Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
ASSETS:
Cash and due from banks	$ 1,672	$ 1,672
Interest earning demand deposits	6,051	8,725
Total cash and cash equivalents	7,723	10,397
Available-for-sale securities, at fair value	17,748	18,313
Held-to-maturity securities, at amortized cost (fair value of $6,307 and $6,588, respectively)	6,347	6,575
Investment in restricted stock, at cost	3,492	3,270
Loans held for sale	7,300	2,770
Loans	271,987	263,972
Less: Allowance for loan losses	(1,411)	(1,261)
Loans receivable, net	270,576	262,711
Bank owned life insurance	3,788	3,758
Accrued interest receivable	851	824
Premises and equipment, net	2,905	3,064
Other assets	2,946	2,700
Total assets	323,676	314,382
Deposits:
Non-interest bearing	9,856	8,385
Interest bearing	212,108	208,306
Total deposits	221,964	216,691
Short-term borrowings	7,000	13,000
Long-term borrowings	61,618	51,447
Official bank checks	397	929
Other liabilities	1,404	1,259
Total liabilities	292,383	283,326
Stockholders' equity:
Preferred stock - par value $0.01; 25,000,000 shares authorized, no shares issued and outstanding
Common stock, par value $0.01; 50,000,000 authorized shares; 1,941,253 and 1,934,853 shares issued and outstanding, respectively	19	19
Paid-in capital	15,615	15,441
Retained earnings	16,219	16,077
Accumulated other comprehensive loss	(262)	(165)
Unearned ESOP shares, at cost	(298)	(316)
Total stockholders' equity	31,293	31,056
Total liabilities and stockholders' equity	$ 323,676	$ 314,382