The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Small Cap Common 922908751 23,328 119,829 SH   SOLE   925 0 118,904
Berkshire Hathaway Cl B Class B 084670702 22,655 97,705 SH   SOLE   18,048 0 79,657
Apple Inc Common 037833100 22,111 166,637 SH   SOLE   139,229 0 27,408
Vanguard Div Appreciation Common 921908844 20,107 142,432 SH   SOLE   14,300 0 128,132
Vanguard Growth Common 922908736 19,043 75,169 SH   SOLE   3,821 0 71,348
Ishares Core US Aggregate Common 464287226 18,614 157,492 SH   SOLE   5,932 0 151,560
Ishares Tr Russell 1000 Growth Common 464287614 18,198 75,465 SH   SOLE   156 0 75,309
Schwab US Div Equity Etf Common 808524797 16,238 253,165 SH   SOLE   28,128 0 225,037
Ishares Russell Midcap Growth Common 464287481 14,960 145,741 SH   SOLE   1,548 0 144,193
Vanguard Mid Cap Common 922908629 13,819 66,835 SH   SOLE   2,589 0 64,246
Disney Walt Co Common 254687106 11,735 64,768 SH   SOLE   50,996 0 13,772
Microsoft Corp Common 594918104 11,434 51,408 SH   SOLE   43,546 0 7,862
Thermo Fisher Scientific Common 883556102 11,380 24,432 SH   SOLE   21,627 0 2,805
Spdr S&P Dividend Etf Common 78464A763 10,938 103,258 SH   SOLE   0 0 103,258
Accenture Common G1151C101 10,877 41,639 SH   SOLE   33,064 0 8,575
iShares Tr 1-3 Yr Treas Bond Common 464287457 10,835 125,437 SH   SOLE   14,173 0 111,264
Vanguard FTSE Developed Mkts Common 921943858 10,810 228,983 SH   SOLE   2,131 0 226,852
JP Morgan Ultra Short Income E Common 46641Q837 10,326 203,308 SH   SOLE   166,892 0 36,416
Blackrock Inc. Common 09247X101 9,892 13,709 SH   SOLE   11,226 0 2,483
Vanguard Tax Ex Bond Index Common 922907746 9,729 176,290 SH   SOLE   0 0 176,290
Vanguard Value Common 922908744 9,120 76,661 SH   SOLE   10,946 0 65,715
Vanguard Reit Common 922908553 8,243 97,057 SH   SOLE   3,037 0 94,020
Amgen Incorporated Common 031162100 7,972 34,674 SH   SOLE   27,364 0 7,310
Illinois Tool Works Inc Common 452308109 7,838 38,446 SH   SOLE   30,456 0 7,990
1/100 Berkshire Htwy Cla Common 084990175 7,652 2,200 SH   SOLE   0 0 2,200
Mastercard Common 57636Q104 7,471 20,930 SH   SOLE   18,705 0 2,225
Procter & Gamble Co Common 742718109 6,337 45,543 SH   SOLE   34,064 0 11,479
Google Inc Class A Vtg Common 38259P508 6,162 3,516 SH   SOLE   3,038 0 478
Stryker Corp Common 863667101 6,056 24,714 SH   SOLE   19,494 0 5,220
Vanguard Intl Dividend Common 921946810 6,021 73,974 SH   SOLE   62,991 0 10,983
Johnson & Johnson Common 478160104 5,737 36,454 SH   SOLE   27,240 0 9,214
Ishares Tr Msci Eafe Fd Common 464287465 5,670 77,717 SH   SOLE   942 0 76,775
Church & Dwight Co Inc Common 171340102 5,531 63,402 SH   SOLE   46,722 0 16,680
Vanguard Mid Cap Value Common 922908512 5,488 46,132 SH   SOLE   1,849 0 44,283
Republic Services Inc Common 760759100 5,366 55,720 SH   SOLE   42,035 0 13,685
Home Depot Common 437076102 5,049 19,010 SH   SOLE   16,130 0 2,880
JP Morgan Chase & Co Common 46625H100 4,984 39,223 SH   SOLE   34,033 0 5,190
Vanguard Large Cap Common 922908637 4,342 24,707 SH   SOLE   957 0 23,750
Cisco Systems Inc Common 17275R102 4,308 96,275 SH   SOLE   75,865 0 20,410
Starbucks Corp Common 855244109 4,237 39,606 SH   SOLE   31,956 0 7,650
McDonalds Corp. Common 580135101 4,194 19,547 SH   SOLE   15,322 0 4,225
Ishares US Real Estate Common 464287739 4,192 48,939 SH   SOLE   2,237 0 46,702
Ishares Tr Russell 2000 Value Common 464287630 4,083 30,988 SH   SOLE   0 0 30,988
Intel Corp Common 458140100 3,975 79,782 SH   SOLE   62,971 0 16,811
Vanguard Small Cap Value Common 922908611 3,950 27,777 SH   SOLE   1,353 0 26,424
Canadian Natl Ry Co Common 136375102 3,844 34,989 SH   SOLE   26,619 0 8,370
SPDR S&P MidCap 400 ETF Common 78467Y107 3,792 9,031 SH   SOLE   615 0 8,416
Oracle Corp. Common 68389X105 3,743 57,861 SH   SOLE   48,736 0 9,125
Automatic Data Processing Common 053015103 3,711 21,062 SH   SOLE   17,427 0 3,635
Ishares Russell Midcap Common 464287499 3,707 54,075 SH   SOLE   516 0 53,559
Abbvie Inc Common 00287Y109 3,641 33,984 SH   SOLE   26,505 0 7,479
Abbott Laboratories Common 002824100 3,637 33,222 SH   SOLE   23,372 0 9,850
VF Corp Common 918204108 3,591 42,040 SH   SOLE   31,720 0 10,320
Ishares Tr Russell 2000 Growth Common 464287648 3,590 12,523 SH   SOLE   350 0 12,173
Packaging Corp Common 695156109 3,518 25,510 SH   SOLE   20,875 0 4,635
Merck & Co Inc Common 58933Y105 3,398 41,538 SH   SOLE   33,871 0 7,667
Goldman Sachs Group Common 38141G109 3,331 12,630 SH   SOLE   10,680 0 1,950
PIMCO Enh Short Maturity ETF Common 72201R833 3,127 30,642 SH   SOLE   28,542 0 2,100
Vanguard Intl Eqty Index/FTSE Common 922042775 3,120 53,458 SH   SOLE   3,225 0 50,233
Intl Equity: Schwab ETF Common 808524805 2,951 81,963 SH   SOLE   74,274 0 7,689
Ishares Russell 1000 Val Common 464287598 2,801 20,484 SH   SOLE   127 0 20,357
US REIT: Schwab ETF Common 808524847 2,628 69,212 SH   SOLE   63,262 0 5,950
Novartis Common 66987V109 2,530 26,797 SH   SOLE   20,457 0 6,340
US MidCap Equity: Schwab ETF Common 808524508 2,522 36,997 SH   SOLE   31,737 0 5,260
Linde Common G5494J103 2,367 8,984 SH   SOLE   6,701 0 2,283
3M Co. Common 88579Y101 2,239 12,807 SH   SOLE   11,230 0 1,577
Exxon Mobil Corporation Common 30231G102 2,207 53,552 SH   SOLE   39,993 0 13,559
SPDR Nuveen Barclays Short Ter Common 78468R739 2,193 44,055 SH   SOLE   0 0 44,055
Ishares Russell Midcap Value Common 464287473 2,184 22,522 SH   SOLE   0 0 22,522
Raytheon Technologies Common 75513E101 1,996 27,914 SH   SOLE   22,979 0 4,935
Vanguard Inl High Div Yield ET Common 921946794 1,995 32,826 SH   SOLE   27,337 0 5,489
Chevrontexaco Corp Common 166764100 1,955 23,147 SH   SOLE   18,882 0 4,265
Wisdomtree Japan Tot Div Common 97717W851 1,937 35,592 SH   SOLE   30,722 0 4,870
Ishares Tr Russell 1000 Index Common 464287622 1,908 9,006 SH   SOLE   0 0 9,006
Intl Flavors & Fragrances Inc Common 459506101 1,864 17,130 SH   SOLE   12,995 0 4,135
Invesco Bond BulletShrs 2022 Common 46138J882 1,807 83,080 SH   SOLE   73,419 0 9,661
Vanguard Mortgage Backed Common 92206C771 1,804 33,367 SH   SOLE   26,782 0 6,585
US Large Cap Value: Schwab ETF Common 808524409 1,780 29,905 SH   SOLE   25,919 0 3,986
Honeywell International Common 438516106 1,675 7,877 SH   SOLE   7,527 0 350
Pfizer Incorporated Common 717081103 1,570 42,661 SH   SOLE   20,902 0 21,759
Clorox Company Common 189054109 1,556 7,705 SH   SOLE   6,080 0 1,625
Intl Business Machines Common 459200101 1,494 11,867 SH   SOLE   3,322 0 8,545
FedEx Corp. Common 31428X106 1,489 5,737 SH   SOLE   5,070 0 667
Citizens Financial Group Inc Common 174610105 1,428 39,940 SH   SOLE   30,140 0 9,800
Nestle SA Common 641069406 1,427 12,115 SH   SOLE   9,760 0 2,355
Ishares Tr Russell 2000 Index Common 464287655 1,417 7,225 SH   SOLE   540 0 6,685
General Dynamics Corp. Common 369550108 1,411 9,478 SH   SOLE   8,223 0 1,255
Amazon Com Inc Common 023135106 1,384 425 SH   SOLE   305 0 120
Invesco Bond BulletShrs 2023 Common 46138J866 1,370 62,579 SH   SOLE   48,384 0 14,195
Shopify Inc Common 82509L107 1,361 1,202 SH   SOLE   1,077 0 125
Invesco Bond BulletShrs 2021 Common 46138J700 1,316 62,034 SH   SOLE   48,102 0 13,932
Interm US Treas: Schwab ETF Common 808524854 1,256 21,566 SH   SOLE   17,530 0 4,036
Abiomed Inc Common 003654100 1,217 3,755 SH   SOLE   3,755 0 0
Norfolk & Southern Common 655844108 1,213 5,105 SH   SOLE   4,955 0 150
Schwab Short Term US Treasury Common 808524862 1,187 23,106 SH   SOLE   19,735 0 3,371
Invesco Bond BulletShrs 2024 Common 46138J841 1,178 52,606 SH   SOLE   42,726 0 9,880
Medtronic PLC Common G5960L103 1,178 10,055 SH   SOLE   7,800 0 2,255
T Rowe Price Group Inc Common 74144T108 1,174 7,753 SH   SOLE   5,978 0 1,775
Pub Svc Ent Group Inc Common 744573106 1,157 19,851 SH   SOLE   17,251 0 2,600
U S Bancorp Common 902973304 1,119 24,013 SH   SOLE   18,158 0 5,855
iShares S&P Midcap Common 464287507 1,110 4,830 SH   SOLE   2,976 0 1,854
Emerson Electric Common 291011104 1,110 13,810 SH   SOLE   12,260 0 1,550
Coca-Cola Common 191216100 1,079 19,679 SH   SOLE   18,554 0 1,125
Vanguard Corp Bond Etf Common 92206C409 1,070 12,847 SH   SOLE   12,247 0 600
US Lgcap Equity: Schwab ETF Common 808524201 976 10,730 SH   SOLE   10,129 0 601
Novo-Nordisk A-S Common 670100205 975 13,960 SH   SOLE   10,925 0 3,035
CVS Health Corp Common 126650100 969 14,190 SH   SOLE   10,515 0 3,675
iShares GNMA Bond ETF Common 46429B333 962 18,865 SH   SOLE   15,300 0 3,565
NextEra Energy Common 65339F101 957 12,409 SH   SOLE   11,309 0 1,100
US Lg-Cap Growth: Schwab ETF Common 808524300 918 7,152 SH   SOLE   6,037 0 1,115
A T & T Corp New Common 00206R102 916 31,847 SH   SOLE   26,067 0 5,780
iShares Core MSCI Emerging Mkt Common 46434G103 915 14,745 SH   SOLE   3,496 0 11,249
US Agg Bond ETF: Schwab Common 808524839 894 15,959 SH   SOLE   14,704 0 1,255
Vanguard Msci Emerging Common 922042858 889 17,748 SH   SOLE   7,723 0 10,025
Roche Hldg Ltd ADR Common 771195104 888 20,250 SH   SOLE   18,850 0 1,400
Colgate Palmolive Common 194162103 886 10,365 SH   SOLE   8,430 0 1,935
American Express Co. Common 025816109 829 6,858 SH   SOLE   5,333 0 1,525
Kroger Company Common 501044101 827 26,050 SH   SOLE   21,100 0 4,950
Vanguard Small Cap Grwth Common 922908595 823 3,075 SH   SOLE   108 0 2,967
S P D R TRUST Unit SR Common 78462F103 811 2,169 SH   SOLE   1,907 0 262
Alphabet Inc. C Class C 02079K107 808 461 SH   SOLE   444 0 17
Sensata Technology Common N7902X106 798 15,125 SH   SOLE   13,725 0 1,400
Schwab Emerging Markets Common 808524706 793 25,864 SH   SOLE   11,328 0 14,536
Wisdomtree Tr US Midcap Divid Common 97717W505 787 22,596 SH   SOLE   19,210 0 3,386
SPDR Utilities Sector Common 81369Y886 785 12,525 SH   SOLE   10,250 0 2,275
Ross Stores Common 778296103 775 6,311 SH   SOLE   6,311 0 0
Bristol-Myers Squibb Co Common 110122108 750 12,099 SH   SOLE   8,550 0 3,549
Invesco Bond BulletShrs 2025 Common 46138J825 721 31,854 SH   SOLE   22,234 0 9,620
Danaher Corp Common 235851102 719 3,236 SH   SOLE   3,236 0 0
Union Pacific Corp Common 907818108 713 3,425 SH   SOLE   285 0 3,140
Illumina Inc Common 452327109 707 1,910 SH   SOLE   1,870 0 40
Skyworks Solutions Common 83088M102 689 4,510 SH   SOLE   3,650 0 860
Vanguard Short Term Gov't Common 92206C102 684 11,104 SH   SOLE   9,804 0 1,300
Visa Inc Cl A Common 92826C839 680 3,110 SH   SOLE   3,110 0 0
Duke Energy Common 26441C204 640 6,993 SH   SOLE   5,183 0 1,810
Vanguard Intl Real Estate ETF Common 922042676 631 11,614 SH   SOLE   10,746 0 868
Carrier Global Corporation Com Common 14448C104 625 16,563 SH   SOLE   13,413 0 3,150
iShares Barclays TIPS Common 464287176 611 4,790 SH   SOLE   4,790 0 0
2021 iShares Muni Common 46435G789 611 23,695 SH   SOLE   15,630 0 8,065
iShares Ultra Short Term Bond Common 46434V878 581 11,510 SH   SOLE   9,475 0 2,035
Primary Bank Common 74166J103 576 36,000 SH   SOLE   0 0 36,000
JP Morgan Int'l Growth ETF Common 46641Q324 564 7,755 SH   SOLE   7,205 0 550
Verizon Communications Common 92343V104 548 9,321 SH   SOLE   8,321 0 1,000
iShares JPM USD Emerging Mkts Common 464288281 541 4,665 SH   SOLE   2,675 0 1,990
iShares S&P 500 Growth Common 464287309 525 8,224 SH   SOLE   3,640 0 4,584
Alibaba Group Holding Common 01609W102 524 2,251 SH   SOLE   251 0 2,000
2022 iShares Muni Common 46435G755 521 19,765 SH   SOLE   12,440 0 7,325
D X C Technology Co Common 23355L106 495 19,210 SH   SOLE   14,635 0 4,575
US TIPS: Schwab ETF Common 808524870 492 7,918 SH   SOLE   6,845 0 1,073
Hexcel Corp New Common 428291108 472 9,736 SH   SOLE   5,886 0 3,850
iShares S&P 500 Value ETF Common 464287408 462 3,611 SH   SOLE   1,605 0 2,006
Genuine Parts Co Common 372460105 461 4,590 SH   SOLE   3,905 0 685
Vanguard Short Term Bond ETF Common 921937827 458 5,525 SH   SOLE   5,525 0 0
Cerus Corp Common 157085101 443 64,049 SH   SOLE   0 0 64,049
Philip Morris Intl Inc Common 718172109 442 5,341 SH   SOLE   4,666 0 675
2023 iShares Muni Common 46435G318 438 16,725 SH   SOLE   10,000 0 6,725
Vanguard Mid Cap Growth Common 922908538 437 2,059 SH   SOLE   1,289 0 770
Chubb Ltd Common H1467J104 435 2,825 SH   SOLE   2,650 0 175
Ishares 3-7 Year Treasury Common 464288661 429 3,223 SH   SOLE   643 0 2,580
Amer Electric Pwr Co Inc Common 025537101 427 5,131 SH   SOLE   3,456 0 1,675
Trex Company Inc Common 89531P105 419 5,000 SH   SOLE   0 0 5,000
SPDR S&P 600 Small Cap Value Common 78464A300 418 6,316 SH   SOLE   5,888 0 428
Zimmer Biomet Holdings Common 98956P102 416 2,698 SH   SOLE   1,775 0 923
Nike Inc Class B Class B 654106103 409 2,890 SH   SOLE   2,890 0 0
Schlumberger Ltd. Common 806857108 396 18,158 SH   SOLE   16,278 0 1,880
US Small Cap Equity: Schwab ET Common 808524607 391 4,389 SH   SOLE   3,302 0 1,087
Pepsico Incorporated Common 713448108 386 2,603 SH   SOLE   1,918 0 685
Cigna Corp Common 125509109 380 1,824 SH   SOLE   1,709 0 115
Global X MLP ETF Common 37950E473 372 13,580 SH   SOLE   11,586 0 1,994
Vanguard MSCI Europe ETF Common 922042874 349 5,800 SH   SOLE   4,300 0 1,500
Netflix Inc Common 64110L106 324 600 SH   SOLE   0 0 600
SPDR S&P 600 Small Cap Common 78464A813 316 3,973 SH   SOLE   525 0 3,448
Eli Lilly & Co. Common 532457108 315 1,867 SH   SOLE   1,867 0 0
Kimberly-Clark Corp Common 494368103 301 2,235 SH   SOLE   2,035 0 200
Everbridge Inc Common 29978A104 298 2,000 SH   SOLE   0 0 2,000
Constellation Brand Common 21036P108 294 1,343 SH   SOLE   615 0 728
iShares S&P SmallCap Growth ET Common 464287887 292 2,558 SH   SOLE   1,704 0 854
Sherwin Williams Co Common 824348106 281 383 SH   SOLE   343 0 40
Pnc Finl Services Gp Inc Common 693475105 280 1,879 SH   SOLE   1,879 0 0
EOG Resources Inc Common 26875P101 275 5,515 SH   SOLE   5,160 0 355
McCormick & Co Inc Common 579780206 272 2,840 SH   SOLE   2,840 0 0
Wal Mart Stores Inc. Common 931142103 269 1,867 SH   SOLE   1,867 0 0
Sprott Physical Gold Trust Common 85207H104 264 17,510 SH   SOLE   1,275 0 16,235
Booking Holdings Inc Common 09857L108 254 114 SH   SOLE   114 0 0
C B Richard Ellis Group Common 12497T101 251 4,000 SH   SOLE   0 0 4,000
Deere & Co Common 244199105 249 926 SH   SOLE   926 0 0
United Parcel Service Inc Cl B Class B 911312106 247 1,467 SH   SOLE   1,467 0 0
Ishares Tr Cohen & Steer Common 464287564 245 4,552 SH   SOLE   600 0 3,952
Sysco Corp Common 871829107 245 3,300 SH   SOLE   400 0 2,900
Alerian MLP ETF Common 00162Q866 244 9,511 SH   SOLE   6,851 0 2,660
Invesco Bond BulletShrs 2026 Common 46138J791 241 10,993 SH   SOLE   7,447 0 3,546
iShares Core MSCI EAFE ETF Common 46432F842 238 3,452 SH   SOLE   2,641 0 811
iShares Barclays MBS Bond Fd Common 464288588 233 2,115 SH   SOLE   2,115 0 0
Becton Dickinson & Co Common 075887109 233 930 SH   SOLE   615 0 315
Lockheed Martin Common 539830109 228 642 SH   SOLE   492 0 150
Vanguard Extended Dur Treas Common 921910709 224 1,470 SH   SOLE   0 0 1,470
General Mills Inc Common 370334104 221 3,750 SH   SOLE   2,750 0 1,000
Anheuser Busch Co Inc Common 03524A108 219 3,127 SH   SOLE   2,600 0 527
iShares S&P US Pfd Stock Common 464288687 217 5,645 SH   SOLE   4,760 0 885
Vanguard US Liquidity ETF Common 921935300 214 2,274 SH   SOLE   2,129 0 145
The Charles Schwab Corp Common 808513105 213 4,025 SH   SOLE   2,200 0 1,825
Canadian Natural Resources Common 136385101 211 8,766 SH   SOLE   4,816 0 3,950
Cummins Inc. Common 231021106 209 920 SH   SOLE   920 0 0
Qualcomm Inc Common 747525103 207 1,360 SH   SOLE   845 0 515
PCS Edventures!.com Common 69325N102 11 445,000 SH   SOLE   445,000 0 0
Moleculin Biotech In Common 60855D101 81 101,781 SH   SOLE   0 0 101,781
Hypersolar Inc Common 44915H104 7 70,833 SH   SOLE   0 0 70,833
Orion Marine Group Inc Common 68628V308 148 29,800 SH   SOLE   0 0 29,800
Elixinol Global Lt Ordf Common Q34632101 3 24,218 SH   SOLE   0 0 24,218
General Electric Company Common 369604103 121 11,225 SH   SOLE   5,000 0 6,225
Medexus Pharmaceutical Common 58410Q203 54 10,000 SH   SOLE   0 0 10,000