The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Ishares 7-10 Year Trsury IEF 464287440 15,897 147,777 SH   SOLE   0 0 147,777
Ishares 7-10 Year Trsury IEF 464287440 15 148 SH   SOLE   0 0 148
Ishares Core S&P Etf IJH 464287507 21 125 SH   SOLE   0 0 125
Ishares Core Total Etf AGG 464287226 383 3,334 SH   SOLE   0 0 3,334
Ishares Currency Hedg HEFA 46434V803 1,031 39,841 SH   SOLE   0 0 39,841
Ishares Dj Select Div Fd DVY 464287168 75 1,689 SH   SOLE   0 0 1,689
Ishares Growth Alloc AOR 464289867 32 769 SH   SOLE   0 0 769
iShares High Dividend Equity HDV 46429B663 63 801 SH   SOLE   0 0 801
iShares High Dividend Equity HDV 46429B663 58 1,003 SH   SOLE   0 0 1,003
iShares Lehman 3-7 Year Treasury Bond IEI 464288661 3,876 30,168 SH   SOLE   0 0 30,168
iShares Lehman 3-7 Year Treasury Bond IEI 464288661 1 6 SH   SOLE   0 0 6
Ishares Moderate AOM 464289875 3 79 SH   SOLE   0 0 79
Ishares Msci Al Cry Wrld ACWV 464286525 6,152 67,360 SH   SOLE   0 0 67,360
Ishares Msci Al Cry Wrld ACWV 464286525 25 272 SH   SOLE   0 0 272
Ishares Msci Etf EFAV 46429B689 177 2,591 SH   SOLE   0 0 2,591
Ishares Msci US Etf USMV 46429B697 18,855 305,109 SH   SOLE   0 0 305,109
Ishares Msci US Etf USMV 46429B697 57 920 SH   SOLE   0 0 920
iShares Russell 2000 Index IWM 464287655 19 400 SH   SOLE   0 0 400
iShares S&P 500 Index Fund IVV 464287200 15,213 75,993 SH   SOLE   0 0 75,993
iShares S&P 500 Index Fund IVV 464287200 25 217 SH   SOLE   0 0 217
Ishares Tr Barclays Bond SHY 464287457 10,362 122,284 SH   SOLE   0 0 122,284
iShares TR Barclays TIPS TIP 464287176 1 7 SH   SOLE   0 0 7
Ishares Tr Msci Eafe Fd EFA 464287465 3,375 56,311 SH   SOLE   0 0 56,311
Jpmrg Dvsfd Retn Emrg JPEM 46641Q308 1,332 24,721 SH   SOLE   0 0 24,721
Pimco Exch Traded Fund MINT 72201R833 1,155 11,368 SH   SOLE   0 0 11,368
Pimco Exch Traded Fund MINT 72201R833 130 1,283 SH   SOLE   0 0 1,283
PowerShares FTSE RAFI US 1000 PRF 46137V613 27 257 SH   SOLE   0 0 257
Powershs Qqq TRUST Ser QQQ 46090E103 52 600 SH   SOLE   0 0 600
S & P Global Inc SPGI 78409V104 2 85 SH   SOLE   0 0 85
S P D R S&P 500 Etf Tr SPY 78462F103 121 1,416 SH   SOLE   0 0 1,416
Sch US Div Equity Etf SCHD 808524797 166 4,185 SH   SOLE   0 0 4,185
SPDR Gold Shares GLD 78463V107 11 100 SH   SOLE   0 0 100
Spdr S&P Dividend Etf SDY 78464A763 6 108 SH   SOLE   0 0 108
Spdr S&P Dividend Etf SDY 78464A763 5 100 SH   SOLE   0 0 100
Vanguard Bond Index Fund BND 921937835 9,302 114,221 SH   SOLE   0 0 114,221
Vanguard Bond Index Fund BND 921937835 16 196 SH   SOLE   0 0 196
Vanguard Reit VNQ 922908553 10 191 SH   SOLE   0 0 191
Vanguard Small Cap VB 922908751 144 1,198 SH   SOLE   0 0 1,198
Vanguard Total Stock Mkt VTI 922908769 11,192 92,024 SH   SOLE   0 0 92,024
Vanguard Total Stock Mkt VTI 922908769 15 123 SH   SOLE   0 0 123
Vanguard Total World VT 922042742 240 3,405 SH   SOLE   0 0 3,405
Vanguard Total World VT 922042742 35 470 SH   SOLE   0 0 470
Wisdomtree Midcap DON 97717W505 2 108 SH   SOLE   0 0 108