The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aberdeen Standard Physical Pla PHYSCL PLATM SHS 003260106 848 9,248 SH   SOLE NONE 0 0 9,248
Apple Computer COM 037833100 4,492 25,727 SH   SOLE NONE 0 0 25,727
Ball Corporation COM 058498106 2,056 22,845 SH   SOLE NONE 0 0 22,845
BlackRock MuniHoldings CA Qual COM 09254L107 304 23,314 SH   SOLE NONE 0 0 23,314
Caterpillar Inc. COM 149123101 356 1,600 SH   SOLE NONE 0 0 1,600
Charles River Laboratories Int COM 159864107 832 2,931 SH   SOLE NONE 0 0 2,931
Chevron Corporation COM 166764100 552 3,395 SH   SOLE NONE 0 0 3,395
Cigna Corp. COM 125523100 1,545 6,452 SH   SOLE NONE 0 0 6,452
Citigroup Inc. COM NEW 172967424 628 11,773 SH   SOLE NONE 0 0 11,773
Comcast Corp New Cl A CL A 20030N101 1,377 29,431 SH   SOLE NONE 0 0 29,431
Corning Inc. COM 219350105 1,079 29,245 SH   SOLE NONE 0 0 29,245
Deutsche X-Trackers MSCI EAFE XTRACK MSCI EAFE 233051200 21,024 557,517 SH   SOLE NONE 0 0 557,517
Diamonds Trust - Unit Series 1 UT SER 1 78467X109 665 1,919 SH   SOLE NONE 0 0 1,919
Dollar Tree Inc Com COM 256746108 437 2,731 SH   SOLE NONE 0 0 2,731
Eaton Vance Fl Rt In Tr COM 278279104 283 21,434 SH   SOLE NONE 0 0 21,434
Eaton Vance SR Fl Rt Tr COM 27828Q105 655 48,903 SH   SOLE NONE 0 0 48,903
Essex Property Trust Inc. COM 297178105 991 2,870 SH   SOLE NONE 0 0 2,870
FedEx Corporation COM 31428X106 1,590 6,875 SH   SOLE NONE 0 0 6,875
First Trust Dow Jones Sel Micr COM SHS ANNUAL 33718M105 2,946 48,901 SH   SOLE NONE 0 0 48,901
First Trust/Four Corners COM 33733U108 384 30,599 SH   SOLE NONE 0 0 30,599
Fiserv Inc. Wisc Pv 1CT COM 337738108 1,991 19,636 SH   SOLE NONE 0 0 19,636
Franklin FTSE Japan ETF FTSE JAPAN ETF 35473P744 375 13,860 SH   SOLE NONE 0 0 13,860
General Motors Corporation COM 37045V100 975 22,309 SH   SOLE NONE 0 0 22,309
Goldman Sachs Equal Wght US Lg EQUAL WEIGHT US 381430438 7,837 116,734 SH   SOLE NONE 0 0 116,734
Hannon Armstrong Sustainable I COM 41068X100 237 5,000 SH   SOLE NONE 0 0 5,000
Hartford Multifactor Dev Mkts HARTFORD MLT ETF 518416102 3,814 131,002 SH   SOLE NONE 0 0 131,002
Honeywell Inc. COM 438516106 11,471 58,954 SH   SOLE NONE 0 0 58,954
Intel Corp. COM 458140100 470 9,500 SH   SOLE NONE 0 0 9,500
Invesco S&P 500 Equal Weight E S&P500 EQL WGT 46137V357 31,995 202,874 SH   SOLE NONE 0 0 202,874
Invesco S&P 500 Garp S&P 500 GARP ETF 46137V431 10,925 119,742 SH   SOLE NONE 0 0 119,742
Invesco S&P SmallCap Value wit S&P SMCP VLU MNT 46137V480 1,284 23,837 SH   SOLE NONE 0 0 23,837
IQ 50 Percent Hedged FTSE Intl HDGD FTSE INTL 45409B560 2,139 90,643 SH   SOLE NONE 0 0 90,643
iShares Core MSCI Emerging Mar CORE MSCI EMKT 46434G103 2,987 53,783 SH   SOLE NONE 0 0 53,783
iShares Currency Hedged MSCI E HDG MSCI EAFE 46434V803 10,846 319,568 SH   SOLE NONE 0 0 319,568
iShares Edge MSCI Min Vol USA MSCI USA MIN VOL 46429B697 318 4,103 SH   SOLE NONE 0 0 4,103
iShares Floating Rate Bond ETF FLTG RATE NT ETF 46429B655 8,270 163,713 SH   SOLE NONE 0 0 163,713
Ishares MSCI EAFE Small Cap EAFE SML CP ETF 464288273 8,067 121,614 SH   SOLE NONE 0 0 121,614
iShares MSCI USA Equal Weighte MSCI EQUAL WEITE 464286681 1,802 21,252 SH   SOLE NONE 0 0 21,252
Ishares Russell Microcap MICRO-CAP ETF 464288869 2,807 21,785 SH   SOLE NONE 0 0 21,785
iShares Silver Trust ISHARES 46428Q109 2,446 106,924 SH   SOLE NONE 0 0 106,924
iShares Trust - iShares 5-10 Y ISHS 5-10YR INVT 464288638 2,850 51,944 SH   SOLE NONE 0 0 51,944
iShares Ultra Short-Term Bond BLACKROCK ULTRA 46434V878 1,007 20,089 SH   SOLE NONE 0 0 20,089
Johnson & Johnson COM 478160104 245 1,387 SH   SOLE NONE 0 0 1,387
Laboratory Crp of Amer Hldgs COM NEW 50540R409 2,060 7,816 SH   SOLE NONE 0 0 7,816
LKQ Corp COM 501889208 1,504 33,121 SH   SOLE NONE 0 0 33,121
M S Emerging Market Debt COM 61744H105 473 60,833 SH   SOLE NONE 0 0 60,833
MasTec COM 576323109 632 7,265 SH   SOLE NONE 0 0 7,265
Microchip Technology Inc COM 595017104 1,296 17,256 SH   SOLE NONE 0 0 17,256
Nike CL B 654106103 739 5,492 SH   SOLE NONE 0 0 5,492
Norfolk Southern Corp COM 655844108 726 2,546 SH   SOLE NONE 0 0 2,546
Northrop Grumman Corp COM 666807102 478 1,070 SH   SOLE NONE 0 0 1,070
Nuveen Multi Strat Incm COM SHS 67073D102 70 11,407 SH   SOLE NONE 0 0 11,407
Pfizer Inc COM 717081103 2,100 40,576 SH   SOLE NONE 0 0 40,576
Pimco Enhanced Short Maturity ENHAN SHRT MA AC 72201R833 2,896 28,914 SH   SOLE NONE 0 0 28,914
PowerShares Ultra Short Durati ULTRA SHRT DUR 46090A887 13,217 265,243 SH   SOLE NONE 0 0 265,243
Schwab Fnd Intl Large Company SCHWB FDT INT LG 808524755 12,613 391,248 SH   SOLE NONE 0 0 391,248
Schwab US Mid-Cap ETF US MID-CAP ETF 808524508 5,696 75,096 SH   SOLE NONE 0 0 75,096
Sector Spdr Health Fund SBI HEALTHCARE 81369Y209 409 2,986 SH   SOLE NONE 0 0 2,986
SPDR Blmbg Barclays Inv Grd Fl BLOOMBERG INVT 78468R200 19,401 636,307 SH   SOLE NONE 0 0 636,307
SPDR Gold Trust GOLD SHS 78463V107 1,373 7,602 SH   SOLE NONE 0 0 7,602
SPDR Portfolio Emerging Market PORTFOLIO EMG MK 78463X509 4,147 107,331 SH   SOLE NONE 0 0 107,331
SPDR Portfolio Small Cap ETF PORTFOLIO S&P600 78468R853 1,573 37,403 SH   SOLE NONE 0 0 37,403
SPDR S&P 500 Fossil Fuel Free SPDR S&P 500 ETF 78468R796 1,002 9,028 SH   SOLE NONE 0 0 9,028
SPDR S&P 500 Trust TR UNIT 78462F103 2,619 5,799 SH   SOLE NONE 0 0 5,799
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 340 2,658 SH   SOLE NONE 0 0 2,658
SPDR S&P Emerging Markets Smal S&P EMKTSC ETF 78463X756 3,748 66,147 SH   SOLE NONE 0 0 66,147
SPDR S&P Global Natural Resour GLB NAT RESRCE 78463X541 9,933 158,224 SH   SOLE NONE 0 0 158,224
Tapestry COM 876030107 1,013 27,277 SH   SOLE NONE 0 0 27,277
Templeton Global Income COM 880198106 130 25,877 SH   SOLE NONE 0 0 25,877
Vanguard Europe Pacific ETF FTSE DEV MKT ETF 921943858 10,799 224,856 SH   SOLE NONE 0 0 224,856
Vanguard FTSE Emerg. Mkts. Ind FTSE EMR MKT ETF 922042858 1,931 41,876 SH   SOLE NONE 0 0 41,876
Vanguard Health Care HEALTH CAR ETF 92204A504 4,196 16,497 SH   SOLE NONE 0 0 16,497
Vanguard Intermediate Corp Bd INT-TERM CORP 92206C870 5,455 63,406 SH   SOLE NONE 0 0 63,406
Vanguard International Dividen INTL DVD ETF 921946810 3,090 39,099 SH   SOLE NONE 0 0 39,099
Vanguard Mid-Cap Stk ETF MID CAP ETF 922908629 3,850 16,190 SH   SOLE NONE 0 0 16,190
Vanguard Russell 1000 Growth I VNG RUS1000GRW 92206C680 1,265 17,740 SH   SOLE NONE 0 0 17,740
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 2,760 6,650 SH   SOLE NONE 0 0 6,650
Vanguard Short-Term Bond ETF SHRT TRM CORP BD 92206C409 10,067 128,919 SH   SOLE NONE 0 0 128,919
Vanguard Small Cap SMALL CP ETF 922908751 8,117 38,198 SH   SOLE NONE 0 0 38,198
Vanguard Specialized Portfolio DIV APP ETF 921908844 839 5,175 SH   SOLE NONE 0 0 5,175
Vanguard Ultra-Short Bond ETF VANGUARD ULTRA 92203C303 609 12,339 SH   SOLE NONE 0 0 12,339
Vanguard Value Index Fund ETF VALUE ETF 922908744 1,461 9,889 SH   SOLE NONE 0 0 9,889
VMWare Inc. Com CL A COM 928563402 467 4,105 SH   SOLE NONE 0 0 4,105
Vontier Corporation COM 928881101 327 12,890 SH   SOLE NONE 0 0 12,890
Walt Disney Company COM 254687106 1,428 10,415 SH   SOLE NONE 0 0 10,415
WisdomTree Dynamic Ccy Hdgd In CURRNCY INT EQ 97717X263 394 12,862 SH   SOLE NONE 0 0 12,862
WisdomTree European Hedged Sma EUR HDG SMLCAP 97717X552 4,320 124,710 SH   SOLE NONE 0 0 124,710
WisdomTree Intern'l Hdgd Div G ITL HDG QTLY DIV 97717X594 19,526 454,744 SH   SOLE NONE 0 0 454,744
WisdomTree International Small INTL SMCAP DIV 97717W760 7,473 108,874 SH   SOLE NONE 0 0 108,874
Wisdomtree Small Emerging Mark EMG MKTS SMCAP 97717W281 4,480 84,055 SH   SOLE NONE 0 0 84,055
Wsdmtree Emrgn Mkts St EM EX ST-OWNED 97717X578 12,821 392,582 SH   SOLE NONE 0 0 392,582