Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
ASSETS:
Cash and due from banks	$ 1,484	$ 1,672
Interest earning demand deposits	6,220	8,725
Total cash and cash equivalents	7,704	10,397
Available-for-sale securities, at fair value	17,792	18,313
Held-to-maturity securities, at amortized cost (fair value of $6,356 and $6,588, respectively)	6,404	6,575
Investment in restricted stock, at cost	3,274	3,270
Loans held for sale	2,244	2,770
Loans	267,877	263,972
Less: Allowance for loan losses	(1,336)	(1,261)
Loans receivable, net	266,541	262,711
Bank owned life insurance	3,773	3,758
Accrued interest receivable	809	824
Premises and equipment, net	2,975	3,064
Other assets	3,151	2,948
Total assets	314,667	314,630
Deposits:
Non-interest bearing	8,146	8,385
Interest bearing	208,611	208,306
Total deposits	216,757	216,691
Short-term borrowings	11,500	13,000
Long-term borrowings	53,035	51,447
Official bank checks	754	929
Other liabilities	1,306	1,344
Total liabilities	283,352	283,411
Stockholders' equity:
Preferred stock - par value $0.01; 25,000,000 shares authorized, no shares issued and outstanding
Common stock, par value $0.01; 50,000,000 authorized shares; 1,941,253 and 1,934,853 shares issued and outstanding, respectively	19	19
Paid-in capital	15,531	15,441
Retained earnings	16,329	16,240
Accumulated other comprehensive loss	(257)	(165)
Unearned ESOP shares, at cost	(307)	(316)
Total stockholders' equity	31,315	31,219
Total liabilities and stockholders' equity	$ 314,667	$ 314,630