Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
OPERATING ACTIVITIES
Net Income	$ 89	$ 11
Adjustments to reconcile net income to net cash flows from operating activities:
Net amortization of premiums and accretion of discounts on investments	21	35
Gain on sale of loans	(348)	(326)
Proceeds from loans sold	19,263	11,567
Loans originated for sale	(18,389)	(13,116)
Amortization of net deferred loan origination costs	357	276
Depreciation and amortization	113	120
Provision for loan losses	75	52
Expense related to ESOP	23	13
Deferred income tax benefit	(2)	(38)
Earnings on investment in bank owned life insurance	(15)	(15)
Decrease (Increase) in accrued interest receivable	15	(53)
Increase in other assets	(203)	(192)
Decrease in other liabilities	(10)	(410)
Net cash flows from operating activities	989	(2,076)
INVESTING ACTIVITIES
Purchases of securities available-for-sale		(1,500)
Proceeds from principal paydowns on securities available-for-sale	390	873
Proceeds from principal paydowns on securities held-to-maturity	163	82
Net increase in loans	(4,262)	(9,923)
Purchase of restricted stock, net	(4)	(483)
Purchase of premises and equipment	(24)	(171)
Net cash flows from investing activities	(3,737)	(11,122)
FINANCING ACTIVITIES
Net increase in deposits	66	3,750
Proceeds from long-term borrowings	7,000	5,501
Repayments on long-term borrowings	(5,412)	(4,053)
Proceeds from (repayments on) short-term borrowings, net	(1,500)	7,500
Stock based compensation	76
Net (decrease) increase in official bank checks	(175)	275
Net cash flows from financing activities	55	12,973
Change in cash and cash equivalents	(2,693)	(225)
Cash and cash equivalents at beginning of period	10,397	7,407
Cash and cash equivalents at end of period	7,704	7,182
CASH PAID DURING THE PERIOD FOR:
Interest	805	584
Income taxes