Loans (Tables)

3 Months Ended

Mar. 31, 2018

Loans and Leases Receivable Disclosure [Abstract]

Schedule of net loans

	March 31,			December 31,
(In thousands)	2018			2017
Real estate loans:
Secured by one-to-four family residences	$	211,265		$	206,894
Secured by multi-family residences		10,499			10,650
Construction		8,401			10,750
Commercial real estate		16,713			14,803
Home equity lines of credit		16,822			17,127
Total real estate loans		263,700			260,224
Commercial and industrial loans		4,142			3,679
Other loans		57			70
Total loans		267,899			263,973
Net deferred loan origination fees		(22	)		(1	)
Less allowance for loan losses		(1,336	)		(1,261	)
Loans receivable, net	$	266,541		$	262,711

Schedule of risk category of loans by class

	As of March 31, 2018
			Special
(In thousands)	Pass		Mention		Substandard		Doubtful		Total
Real estate loans:
Secured by one-to-four family residences	$	209,049	$	115	$	2,101	$	-	$	211,265
Secured by multi-family residences		10,499		-		-		-		10,499
Construction		8,401		-		-		-		8,401
Commercial real estate		15,758		955		-		-		16,713
Home equity lines of credit		16,607		-		215		-		16,822
Total real estate loans		260,314		1,070		2,316		-		263,700
Commercial & industrial loans		4,142		-		-		-		4,142
Other loans		57		-		-		-		57
Total loans	$	264,513	$	1,070	$	2,316	$	-	$	267,899

	As of December 31, 2017
			Special
(In thousands)	Pass		Mention		Substandard		Doubtful		Total
Real estate loans:
Secured by one-to-four family residences	$	203,815	$	116	$	2,963	$	-	$	206,894
Secured by multi-family residences		10,650		-		-		-		10,650
Construction		10,750		-		-		-		10,750
Commercial real estate		14,803		-		-		-		14,803
Home equity lines of credit		16,897		-		230		-		17,127
Total real estate loans		256,915		116		3,193		-		260,224
Commercial & industrial loans		3,679		-		-		-		3,679
Other loans		70		-		-		-		70
Total loans	$	260,664	$	116	$	3,193	$	-	$	263,973

Schedule of age of the loan delinquencies by type and by amount past due

	As of March 31, 2018
	30-59 Days		60-89 Days
	Past Due		Past Due		90 Days		Total				Total Loans
(In thousands)	And Accruing		And Accruing		and Over		Past Due		Current		Receivable
Real estate loans:
Secured by one-to-four family residences	$	64	$	-	$	91	$	155	$	211,110	$	211,265
Secured by multi-family residences		-		-		-		-		10,499		10,499
Construction		-		-		-		-		8,401		8,401
Commercial		-		-		-		-		16,713		16,713
Home equity lines of credit		157		-		-		157		16,665		16,822
Total real estate loans		221		-		91		312		263,388		263,700
Commercial & industrial loans		-		-		-		-		4,142		4,142
Other loans		-		-		-		-		57		57
Total loans	$	221	$	-	$	91	$	312	$	267,587	$	267,899

	As of December 31, 2017
	30-59 Days		60-89 Days
	Past Due		Past Due		90 Days		Total				Total Loans
(In thousands)	And Accruing		And Accruing		and Over		Past Due		Current		Receivable
Real estate loans:
Secured by one-to-four family residences	$	699	$	-	$	153	$	852	$	206,042	$	206,894
Secured by multi-family residences		-		-		-		-		10,650		10,650
Construction		-		-		-		-		10,750		10,750
Commercial		-		-		-		-		14,803		14,803
Home equity lines of credit		-		-		-		-		17,127		17,127
Total real estate loans		699		-		153		852		259,372		260,224
Commercial & industrial loans		-		-		-		-		3,679		3,679
Other loans		-		-		-		-		70		70
Total loans	$	699	$	-	$	153	$	852	$	263,121	$	263,973