Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Interest and dividend income:
Loans	$ 5,508	$ 5,620
Securities-taxable	240	370
Securities-tax exempt	6	7
Interest-bearing deposits and certificates of deposit	7	56
Total interest and dividend income	5,761	6,053
Interest expense:
Deposits	438	1,425
Federal Reserve Bank and Federal Home Loan Bank of Boston advances	232	203
Total interest expense	670	1,628
Net interest income	5,091	4,425
Provision (credit) for loan losses	(213)	724
Net interest income after provision (credit) for loan losses	5,304	3,701
Non-interest income:
Customer service fees	367	306
Gain on loan origination and sale activities, net	10,993	7,144
Mortgage servicing fees, net	779	(1,254)
Increase in cash surrender value of life insurance	40	45
Other	244	210
Total non-interest income	12,423	6,451
Non-interest expenses:
Salaries and employee benefits	8,437	8,126
Occupancy and equipment	744	698
Data processing	263	196
Professional fees	561	405
Marketing	170	152
FDIC insurance	54	56
Other	1,722	1,326
Total non-interest expenses	11,951	10,959
Income (loss) before income taxes	5,776	(807)
Income tax expense	1,664	11
Net income (loss)	$ 4,112	$ (818)
Earnings (loss) per common share
Basic	$ 0.81	$ (0.16)
Diluted	$ 0.78	$ (0.16)
Weighted average shares outstanding
Basic	5,056,165	5,158,294
Diluted	5,254,907	5,158,294