Other Income (Tables)

12 Months Ended

Dec. 31, 2019

Other Income

Schedule of non-interest income

	For the year ended		For the year ended
	December 31, 2019		December 31, 2018
(In thousands)
Service fees
Deposit related fees	$	65	$	66
Insufficient funds fee		76		83
Total service fees		141		149
Fee income
Securities commission income		8		43
Insurance commission income		11		88
Total insurance and securities commission income		19		131
Card income
Debit card interchange fee income		135		146
ATM fees		30		31
Total card income		165		177
Mortgage fee income and realized gain on sales of loans*
Residential mortgage loan origination fees		229		324
Commercial loan fees		85		88
Loan servicing income		298		331
Realized gain on sales of residential mortgage loans		931		1,390
Realized gain on sale of SBA loan		—		47
Total mortgage fee income and realized gain on sales of loans		1,543		2,180
Bank owned life insurance		58		61
Other miscellaneous income		11		19
Total non-interest income	$	1,937	$	2,717