Income Taxes (Tables)

12 Months Ended

Dec. 31, 2017

Income Tax Disclosure [Abstract]

Schedule of provision for income taxes

	2017		2016
	(In Thousands)
Current
Federal	$	238	$	396
State		4		4
Deferred		165		(115	)
	$	407	$	285

Schedule of differences between income tax expense to statutory federal tax at a rate

	2017						2016
	Amount			% of Pre-tax  Income			Amount			% of Pre-tax  Income
Federal Tax at a Statutory rate	$	211			34	%	$	388			34	%
State taxes, net of Federal provision		(108	)		(17	)		119			10
Change in tax rate		228			37			-			-
Change in valuation allowance		106			17			(178	)		(15	)
Nontaxable interest and dividend income		(42	)		(7	)		(44	)		(4	)
Other items		12			2			-			-
Income tax provision	$	407			66	%	$	285			25	%

Schedule of deferred income tax assets and liabilities resulting from temporary differences

	2017			2016
	(In Thousands)
Deferred tax assets:
Deferred loan origination fees	$	92		$	95
Allowance for loan losses - Federal		330			379
State tax credits		1,075			1,102
Depreciation		-			64
Supplemental Executive Retirement Plan		208			290
Unrealized loss on securities available for sale and transferred to  held to maturity		44			43
Net operating loss		270			159
Stock compensation		14			-
Other		1			-
		2,034			2,132
Valuation allowance		(1,424	)		(1,318	)
Total deferred tax assets, net of valuation allowance		610			814
Deferred tax liabilities:
Depreciation		(9	)		-
Mortgage servicing rights		(233	)		(308	)
Total deferred tax liabilities		(242	)		(308	)
Net deferred tax asset	$	368		$	506