The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103 43,870 92,365 SH   SOLE 0 92,365 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 19,138 170,710 SH   SOLE 0 170,710 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 12,873 32,356 SH   SOLE 0 32,356 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 9,956 107,326 SH   SOLE 0 107,326 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 9,799 49,769 SH   SOLE 0 49,769 0 0
ISHARES INC MSCI GBL GOLD MN 46434G855 9,299 344,803 SH   SOLE 0 344,803 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 9,093 44,802 SH   SOLE 0 44,802 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 9,071 185,701 SH   SOLE 0 185,701 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 8,407 108,322 SH   SOLE 0 108,322 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 7,175 67,793 SH   SOLE 0 67,793 0 0
ISHARES TR INTL SEL DIV ETF 464288448 6,788 217,717 SH   SOLE 0 217,717 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 5,615 38,165 SH   SOLE 0 38,165 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 4,976 19,532 SH   SOLE 0 19,532 0 0
MICROSOFT CORP COM 594918104 4,490 13,349 SH   SOLE 0 13,349 0 0
PFIZER INC COM 717081103 2,478 41,964 SH   SOLE 0 41,964 0 0
APPLE INC COM 037833100 2,469 13,906 SH   SOLE 0 13,906 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 2,459 75,112 SH   SOLE 0 75,112 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,244 45,368 SH   SOLE 0 45,368 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 2,155 67,269 SH   SOLE 0 67,269 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,979 44,616 SH   SOLE 0 44,616 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,927 23,710 SH   SOLE 0 23,710 0 0
QUALCOMM INC COM 747525103 1,917 10,486 SH   SOLE 0 10,486 0 0
HOME DEPOT INC COM 437076102 1,815 4,373 SH   SOLE 0 4,373 0 0
AMAZON COM INC COM 023135106 1,584 475 SH   SOLE 0 475 0 0
COCA COLA CO COM 191216100 1,432 24,193 SH   SOLE 0 24,193 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,250 8,871 SH   SOLE 0 8,871 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,176 5,287 SH   SOLE 0 5,287 0 0
SOUTHERN CO COM 842587107 1,149 16,758 SH   SOLE 0 16,758 0 0
ALPHABET INC CAP STK CL A 02079K305 1,112 384 SH   SOLE 0 384 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,112 18,148 SH   SOLE 0 18,148 0 0
JOHNSON & JOHNSON COM 478160104 1,110 6,488 SH   SOLE 0 6,488 0 0
AMERICAN TOWER CORP NEW COM 03027X100 1,076 3,679 SH   SOLE 0 3,679 0 0
DISNEY WALT CO COM 254687106 1,066 6,882 SH   SOLE 0 6,882 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,057 4,783 SH   SOLE 0 4,783 0 0
STARBUCKS CORP COM 855244109 1,051 8,985 SH   SOLE 0 8,985 0 0
EXXON MOBIL CORP COM 30231G102 1,018 16,629 SH   SOLE 0 16,629 0 0
UNITEDHEALTH GROUP INC COM 91324P102 942 1,875 SH   SOLE 0 1,875 0 0
VISA INC COM CL A 92826C839 914 4,215 SH   SOLE 0 4,215 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 895 3,961 SH   SOLE 0 3,961 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 883 22,623 SH   SOLE 0 22,623 0 0
CHEVRON CORP NEW COM 166764100 874 7,449 SH   SOLE 0 7,449 0 0
ABBVIE INC COM 00287Y109 867 6,402 SH   SOLE 0 6,402 0 0
FRANCO NEV CORP COM 351858105 855 6,182 SH   SOLE 0 6,182 0 0
NIKE INC CL B 654106103 854 5,122 SH   SOLE 0 5,122 0 0
MCDONALDS CORP COM 580135101 853 3,180 SH   SOLE 0 3,180 0 0
PROCTER AND GAMBLE CO COM 742718109 841 5,140 SH   SOLE 0 5,140 0 0
KINDER MORGAN INC DEL COM 49456B101 830 52,343 SH   SOLE 0 52,343 0 0
ALPHABET INC CAP STK CL C 02079K107 828 286 SH   SOLE 0 286 0 0
ISHARES TR RUS 1000 ETF 464287622 793 3,000 SH   SOLE 0 3,000 0 0
CISCO SYS INC COM 17275R102 751 11,859 SH   SOLE 0 11,859 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 742 7,076 SH   SOLE 0 7,076 0 0
ACUITY BRANDS INC COM 00508Y102 734 3,465 SH   SOLE 0 3,465 0 0
JPMORGAN CHASE & CO COM 46625H100 722 4,557 SH   SOLE 0 4,557 0 0
CVS HEALTH CORP COM 126650100 721 6,984 SH   SOLE 0 6,984 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 721 2,984 SH   SOLE 0 2,984 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 717 5,242 SH   SOLE 0 5,242 0 0
PHILIP MORRIS INTL INC COM 718172109 712 7,495 SH   SOLE 0 7,495 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 676 12,108 SH   SOLE 0 12,108 0 0
WHEATON PRECIOUS METALS CORP COM 962879102 676 15,757 SH   SOLE 0 15,757 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 643 12,378 SH   SOLE 0 12,378 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 640 1,397 SH   SOLE 0 1,397 0 0
NEXTERA ENERGY INC COM 65339F101 635 6,804 SH   SOLE 0 6,804 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 632 6,975 SH   SOLE 0 6,975 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 621 9,957 SH   SOLE 0 9,957 0 0
META PLATFORMS INC CL A 30303M102 618 1,838 SH   SOLE 0 1,838 0 0
NVIDIA CORPORATION COM 67066G104 595 2,024 SH   SOLE 0 2,024 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 589 10,612 SH   SOLE 0 10,612 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 576 9,891 SH   SOLE 0 9,891 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 534 1,663 SH   SOLE 0 1,663 0 0
NEWMONT CORP COM 651639106 526 8,480 SH   SOLE 0 8,480 0 0
ISHARES TR MSCI EAFE ETF 464287465 513 6,526 SH   SOLE 0 6,526 0 0
ALTRIA GROUP INC COM 02209S103 506 10,672 SH   SOLE 0 10,672 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 505 4,777 SH   SOLE 0 4,777 0 0
TRUIST FINL CORP COM 89832Q109 505 8,630 SH   SOLE 0 8,630 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 477 3,175 SH   SOLE 0 3,175 0 0
MARATHON OIL CORP COM 565849106 465 28,331 SH   SOLE 0 28,331 0 0
ISHARES TR IBOXX HI YD ETF 464288513 464 5,330 SH   SOLE 0 5,330 0 0
INTEL CORP COM 458140100 449 8,718 SH   SOLE 0 8,718 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 447 1,464 SH   SOLE 0 1,464 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 446 3,846 SH   SOLE 0 3,846 0 0
VANECK ETF TRUST JUNIOR GOLD MINE 92189F791 441 10,520 SH   SOLE 0 10,520 0 0
BK OF AMERICA CORP COM 060505104 436 9,789 SH   SOLE 0 9,789 0 0
DOW INC COM 260557103 428 7,544 SH   SOLE 0 7,544 0 0
PROSPECT CAP CORP COM 74348T102 423 50,243 SH   SOLE 0 50,243 0 0
3M CO COM 88579Y101 421 2,369 SH   SOLE 0 2,369 0 0
BROADCOM INC COM 11135F101 417 626 SH   SOLE 0 626 0 0
MERCADOLIBRE INC COM 58733R102 414 307 SH   SOLE 0 307 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 411 1,375 SH   SOLE 0 1,375 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 411 4,781 SH   SOLE 0 4,781 0 0
PRUDENTIAL FINL INC COM 744320102 399 3,688 SH   SOLE 0 3,688 0 0
WESTROCK CO COM 96145D105 395 8,911 SH   SOLE 0 8,911 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 394 5,864 SH   SOLE 0 5,864 0 0
CONSTELLATION BRANDS INC CL A 21036P108 379 1,512 SH   SOLE 0 1,512 0 0
PAYPAL HLDGS INC COM 70450Y103 371 1,965 SH   SOLE 0 1,965 0 0
GOLUB CAP BDC INC COM 38173M102 364 23,551 SH   SOLE 0 23,551 0 0
CITIGROUP INC COM NEW 172967424 358 5,923 SH   SOLE 0 5,923 0 0
ISHARES TR CORE S&P MCP ETF 464287507 357 1,262 SH   SOLE 0 1,262 0 0
NUTRIEN LTD COM 67077M108 348 4,633 SH   SOLE 0 4,633 0 0
MERCK & CO INC COM 58933Y105 347 4,523 SH   SOLE 0 4,523 0 0
CONOCOPHILLIPS COM 20825C104 345 4,782 SH   SOLE 0 4,782 0 0
PEPSICO INC COM 713448108 345 1,988 SH   SOLE 0 1,988 0 0
NOVARTIS AG SPONSORED ADR 66987V109 336 3,844 SH   SOLE 0 3,844 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 328 751 SH   SOLE 0 751 0 0
JOHNSON CTLS INTL PLC SHS G51502105 317 3,898 SH   SOLE 0 3,898 0 0
COSTCO WHSL CORP NEW COM 22160K105 316 557 SH   SOLE 0 557 0 0
MEDTRONIC PLC SHS G5960L103 314 3,034 SH   SOLE 0 3,034 0 0
LOWES COS INC COM 548661107 310 1,200 SH   SOLE 0 1,200 0 0
SPDR SER TR S&P BIOTECH 78464A870 308 2,752 SH   SOLE 0 2,752 0 0
UNITED PARCEL SERVICE INC CL B 911312106 308 1,437 SH   SOLE 0 1,437 0 0
SALESFORCE COM INC COM 79466L302 301 1,186 SH   SOLE 0 1,186 0 0
MORGAN STANLEY COM NEW 617446448 299 3,044 SH   SOLE 0 3,044 0 0
ADVANCED MICRO DEVICES INC COM 007903107 291 2,025 SH   SOLE 0 2,025 0 0
BARRICK GOLD CORP COM 067901108 290 15,240 SH   SOLE 0 15,240 0 0
SPDR SER TR S&P DIVID ETF 78464A763 289 2,239 SH   SOLE 0 2,239 0 0
COMCAST CORP NEW CL A 20030N101 284 5,648 SH   SOLE 0 5,648 0 0
FLAHERTY & CRUMRINE DYNAMIC SHS 33848W106 278 10,000 SH   SOLE 0 10,000 0 0
GENUINE PARTS CO COM 372460105 278 1,984 SH   SOLE 0 1,984 0 0
PAPA JOHNS INTL INC COM 698813102 278 2,084 SH   SOLE 0 2,084 0 0
ALAMOS GOLD INC NEW COM CL A 011532108 277 35,971 SH   SOLE 0 35,971 0 0
ILLUMINA INC COM 452327109 276 726 SH   SOLE 0 726 0 0
ISHARES TR GLOBAL TECH ETF 464287291 270 4,200 SH   SOLE 0 4,200 0 0
KINROSS GOLD CORP COM 496902404 258 44,451 SH   SOLE 0 44,451 0 0
CHUBB LIMITED COM H1467J104 258 1,334 SH   SOLE 0 1,334 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 254 5,083 SH   SOLE 0 5,083 0 0
AT&T INC COM 00206R102 253 10,279 SH   SOLE 0 10,279 0 0
BROWN FORMAN CORP CL B 115637209 252 3,464 SH   SOLE 0 3,464 0 0
HONEYWELL INTL INC COM 438516106 249 1,192 SH   SOLE 0 1,192 0 0
DUPONT DE NEMOURS INC COM 26614N102 248 3,065 SH   SOLE 0 3,065 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 247 11,902 SH   SOLE 0 11,902 0 0
BCE INC COM NEW 05534B760 246 4,731 SH   SOLE 0 4,731 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 245 5,830 SH   SOLE 0 5,830 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 244 4,673 SH   SOLE 0 4,673 0 0
MASTERCARD INCORPORATED CL A 57636Q104 243 676 SH   SOLE 0 676 0 0
AGNICO EAGLE MINES LTD COM 008474108 241 4,544 SH   SOLE 0 4,544 0 0
WASTE MGMT INC DEL COM 94106L109 240 1,441 SH   SOLE 0 1,441 0 0
ISHARES TR PFD AND INCM SEC 464288687 234 5,938 SH   SOLE 0 5,938 0 0
UNILEVER PLC SPON ADR NEW 904767704 229 4,257 SH   SOLE 0 4,257 0 0
NUVEEN MUN HIGH INCOME OPPOR COM 670682103 193 12,791 SH   SOLE 0 12,791 0 0
PROSHARES TR SHORT QQQ NEW 74347B714 112 10,348 SH   SOLE 0 10,348 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 85 10,905 SH   SOLE 0 10,905 0 0
INTERNATIONAL TOWER HILL MIN COM 46050R102 16 21,280 SH   SOLE 0 21,280 0 0