The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aberdeen Standard Physical Pla PHYSCL PLATM SHS 003260106 733 8,158 SH   SOLE NONE 0 0 8,158
Apple Computer COM 037833100 4,568 25,727 SH   SOLE NONE 0 0 25,727
Ball Corporation COM 058498106 2,204 22,897 SH   SOLE NONE 0 0 22,897
BlackRock MuniHoldings CA Qual COM 09254L107 442 28,673 SH   SOLE NONE 0 0 28,673
BlackRock MuniYield CA Quality COM 09254N103 202 12,707 SH   SOLE NONE 0 0 12,707
Caterpillar Inc. COM 149123101 330 1,600 SH   SOLE NONE 0 0 1,600
Charles River Laboratories Int COM 159864107 1,104 2,931 SH   SOLE NONE 0 0 2,931
Chevron Corporation COM 166764100 398 3,395 SH   SOLE NONE 0 0 3,395
Cigna Corp. COM 125523100 1,369 5,962 SH   SOLE NONE 0 0 5,962
Citigroup Inc. COM NEW 172967424 590 9,778 SH   SOLE NONE 0 0 9,778
Comcast Corp New Cl A CL A 20030N101 1,359 27,009 SH   SOLE NONE 0 0 27,009
Corning Inc. COM 219350105 989 26,576 SH   SOLE NONE 0 0 26,576
Deutsche X-Trackers MSCI EAFE XTRACK MSCI EAFE 233051200 22,121 563,322 SH   SOLE NONE 0 0 563,322
Diamonds Trust - Unit Series 1 UT SER 1 78467X109 845 2,326 SH   SOLE NONE 0 0 2,326
Dollar Tree Inc Com COM 256746108 383 2,731 SH   SOLE NONE 0 0 2,731
Eaton Vance Fl Rt In Tr COM 278279104 323 21,434 SH   SOLE NONE 0 0 21,434
Eaton Vance SR Fl Rt Tr COM 27828Q105 721 48,903 SH   SOLE NONE 0 0 48,903
Essex Property Trust Inc. COM 297178105 1,120 3,182 SH   SOLE NONE 0 0 3,182
FedEx Corporation COM 31428X106 1,620 6,264 SH   SOLE NONE 0 0 6,264
First Trust Dow Jones Sel Micr COM SHS ANNUAL 33718M105 2,456 38,406 SH   SOLE NONE 0 0 38,406
First Trust/Four Corners COM 33733U108 369 30,599 SH   SOLE NONE 0 0 30,599
Fiserv Inc. Wisc Pv 1CT COM 337738108 2,073 19,974 SH   SOLE NONE 0 0 19,974
General Motors Corporation COM 37045V100 1,293 22,067 SH   SOLE NONE 0 0 22,067
Goldman Sachs Equal Wght US Lg EQUAL WEIGHT US 381430438 9,009 126,019 SH   SOLE NONE 0 0 126,019
Hannon Armstrong Sustainable I COM 41068X100 265 5,000 SH   SOLE NONE 0 0 5,000
Hartford Multifactor Dev Mkts HARTFORD MLT ETF 518416102 2,884 95,799 SH   SOLE NONE 0 0 95,799
Honeywell Inc. COM 438516106 12,303 59,005 SH   SOLE NONE 0 0 59,005
Intel Corp. COM 458140100 473 9,196 SH   SOLE NONE 0 0 9,196
Invesco S&P 500 Equal Weight E S&P500 EQL WGT 46137V357 32,516 199,794 SH   SOLE NONE 0 0 199,794
Invesco S&P 500 Garp S&P 500 GARP ETF 46137V431 11,962 123,289 SH   SOLE NONE 0 0 123,289
IQ 50 Percent Hedged FTSE Intl HDGD FTSE INTL 45409B560 2,278 90,951 SH   SOLE NONE 0 0 90,951
iShares Core MSCI Emerging Mar CORE MSCI EMKT 46434G103 5,128 85,674 SH   SOLE NONE 0 0 85,674
iShares Currency Hedged MSCI E HDG MSCI EAFE 46434V803 9,107 257,779 SH   SOLE NONE 0 0 257,779
iShares Edge MSCI Min Vol USA MSCI USA MIN VOL 46429B697 331 4,103 SH   SOLE NONE 0 0 4,103
iShares Floating Rate Bond ETF FLTG RATE NT ETF 46429B655 7,836 154,477 SH   SOLE NONE 0 0 154,477
Ishares MSCI EAFE Small Cap EAFE SML CP ETF 464288273 9,205 125,945 SH   SOLE NONE 0 0 125,945
iShares MSCI USA Equal Weighte MSCI EQUAL WEITE 464286681 990 11,067 SH   SOLE NONE 0 0 11,067
Ishares Russell Microcap MICRO-CAP ETF 464288869 2,947 21,097 SH   SOLE NONE 0 0 21,097
iShares Silver Trust ISHARES 46428Q109 2,199 102,257 SH   SOLE NONE 0 0 102,257
iShares Trust - iShares 5-10 Y ISHS 5-10YR INVT 464288638 4,993 84,245 SH   SOLE NONE 0 0 84,245
Johnson & Johnson COM 478160104 237 1,387 SH   SOLE NONE 0 0 1,387
Laboratory Crp of Amer Hldgs COM NEW 50540R409 2,520 8,021 SH   SOLE NONE 0 0 8,021
LKQ Corp COM 501889208 1,972 32,862 SH   SOLE NONE 0 0 32,862
M S Emerging Market Debt COM 61744H105 677 75,161 SH   SOLE NONE 0 0 75,161
MasTec COM 576323109 670 7,265 SH   SOLE NONE 0 0 7,265
Microchip Technology Inc COM 595017104 1,422 16,343 SH   SOLE NONE 0 0 16,343
Nike CL B 654106103 915 5,492 SH   SOLE NONE 0 0 5,492
Norfolk Southern Corp COM 655844108 757 2,546 SH   SOLE NONE 0 0 2,546
Northrop Grumman Corp COM 666807102 1,062 2,746 SH   SOLE NONE 0 0 2,746
Nuveen Multi Strat Incm COM SHS 67073D102 74 11,407 SH   SOLE NONE 0 0 11,407
Pfizer Inc COM 717081103 2,433 41,210 SH   SOLE NONE 0 0 41,210
Pimco Enhanced Short Maturity ENHAN SHRT MA AC 72201R833 4,284 42,185 SH   SOLE NONE 0 0 42,185
PowerShares Ultra Short Durati ULTRA SHRT DUR 46090A887 15,891 315,941 SH   SOLE NONE 0 0 315,941
Schwab Fnd Intl Large Company SCHWB FDT INT LG 808524755 2,114 65,033 SH   SOLE NONE 0 0 65,033
Schwab US Mid-Cap ETF US MID-CAP ETF 808524508 5,777 71,830 SH   SOLE NONE 0 0 71,830
Sector Spdr Health Fund SBI HEALTHCARE 81369Y209 420 2,986 SH   SOLE NONE 0 0 2,986
SPDR Blmbg Barclays Inv Grd Fl BLOOMBERG INVT 78468R200 19,628 641,669 SH   SOLE NONE 0 0 641,669
SPDR Gold Trust GOLD SHS 78463V107 1,279 7,486 SH   SOLE NONE 0 0 7,486
SPDR Portfolio Emerging Market PORTFOLIO EMG MK 78463X509 4,688 113,012 SH   SOLE NONE 0 0 113,012
SPDR Portfolio Short Term Corp PORTFOLIO SHORT 78464A474 349 11,275 SH   SOLE NONE 0 0 11,275
SPDR Portfolio Small Cap ETF PORTFOLIO S&P600 78468R853 1,328 29,734 SH   SOLE NONE 0 0 29,734
SPDR S&P 500 Fossil Fuel Free SPDR S&P 500 ETF 78468R796 1,237 10,511 SH   SOLE NONE 0 0 10,511
SPDR S&P 500 Trust TR UNIT 78462F103 3,441 7,246 SH   SOLE NONE 0 0 7,246
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 343 2,658 SH   SOLE NONE 0 0 2,658
SPDR S&P Emerging Markets Smal S&P EMKTSC ETF 78463X756 4,066 68,556 SH   SOLE NONE 0 0 68,556
SPDR S&P Global Natural Resour GLB NAT RESRCE 78463X541 7,373 136,642 SH   SOLE NONE 0 0 136,642
Tapestry COM 876030107 878 21,635 SH   SOLE NONE 0 0 21,635
Templeton Global Income COM 880198106 122 23,603 SH   SOLE NONE 0 0 23,603
Vanguard Europe Pacific ETF FTSE DEV MKT ETF 921943858 11,968 234,392 SH   SOLE NONE 0 0 234,392
Vanguard FTSE Emerg. Mkts. Ind FTSE EMR MKT ETF 922042858 2,065 41,760 SH   SOLE NONE 0 0 41,760
Vanguard Health Care HEALTH CAR ETF 92204A504 4,435 16,650 SH   SOLE NONE 0 0 16,650
Vanguard Intermediate Corp Bd INT-TERM CORP 92206C870 6,119 65,969 SH   SOLE NONE 0 0 65,969
Vanguard International Dividen INTL DVD ETF 921946810 1,865 21,841 SH   SOLE NONE 0 0 21,841
Vanguard Mid-Cap Stk ETF MID CAP ETF 922908629 3,779 14,835 SH   SOLE NONE 0 0 14,835
Vanguard Russell 1000 Growth I VNG RUS1000GRW 92206C680 2,896 36,873 SH   SOLE NONE 0 0 36,873
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 4,566 10,460 SH   SOLE NONE 0 0 10,460
Vanguard Short-Term Bond ETF SHRT TRM CORP BD 92206C409 13,350 164,289 SH   SOLE NONE 0 0 164,289
Vanguard Small Cap SMALL CP ETF 922908751 8,585 37,988 SH   SOLE NONE 0 0 37,988
Vanguard Specialized Portfolio DIV APP ETF 921908844 999 5,818 SH   SOLE NONE 0 0 5,818
VMWare Inc. Com CL A COM 928563402 575 4,970 SH   SOLE NONE 0 0 4,970
Vontier Corporation COM 928881101 505 16,435 SH   SOLE NONE 0 0 16,435
Walt Disney Company COM 254687106 1,613 10,415 SH   SOLE NONE 0 0 10,415
WisdomTree Dynamic Ccy Hdgd In CURRNCY INT EQ 97717X263 390 12,674 SH   SOLE NONE 0 0 12,674
WisdomTree European Hedged Sma EUR HDG SMLCAP 97717X552 4,475 120,931 SH   SOLE NONE 0 0 120,931
WisdomTree Intern'l Hdgd Div G ITL HDG QTLY DIV 97717X594 23,366 510,739 SH   SOLE NONE 0 0 510,739
WisdomTree International Small INTL SMCAP DIV 97717W760 6,358 86,339 SH   SOLE NONE 0 0 86,339
Wisdomtree Small Emerging Mark EMG MKTS SMCAP 97717W281 2,907 54,947 SH   SOLE NONE 0 0 54,947
Wsdmtree Emrgn Mkts St EM EX ST-OWNED 97717X578 13,545 367,596 SH   SOLE NONE 0 0 367,596