		Substandard		Doubtful		Total
Real estate loans:
Secured by one-to-four family residences	$	216,176	$	500	$	3,165	$	-	$	219,841
Secured by multi-family residences		10,337		-		-		-		10,337
Construction		6,277		-		-		-		6,277
Commercial real estate		20,462		1,188		-		-		21,650
Home equity lines of credit		16,808		-		204		-		17,012
Total real estate loans		270,060		1,688		3,369		-		275,117
Commercial & industrial loans		5,354		-		45		-		5,399
Other loans		56		-		-		-		56
Total loans	$	275,470	$	1,688	$	3,414	$	-	$	280,572

	As of December 31, 2017
			Special
(In thousands)	Pass		Mention		Substandard		Doubtful		Total
Real estate loans:
Secured by one-to-four family residences	$	203,815	$	116	$	2,963	$	-	$	206,894
Secured by multi-family residences		10,650		-		-		-		10,650
Construction		10,750		-		-		-		10,750
Commercial real estate		14,803		-		-		-		14,803
Home equity lines of credit		16,897		-		230		-		17,127
Total real estate loans		256,915		116		3,193		-		260,224
Commercial & industrial loans		3,679		-		-		-		3,679
Other loans		70		-		-		-		70
Total loans	$	260,664	$	116	$	3,193	$	-	$	263,973

Schedule of age of the loan delinquencies by type and by amount past due

	As of September 30, 2018
	30-59 Days		60-89 Days
	Past Due		Past Due		90 Days		Total				Total Loans
(In thousands)	And Accruing		And Accruing		and Over		Past Due		Current		Receivable
Real estate loans:
Secured by one-to-four family residences	$	1,150	$	-	$	55	$	1,205	$	218,636	$	219,841
Secured by multi-family residences		-		-		-		-		10,337		10,337
Construction		-		-		-		-		6,277		6,277
Commercial		-		-		-		-		21,650		21,650
Home equity lines of credit		5		-		-		5		17,007		17,012
Total real estate loans		1,155		-		55		1,210		273,907		275,117
Commercial & industrial loans		-		-		45		45		5,354		5,399
Other loans		-		-		-		-		56		56
Total loans	$	1,155	$	-	$	100	$	1,255	$	279,317	$	280,572

	As of December 31, 2017
	30-59 Days		60-89 Days
	Past Due		Past Due		90 Days		Total				Total Loans
(In thousands)	And Accruing		And Accruing		and Over		Past Due		Current		Receivable
Real estate loans:
Secured by one-to-four family residences	$	699	$	-	$	153	$	852	$	206,042	$	206,894
Secured by multi-family residences		-		-		-		-		10,650		10,650
Construction		-		-		-		-		10,750		10,750
Commercial		-		-		-		-		14,803		14,803
Home equity lines of credit		-		-		-		-		17,127		17,127
Total real estate loans		699		-		153		852		259,372		260,224
Commercial & industrial loans		-		-		-		-		3,679		3,679
Other loans		-		-		-		-		70		70
Total loans	$	699	$	-	$	153	$	852	$	263,121	$	263,973