The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
KINROSS GOLD CORP COM 496902404   227,859 47,769 SH   SOLE 0 42,482 0 5,287
WASTE MGMT INC DEL COM 94106L109   230,326 1,328 SH   SOLE 0 1,328 0 0
AGNICO EAGLE MINES LTD COM 008474108   231,458 4,631 SH   SOLE 0 4,049 0 582
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   233,026 3,710 SH   SOLE 0 3,685 0 25
MASTERCARD INCORPORATED CL A 57636Q104   233,136 593 SH   SOLE 0 574 0 19
BOEING CO COM 097023105   234,810 1,112 SH   SOLE 0 1,097 0 15
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   244,522 4,974 SH   SOLE 0 4,974 0 0
LOWES COS INC COM 548661107   252,559 1,119 SH   SOLE 0 1,027 0 92
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   258,845 914 SH   SOLE 0 799 0 115
WALMART INC COM 931142103   262,969 1,673 SH   SOLE 0 1,606 0 67
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   268,108 4,097 SH   SOLE 0 4,077 0 20
SPDR SER TR S&P DIVID ETF 78464A763   269,190 2,196 SH   SOLE 0 2,196 0 0
UNITED PARCEL SERVICE INC CL B 911312106   280,701 1,566 SH   SOLE 0 1,434 0 132
HONEYWELL INTL INC COM 438516106   282,112 1,360 SH   SOLE 0 1,153 0 207
NUTRIEN LTD COM 67077M108   286,334 4,849 SH   SOLE 0 4,787 0 62
SALESFORCE INC COM 79466L302   291,539 1,380 SH   SOLE 0 1,344 0 36
VANECK ETF TRUST JUNIOR GOLD MINE 92189F791   299,901 8,410 SH   SOLE 0 7,335 0 1,075
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   310,179 4,182 SH   SOLE 0 4,157 0 25
PROSPECT CAP CORP COM 74348T102   311,507 50,243 SH   SOLE 0 50,243 0 0
ADVANCED MICRO DEVICES INC COM 007903107   315,417 2,769 SH   SOLE 0 2,737 0 32
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   319,295 3,821 SH   SOLE 0 3,699 0 122
ISHARES TR US AER DEF ETF 464288760   322,010 2,760 SH   SOLE 0 2,744 0 16
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   327,269 2,365 SH   SOLE 0 2,343 0 22
ISHARES GOLD TR ISHARES NEW 464285204   332,714 9,143 SH   SOLE 0 9,093 0 50
CHUBB LIMITED COM H1467J104   332,937 1,729 SH   SOLE 0 1,566 0 163
ISHARES TR IBOXX HI YD ETF 464288513   332,962 4,435 SH   SOLE 0 4,435 0 0
SHELL PLC SPON ADS 780259305   345,314 5,719 SH   SOLE 0 5,719 0 0
ALAMOS GOLD INC NEW COM CL A 011532108   349,614 29,330 SH   SOLE 0 24,688 0 4,642
CONOCOPHILLIPS COM 20825C104   353,472 3,412 SH   SOLE 0 2,991 0 421
PALO ALTO NETWORKS INC COM 697435105   374,834 1,467 SH   SOLE 0 1,396 0 71
MARATHON OIL CORP COM 565849106   376,173 16,341 SH   SOLE 0 15,540 0 801
COSTCO WHSL CORP NEW COM 22160K105   381,322 708 SH   SOLE 0 708 0 0
MERCADOLIBRE INC COM 58733R102   387,365 327 SH   SOLE 0 317 0 10
KINDER MORGAN INC DEL COM 49456B101   390,910 22,701 SH   SOLE 0 21,534 0 1,167
AT&T INC COM 00206R102   392,199 24,589 SH   SOLE 0 23,907 0 682
ISHARES TR CORE S&P MCP ETF 464287507   393,500 1,505 SH   SOLE 0 1,266 0 239
ISHARES TR MSCI EAFE ETF 464287465   401,256 5,535 SH   SOLE 0 5,535 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   414,448 6,558 SH   SOLE 0 6,558 0 0
NEXTERA ENERGY INC COM 65339F101   414,853 5,591 SH   SOLE 0 5,124 0 467
CONSTELLATION BRANDS INC CL A 21036P108   430,541 1,749 SH   SOLE 0 1,749 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   445,608 1,575 SH   SOLE 0 1,560 0 15
BROADCOM INC COM 11135F101   448,462 517 SH   SOLE 0 483 0 34
ISHARES TR RUSSELL 2000 ETF 464287655   464,617 2,481 SH   SOLE 0 2,481 0 0
PRUDENTIAL FINL INC COM 744320102   477,170 5,409 SH   SOLE 0 5,078 0 331
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   485,243 1,423 SH   SOLE 0 1,423 0 0
META PLATFORMS INC CL A 30303M102   486,145 1,694 SH   SOLE 0 1,646 0 48
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   493,681 1,212 SH   SOLE 0 1,198 0 14
GLOBAL PMTS INC COM 37940X102   497,132 5,046 SH   SOLE 0 5,046 0 0
GENUINE PARTS CO COM 372460105   519,427 3,069 SH   SOLE 0 2,010 0 1,059
TYSON FOODS INC CL A 902494103   525,304 10,292 SH   SOLE 0 9,742 0 550
NIKE INC CL B 654106103   543,779 4,927 SH   SOLE 0 4,896 0 31
ACUITY BRANDS INC COM 00508Y102   565,073 3,465 SH   SOLE 0 3,465 0 0
DISNEY WALT CO COM 254687106   565,633 6,335 SH   SOLE 0 6,143 0 192
FLOWERS FOODS INC COM 343498101   584,385 23,488 SH   SOLE 0 35 0 23,453
INTERCONTINENTAL EXCHANGE IN COM 45866F104   604,047 5,342 SH   SOLE 0 5,342 0 0
CROWN CASTLE INC COM 22822V101   606,564 5,324 SH   SOLE 0 4,943 0 381
ISHARES TR RUS 1000 ETF 464287622   609,350 2,500 SH   SOLE 0 2,500 0 0
WHEATON PRECIOUS METALS CORP COM 962879102   628,808 14,549 SH   SOLE 0 12,656 0 1,893
JOHNSON CTLS INTL PLC SHS G51502105   669,680 9,828 SH   SOLE 0 6,383 0 3,445
ISHARES TR RUS 1000 VAL ETF 464287598   674,092 4,271 SH   SOLE 0 1,002 0 3,269
NOVARTIS AG SPONSORED ADR 66987V109   675,694 6,696 SH   SOLE 0 6,245 0 451
NEWMONT CORP COM 651639106   687,792 16,123 SH   SOLE 0 14,449 0 1,674
RIO TINTO PLC SPONSORED ADR 767204100   707,089 11,076 SH   SOLE 0 6,206 0 4,870
FORD MTR CO DEL COM 345370860   712,893 47,118 SH   SOLE 0 42,605 0 4,513
BANK AMERICA CORP COM 060505104   717,491 25,008 SH   SOLE 0 23,294 0 1,714
FRESHPET INC COM 358039105   719,435 10,932 SH   SOLE 0 0 0 10,932
AMERICAN TOWER CORP NEW COM 03027X100   733,422 3,782 SH   SOLE 0 3,716 0 66
BARRICK GOLD CORP COM 067901108   755,383 44,618 SH   SOLE 0 40,563 0 4,055
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   802,336 19,723 SH   SOLE 0 19,670 0 53
AFLAC INC COM 001055102   802,700 11,500 SH   SOLE 0 11,500 0 0
ALPHABET INC CAP STK CL C 02079K107   804,935 6,654 SH   SOLE 0 5,486 0 1,168
VANGUARD WORLD FDS INF TECH ETF 92204A702   807,915 1,827 SH   SOLE 0 1,783 0 44
VANGUARD INDEX FDS SMALL CP ETF 922908751   815,433 4,100 SH   SOLE 0 4,070 0 30
ALPHABET INC CAP STK CL A 02079K305   816,714 6,823 SH   SOLE 0 6,823 0 0
PROCTER AND GAMBLE CO COM 742718109   853,913 5,627 SH   SOLE 0 5,400 0 227
VANGUARD INDEX FDS LARGE CAP ETF 922908637   864,940 4,267 SH   SOLE 0 4,267 0 0
ALLSTATE CORP COM 020002101   874,160 8,017 SH   SOLE 0 4,291 0 3,726
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   899,137 4,624 SH   SOLE 0 4,507 0 117
GENERAL DYNAMICS CORP COM 369550108   908,871 4,224 SH   SOLE 0 2,592 0 1,632
PEPSICO INC COM 713448108   917,423 4,953 SH   SOLE 0 4,762 0 191
UNITEDHEALTH GROUP INC COM 91324P102   924,631 1,924 SH   SOLE 0 1,857 0 67
VISA INC COM CL A 92826C839   931,882 3,924 SH   SOLE 0 3,868 0 56
ISHARES TR RUS 1000 GRW ETF 464287614   934,032 3,394 SH   SOLE 0 1,233 0 2,161
ABBVIE INC COM 00287Y109   1,009,714 7,494 SH   SOLE 0 7,134 0 360
SOUTHERN CO COM 842587107   1,019,802 14,517 SH   SOLE 0 13,976 0 541
HEALTHPEAK PROPERTIES INC COM 42250P103   1,072,034 53,335 SH   SOLE 0 30,114 0 23,221
CITIGROUP INC COM NEW 172967424   1,076,426 23,380 SH   SOLE 0 14,490 0 8,890
BAXTER INTL INC COM 071813109   1,086,367 23,845 SH   SOLE 0 12,895 0 10,950
COMCAST CORP NEW CL A 20030N101   1,112,791 26,782 SH   SOLE 0 16,539 0 10,243
ALTRIA GROUP INC COM 02209S103   1,126,611 24,870 SH   SOLE 0 15,716 0 9,154
NVIDIA CORPORATION COM 67066G104   1,144,693 2,706 SH   SOLE 0 2,598 0 108
BCE INC COM NEW 05534B760   1,170,524 25,675 SH   SOLE 0 15,116 0 10,559
PFIZER INC COM 717081103   1,178,014 32,116 SH   SOLE 0 31,255 0 861
COCA COLA CO COM 191216100   1,183,753 19,657 SH   SOLE 0 17,641 0 2,016
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,190,529 8,970 SH   SOLE 0 8,740 0 230
STARBUCKS CORP COM 855244109   1,191,264 12,026 SH   SOLE 0 11,835 0 191
MORGAN STANLEY COM NEW 617446448   1,192,697 13,966 SH   SOLE 0 8,085 0 5,881
TRUIST FINL CORP COM 89832Q109   1,209,782 39,861 SH   SOLE 0 24,001 0 15,860
JPMORGAN CHASE & CO COM 46625H100   1,246,604 8,571 SH   SOLE 0 6,142 0 2,429
TESLA INC COM 88160R101   1,331,363 5,086 SH   SOLE 0 615 0 4,471
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,338,263 13,661 SH   SOLE 0 8,444 0 5,217
EOG RES INC COM 26875P101   1,362,866 11,909 SH   SOLE 0 6,393 0 5,516
PPL CORP COM 69351T106   1,368,141 51,706 SH   SOLE 0 28,210 0 23,496
AMAZON COM INC COM 023135106   1,394,852 10,700 SH   SOLE 0 9,525 0 1,175
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,487,047 19,654 SH   SOLE 0 19,570 0 84
BRISTOL-MYERS SQUIBB CO COM 110122108   1,577,127 24,662 SH   SOLE 0 15,911 0 8,751
MEDTRONIC PLC SHS G5960L103   1,585,360 17,995 SH   SOLE 0 10,526 0 7,469
PHILIP MORRIS INTL INC COM 718172109   1,586,600 16,253 SH   SOLE 0 10,555 0 5,698
FRANCO NEV CORP COM 351858105   1,589,135 11,144 SH   SOLE 0 9,986 0 1,158
HOME DEPOT INC COM 437076102   1,590,974 5,122 SH   SOLE 0 4,544 0 578
MCDONALDS CORP COM 580135101   1,618,549 5,424 SH   SOLE 0 5,223 0 201
DOW INC COM 260557103   1,720,143 32,297 SH   SOLE 0 23,880 0 8,417
CONAGRA BRANDS INC COM 205887102   1,725,934 51,184 SH   SOLE 0 34,371 0 16,813
UNILEVER PLC SPON ADR NEW 904767704   1,793,262 34,400 SH   SOLE 0 24,187 0 10,213
MERCK & CO INC COM 58933Y105   1,861,648 16,134 SH   SOLE 0 10,656 0 5,478
DUKE ENERGY CORP NEW COM NEW 26441C204   1,904,980 21,228 SH   SOLE 0 14,494 0 6,734
VICI PPTYS INC COM 925652109   1,933,856 61,529 SH   SOLE 0 40,420 0 21,109
VERIZON COMMUNICATIONS INC COM 92343V104   2,050,222 55,128 SH   SOLE 0 37,272 0 17,856
CISCO SYS INC COM 17275R102   2,134,096 41,247 SH   SOLE 0 30,101 0 11,146
JOHNSON & JOHNSON COM 478160104   2,151,003 12,995 SH   SOLE 0 9,778 0 3,217
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,195,261 9,966 SH   SOLE 0 9,444 0 522
CHEVRON CORP NEW COM 166764100   2,255,286 14,333 SH   SOLE 0 10,301 0 4,032
QUALCOMM INC COM 747525103   2,287,118 19,213 SH   SOLE 0 15,198 0 4,015
WISDOMTREE TR US MIDCAP DIVID 97717W505   2,371,917 56,407 SH   SOLE 0 53,130 0 3,277
EXXON MOBIL CORP COM 30231G102   2,415,388 22,521 SH   SOLE 0 17,603 0 4,918
ALPS ETF TR ALERIAN MLP 00162Q452   2,681,268 68,382 SH   SOLE 0 65,319 0 3,063
APPLE INC COM 037833100   2,946,215 15,189 SH   SOLE 0 13,364 0 1,825
VANECK ETF TRUST GOLD MINERS ETF 92189F106   4,134,540 137,314 SH   SOLE 0 132,105 0 5,209
ISHARES TR 20 YR TR BD ETF 464287432   4,323,384 41,999 SH   SOLE 0 40,228 0 1,771
MICROSOFT CORP COM 594918104   4,555,236 13,377 SH   SOLE 0 12,587 0 790
VANGUARD INDEX FDS MID CAP ETF 922908629   5,961,634 27,079 SH   SOLE 0 25,591 0 1,488
VANGUARD WORLD FDS ENERGY ETF 92204A306   6,560,957 58,118 SH   SOLE 0 55,122 0 2,996
INVESCO QQQ TR UNIT SER 1 46090E103   6,904,862 18,691 SH   SOLE 0 18,128 0 563
ISHARES TR U.S. TECH ETF 464287721   7,463,474 68,554 SH   SOLE 0 64,767 0 3,787
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   7,521,595 36,596 SH   SOLE 0 34,602 0 1,994
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   10,115,258 185,908 SH   SOLE 0 177,127 0 8,781
VANGUARD INDEX FDS VALUE ETF 922908744   11,078,728 77,964 SH   SOLE 0 73,098 0 4,866
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   14,037,043 178,839 SH   SOLE 0 173,339 0 5,500
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   16,980,333 160,086 SH   SOLE 0 154,802 0 5,284
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   22,542,066 285,234 SH   SOLE 0 276,781 0 8,453
SPDR S&P 500 ETF TR TR UNIT 78462F103   47,438,223 107,016 SH   SOLE 0 101,720 0 5,296