Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2019

Regulatory Matters

Schedule of capital amounts and ratios

Minimum

To Be "Well-

Minimum

Capitalized"

Well-Capitalized

For Capital

Under Prompt

With Buffer, Fully

Actual

Adequacy Purposes

Corrective Provisions

Phased in for 2019

(Dollars in thousands)

Amount

Ratio

Amount

Ratio

Amount

Ratio

Amount

Ratio

As of December 31, 2019

Total Core Capital (to Risk-Weighted Assets)

$

30,780

15.32

%

$16,075

8.0

%

$20,093

10.0

%

$21,098

10.5

%

Tier 1 Capital (to Risk-Weighted Assets)

29,139

14.50

12,056

6.0

16,075

8.0

17,079

8.5

Tier 1 Common Equity (to Risk-Weighted Assets)

29,139

14.50

9,042

4.5

13,061

6.5

14,065

7.0

Tier 1 Capital (to Assets)

29,139

9.01

12,938

4.0

16,172

5.0

16,172

5.0

As of December 31, 2018:

Total Core Capital (to Risk-Weighted Assets)

$

30,896

15.70

%

$14,927

8.0

%

$18,658

10.0

%

$20,665

10.5

%

Tier 1 Capital (to Risk-Weighted Assets)

29,335

14.91

11,808

6.0

14,927

8.0

16,729

8.5

Tier 1 Common Equity (to Risk-Weighted Assets)

29,335

14.91

8,856

4.5

12,128

6.5

13,777

7.0

Tier 1 Capital (to Assets)

29,335

9.07

12,938

4.0

15,216

5.0

16,173

5.0