Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 4,370	$ 2,721
Interest-bearing deposits	10,479	1,925
Total cash and cash equivalents	14,849	4,646
Certificates of deposit	3,675	4,675
Securities available for sale, at fair value	68,637	62,267
Loans held for sale, at fair value in 2016 and lower of cost or fair value in 2015	30,452	2,870
Loans, net of allowance for loan losses of $3,271 in 2016 and $3,239 in 2015	332,991	285,151
Federal Home Loan Bank stock, at cost	2,478	2,728
Accrued interest receivable	1,163	1,065
Mortgage servicing rights	8,486	2,567
Premises and equipment, net	6,280	2,905
Bank-owned life insurance	7,884	9,620
Foreclosed real estate		500
Other assets	4,329	4,169
Total assets	481,224	383,163
Deposits:
Non-interest bearing	59,646	43,478
Interest bearing	291,533	265,717
Total deposits	351,179	309,195
Federal Home Loan Bank advances	38,667	34,914
Mortgagors' escrow accounts	1,572	1,445
Post-employment benefit obligations	2,886	3,294
Other liabilities	3,618	1,856
Total liabilities	397,922	350,704
Commitments and contingencies (Note 14)
Stockholders' Equity:
Preferred stock, no par value; authorized: 1,000,000 shares; issued: none
Common stock, $.01 par value; authorized: 15,000,000 shares; issued and outstanding: 5,868,726 shares at December 31, 2016; none issued at December 31, 2015	59
Additional paid-in capital	56,373
Retained earnings	32,661	32,198
ESOP-Unearned compensation	(4,507)
Accumulated other comprehensive income (loss), net of tax	(1,284)	261
Total stockholders' equity	83,302	32,459
Total liabilities and stockholders' equity	$ 481,224	$ 383,163