The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK Innovation ETF ARKK 00214Q104 1 10 SH   SOLE   0 0 10
FlexShares STOXX Global Broad Infras ETF NFRA 33939L795 539 9,386 SH   SOLE   0 0 9,386
Flexshares Upstream GUNR 33939L407 7,065 184,509 SH   SOLE   0 0 184,509
Goldman Sachs Physical Gold ETF AAAU 38150K103 8,977 510,056 SH   SOLE   0 0 510,056
Grayscale Ethereum Trust (ETH) ETHE 389638107 11 500 SH   SOLE   0 0 500
Invesco Exchange Traded FD T S&P500 EQL WGT RSP 46137V357 81 534 SH   SOLE   0 0 534
Ishares 7-10 Year Trsury IEF 464287440 22,484 194,681 SH   SOLE   0 0 194,681
Ishares 7-10 Year Trsury IEF 464287440 146 1,265 SH   SOLE   0 0 1,265
iShares Cohen & Steers REIT ETF ICF 464287564 10 157 SH   SOLE   0 0 157
Ishares Core S&P Etf IJH 464287507 34 126 SH   SOLE   0 0 126
Ishares Core Total Etf AGG 464287226 423 3,666 SH   SOLE   0 0 3,666
Ishares Dj Select Div Fd DVY 464287168 273 2,337 SH   SOLE   0 0 2,337
iShares ESG MSCI EM ETF ESGE 46434G863 568 12,577 SH   SOLE   0 0 12,577
iShares Gold Trust IAU 464285204 32 955 SH   SOLE   0 0 955
Ishares Growth Alloc AOR 464289867 45 795 SH   SOLE   0 0 795
iShares High Dividend Equity HDV 46429B663 120 1,248 SH   SOLE   0 0 1,248
iShares Lehman 3-7 Year Treasury Bond IEI 464288661 11,580 88,718 SH   SOLE   0 0 88,718
iShares Lehman 3-7 Year Treasury Bond IEI 464288661 18 134 SH   SOLE   0 0 134
Ishares Moderate AOM 464289875 3 77 SH   SOLE   0 0 77
iShares MSCI ACWI Index ACWI 464288257 558 5,517 SH   SOLE   0 0 5,517
Ishares Msci Al Cry Wrld ACWV 464286525 259 2,519 SH   SOLE   0 0 2,519
iShares MSCI Emerging Markets Index Fund EEM 464287234 11 208 SH   SOLE   0 0 208
Ishares Msci Etf EFAV 46429B689 28 377 SH   SOLE   0 0 377
Ishares Msci US Etf USMV 46429B697 1,077 14,629 SH   SOLE   0 0 14,629
iShares Russell 2000 Index IWM 464287655 92 401 SH   SOLE   0 0 401
iShares S&P 500 Index Fund IVV 464287200 29,035 67,536 SH   SOLE   0 0 67,536
iShares S&P 500 Index Fund IVV 464287200 32 75 SH   SOLE   0 0 75
iShares S&P Mid-Cap 400 Growth IJK 464287606 7 84 SH   SOLE   0 0 84
iShares S&P Mid-Cap 400 Value ETF IJJ 464287705 15 147 SH   SOLE   0 0 147
Ishares Tr Barclays Bond SHY 464287457 4,939 57,319 SH   SOLE   0 0 57,319
iShares TR Barclays TIPS TIP 464287176 7 56 SH   SOLE   0 0 56
Ishares Tr Msci Eafe Fd EFA 464287465 3,949 50,066 SH   SOLE   0 0 50,066
Jpmrg Dvsfd Retn Emrg JPEM 46641Q308 229 3,871 SH   SOLE   0 0 3,871
PIMCO 1-5 Year US TIPS ETF STPZ 72201R205 10 184 SH   SOLE   0 0 184
Pimco Exch Traded Fund MINT 72201R833 2,991 29,333 SH   SOLE   0 0 29,333
PowerShares FTSE RAFI US 1000 PRF 46137V613 41 258 SH   SOLE   0 0 258
Powershs Qqq TRUST Ser QQQ 46090E103 142 400 SH   SOLE   0 0 400
S & P Global Inc SPGI 78409V104 23 55 SH   SOLE   0 0 55
S P D R S&P 500 Etf Tr SPY 78462F103 896 2,092 SH   SOLE   0 0 2,092
Sch US Div Equity Etf SCHD 808524797 520 6,881 SH   SOLE   0 0 6,881
SPDR Gold Shares GLD 78463V107 17 100 SH   SOLE   0 0 100
Spdr S&P Dividend Etf SDY 78464A763 13 109 SH   SOLE   0 0 109
Vanguard Bond Index Fund BND 921937835 6,326 73,648 SH   SOLE   0 0 73,648
Vanguard Intl Eqty Ind FTSE All World ETF VEU 922042775 166 2,615 SH   SOLE   0 0 2,615
Vanguard Long-Term Corporate Bd ETF VCLT 92206C813 474 4,433 SH   SOLE   0 0 4,433
Vanguard Reit VNQ 922908553 35 340 SH   SOLE   0 0 340
Vanguard Small Cap VB 922908751 239 1,063 SH   SOLE   0 0 1,063
Vanguard Total Intl Etf VXUS 921909768 2 36 SH   SOLE   0 0 36
Vanguard Total Stock Mkt VTI 922908769 16,465 73,892 SH   SOLE   0 0 73,892
Vanguard Total Stock Mkt VTI 922908769 23 103 SH   SOLE   0 0 103
Vanguard Total World VT 922042742 11,618 112,137 SH   SOLE   0 0 112,137
Vanguard Total World VT 922042742 54 520 SH   SOLE   0 0 520
Wisdomtree Midcap DON 97717W505 5 109 SH   SOLE   0 0 109