Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
ASSETS:
Cash and due from banks	$ 1,648	$ 1,672
Interest earning demand deposits	4,317	8,725
Total cash and cash equivalents	5,965	10,397
Available-for-sale securities, at fair value	17,027	18,313
Held-to-maturity securities, at amortized cost (fair value of $6,265 and $6,588, respectively)	6,335	6,575
Investment in restricted stock, at cost	3,725	3,270
Loans held for sale	4,662	2,770
Loans	280,551	263,972
Less: Allowance for loan losses	(1,486)	(1,261)
Loans receivable, net	279,065	262,711
Bank owned life insurance	3,804	3,758
Accrued interest receivable	936	824
Premises and equipment, net	2,853	3,064
Other assets	2,771	2,700
Total assets	327,143	314,382
Deposits:
Non-interest bearing	10,657	8,385
Interest bearing	208,727	208,306
Total deposits	219,384	216,691
Short-term borrowings	14,550	13,000
Long-term borrowings	59,246	51,447
Official bank checks	1,274	929
Other liabilities	1,371	1,259
Total liabilities	295,825	283,326
Stockholders' equity:
Preferred stock - par value $0.01; 25,000,000 shares authorized, no shares issued and outstanding
Common stock, par value $0.01; 50,000,000 authorized shares; 1,943,253 and 1,934,853 shares issued and outstanding, respectively	19	19
Paid-in capital	15,702	15,441
Retained earnings	16,169	16,077
Accumulated other comprehensive loss	(282)	(165)
Unearned ESOP shares, at cost	(290)	(316)
Total stockholders' equity	31,318	31,056
Total liabilities and stockholders' equity	$ 327,143	$ 314,382