Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 4,516	$ 4,370
Interest-bearing deposits	3,900	10,479
Total cash and cash equivalents	8,416	14,849
Certificates of deposit	3,185	3,675
Securities available for sale, at fair value	67,441	68,637
Loans held for sale, at fair value	19,923	30,452
Loans, net of allowance for loan losses of $3,437 in 2017 and $3,271 in 2016	352,962	332,991
Federal Home Loan Bank stock, at cost	2,201	2,478
Accrued interest receivable	1,144	1,163
Mortgage servicing rights, net	8,878	8,486
Premises and equipment, net	6,519	6,280
Bank-owned life insurance	7,922	7,884
Other assets	3,903	4,329
Total assets	482,494	481,224
Deposits:
Non-interest bearing	64,414	59,646
Interest bearing	297,683	291,533
Total deposits	362,097	351,179
Federal Home Loan Bank advances	30,487	38,667
Mortgagors' escrow accounts	1,704	1,572
Post-employment benefit obligations	2,751	2,886
Other liabilities	2,493	3,618
Total liabilities	399,532	397,922
Commitments and contingencies (Note 13)
Stockholders' Equity:
Preferred stock, no par value; authorized: 1,000,000 shares; issued: none
Common stock, $.01 par value; authorized: 15,000,000 shares; issued and outstanding: 5,868,726 shares at March 31, 2017 and December 31, 2016	59	59
Additional paid-in capital	56,398	56,373
Retained earnings	32,214	32,661
ESOP-Unearned compensation	(4,460)	(4,507)
Accumulated other comprehensive loss, net of tax	(1,249)	(1,284)
Total stockholders' equity	82,962	83,302
Total liabilities and stockholders' equity	$ 482,494	$ 481,224