Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 3,453	$ 4,206
Interest-bearing deposits	51,497	9,568
Total cash and cash equivalents	54,950	13,774
Securities available for sale, at fair value	54,148	55,366
Loans held for sale, at fair value	93,176	119,112
Loans, net of allowance for loan losses of $6,563 in 2021 and $6,784 in 2020	491,983	483,644
Federal Home Loan Bank of Boston stock, at cost	3,576	3,576
Accrued interest receivable	1,501	1,562
Mortgage servicing rights, net	14,744	12,377
Premises and equipment, net	4,709	4,781
Bank-owned life insurance	8,662	8,622
Foreclosed real estate	132	132
Other assets	10,607	18,126
Total assets	738,188	721,072
Deposits:
Non-interest bearing	118,623	96,731
Interest bearing	409,410	399,847
Brokered	32,225	31,729
Total deposits	560,258	528,307
Federal Reserve Bank advances		11,431
Federal Home Loan Bank of Boston advances	60,024	61,895
Mortgagors' escrow accounts	1,924	2,338
Post-employment benefit obligations	2,235	2,382
Other liabilities	12,888	14,900
Total liabilities	637,329	621,253
Commitments and contingencies (Note 14)
Stockholders' Equity:
Preferred stock, no par value; authorized: 1,000,000 shares; issued: none
Common stock, $.01 par value; authorized: 15,000,000 shares; issued and outstanding: 5,364,240 shares at March 31, 2021 and 5,495,514 shares at December 31, 2020	53	54
Additional paid-in capital	48,613	50,937
Retained earnings	55,801	51,689
ESOP-Unearned compensation	(3,709)	(3,756)
Accumulated other comprehensive income, net of tax	101	895
Total stockholders' equity	100,859	99,819
Total liabilities and stockholders' equity	$ 738,188	$ 721,072