Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Interest and dividend income:
Loans, including fees	$ 2,826	$ 2,354
Securities:
Taxable	94	69
Tax-exempt	26	29
Mortgage-backed securities	40	30
Other	10	4
Total interest and dividend income	2,996	2,486
Interest expense:
Interest on deposits	563	371
Interest on short-term borrowings	47	17
Interest on long-term borrowings	234	203
Total interest expense	844	591
Net interest income	2,152	1,895
Provision for loan losses	75	52
Net interest income after provision for loan losses	2,077	1,843
Other income:
Service fees	32	40
Fee income	39	35
Increase in cash surrender value of bank owned life insurance	15	15
Realized gain on sale of loans	348	326
Mortgage fee income	174	172
Other	60	48
Total other income	668	636
Other expense:
Salaries and employee benefits	1,627	1,524
Occupancy	281	269
Data processing costs	101	81
Advertising	33	43
Equipment	143	143
Electronic banking	31	7
Directors' fees	58	72
Mortgage fees and taxes	33	24
FDIC premium expense	26	26
Audits and tax services	49	52
Other	252	255
Total other expenses	2,634	2,496
Income (loss) before income taxes	111	(17)
Provision (benefit) for income taxes	22	(28)
Net income	$ 89	$ 11
Earnings per common share - basic and diluted (in dollars per share)	$ 0.05	$ 0.01