Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest and dividend income:
Loans	$ 5,467	$ 5,508
Securities-taxable	216	240
Securities-tax exempt	4	6
Interest-bearing deposits and certificates of deposit	42	7
Total interest and dividend income	5,729	5,761
Interest expense:
Deposits	315	438
Federal Reserve Bank and Federal Home Loan Bank of Boston advances	147	232
Total interest expense	462	670
Net interest income	5,267	5,091
Provision (credit) for loan losses	71	(213)
Net interest income after provision (credit) for loan losses	5,196	5,304
Non-interest income:
Customer service fees	365	367
Gain on loan origination and sale activities, net	1,264	10,993
Mortgage servicing fees, net	348	779
Increase in cash surrender value of life insurance	40	40
Other	175	244
Total non-interest income	2,192	12,423
Non-interest expenses:
Salaries and employee benefits	5,154	8,437
Occupancy and equipment	365	744
Data processing	345	263
Professional fees	1,025	561
Marketing	157	170
FDIC insurance	58	54
Other	1,602	1,722
Total non-interest expenses	8,706	11,951
Income (loss) before income taxes	(1,318)	5,776
Income tax expense (benefit)	(1,083)	1,664
Net income (loss)	$ (235)	$ 4,112
Earnings (loss) per common share
Basic	$ (0.05)	$ 0.81
Diluted	$ (0.05)	$ 0.78
Weighted average shares outstanding
Basic	4,815,325	5,056,165
Diluted	5,014,538	5,254,907