The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD CORP BOND ETF Common 92206C409 23,828 300,474 SH   SOLE   72,806 0 227,668
BERKSHIRE HATHAWAY CL B Class B 084670207 21,593 108,937 SH   SOLE   19,626 0 89,311
SPDR S&P DIVIDEND ETF Common 78464A763 12,678 134,184 SH   SOLE   0 0 134,184
VANGUARD DIV APPRCIATION Common 921908844 12,288 120,438 SH   SOLE   395 0 120,043
ISHARES BARCLAYS AGGREGATE BON Common 464287226 11,576 105,885 SH   SOLE   2,536 0 103,349
US DIV EQUITY SCHWAB ETF Common 808524797 11,485 224,448 SH   SOLE   26,614 0 197,834
AMERICAN RENAL ASSOC Common 029227105 11,385 654,284 SH   SOLE   0 0 654,284
VANGUARD SMALL CAP Common 922908751 10,490 70,976 SH   SOLE   35 0 70,941
APPLE INC. Common 037833100 9,787 57,834 SH   SOLE   44,836 0 12,998
VANGUARD EUROPE PAC ETF Common 921943858 9,233 205,811 SH   SOLE   600 0 205,211
SPDR NUVEEN BLMBRG BARCLAYS SHORT TERM MUN BD ETF Common 78468R739 9,194 191,900 SH   SOLE   0 0 191,900
VANGUARD GROWTH ETF Common 922908736 7,693 54,696 SH   SOLE   0 0 54,696
VANGUARD REIT Common 922908553 7,692 92,697 SH   SOLE   2,831 0 89,866
ILLINOIS TOOL WORKS INC Common 452308109 7,689 46,086 SH   SOLE   34,081 0 12,005
WALT DISNEY CO. Common 254687106 7,633 70,994 SH   SOLE   54,572 0 16,422
ISHARES RUSSELL MID CAP GROWTH ETF Common 464287481 7,468 61,901 SH   SOLE   0 0 61,901
BLACKROCK INC. Common 09247X101 7,366 14,339 SH   SOLE   10,521 0 3,818
ACCENTURE Common G1151C101 7,243 47,314 SH   SOLE   35,174 0 12,140
THERMO FISHER SCIENTIFIC Common 883556102 6,832 35,983 SH   SOLE   28,513 0 7,470
AMGEN Common 031162100 6,725 38,672 SH   SOLE   28,662 0 10,010
1/100 BERKSHIRE HTWY Common 084990175 6,547 2,200 SH   SOLE   0 0 2,200
EXXON MOBIL CORP. Common 30231G102 5,962 71,278 SH   SOLE   47,820 0 23,458
3M CO. Common 88579Y101 5,824 24,746 SH   SOLE   20,861 0 3,885
MICROSOFT CORP. Common 594918104 5,612 65,611 SH   SOLE   54,276 0 11,335
JOHNSON & JOHNSON Common 478160104 5,531 39,584 SH   SOLE   27,564 0 12,020
STRYKER CORP Common 863667101 5,353 34,569 SH   SOLE   26,129 0 8,440
VANGUARD MID CAP Common 922908629 5,100 32,948 SH   SOLE   185 0 32,763
CHURCH & DWIGHT CO INC Common 171340102 4,645 92,576 SH   SOLE   64,581 0 27,995
VANGUARD VALUE ETF Common 922908744 4,608 43,342 SH   SOLE   0 0 43,342
FOREIGN LGCAP EQUITY: VANGUARD Common 922042775 4,441 81,153 SH   SOLE   0 0 81,153
PROCTER & GAMBLE Common 742718109 4,390 47,785 SH   SOLE   34,880 0 12,905
VF CORP Common 918204108 4,254 57,480 SH   SOLE   39,835 0 17,645
MASTERCARD Common 57636Q104 4,172 27,566 SH   SOLE   21,921 0 5,645
ISHARES S&P MIDCAP Common 464287507 4,151 21,875 SH   SOLE   4,389 0 17,486
VANGUARD MUNI BND TAX EXEMPT ETF Common 922907746 4,072 78,808 SH   SOLE   0 0 78,808
MCDONALDS CORP. Common 580135101 3,898 22,647 SH   SOLE   15,382 0 7,265
ORACLE CORP. Common 68389X105 3,809 80,571 SH   SOLE   58,646 0 21,925
SPDR S&P 600 SMALL CAP ETF Common 78464A813 3,809 28,637 SH   SOLE   0 0 28,637
PRAXAIR Common 74005P104 3,691 23,865 SH   SOLE   17,087 0 6,778
INTEL Common 458140100 3,631 78,661 SH   SOLE   54,920 0 23,741
GENERAL ELECTRIC Common 369604103 3,599 206,231 SH   SOLE   144,173 0 62,058
NOVARTIS Common 66987V109 3,551 42,296 SH   SOLE   31,956 0 10,340
VANGUARD SMALL CAP VALUEETF Common 922908611 3,550 26,735 SH   SOLE   0 0 26,735
MID CAP SPDR TRUST Common 595635103 3,543 10,256 SH   SOLE   515 0 9,741
ISHARES RUSSELL 2000 VALUE ETF Common 464287630 3,531 28,083 SH   SOLE   0 0 28,083
JP MORGAN CHASE & CO Common 46625H100 3,395 31,745 SH   SOLE   27,745 0 4,000
ANHEUSER BUSCH CO INC Common 03524A108 3,368 30,194 SH   SOLE   20,547 0 9,647
ISHARES RUSSELL 1000 GROWTH IN Common 464287614 3,336 24,772 SH   SOLE   0 0 24,772
UNITED TECHNOLOGIES CORP Common 913017109 3,299 25,860 SH   SOLE   20,500 0 5,360
WISDOMTREE JAPAN TOT DIV Common 97717W851 3,262 54,986 SH   SOLE   42,316 0 12,670
US REIT: SCHWAB ETF Common 808524847 3,237 77,774 SH   SOLE   68,661 0 9,113
VANGUARD MID CAP VALUE ETF Common 922908512 3,211 28,777 SH   SOLE   335 0 28,442
CANADIAN NATL RY CO Common 136375102 3,187 38,635 SH   SOLE   29,360 0 9,275
STARBUCKS CORP Common 855244109 3,118 54,288 SH   SOLE   43,388 0 10,900
ISHARES RUSSELL MID CAP ETF Common 464287499 3,044 14,628 SH   SOLE   0 0 14,628
VANGUARD LARGE CAP Common 922908637 2,989 24,383 SH   SOLE   957 0 23,426
ABBVIE INC. Common 00287Y109 2,971 30,718 SH   SOLE   19,914 0 10,804
VANGUARD INTL DIVIDEND Common 921946810 2,931 44,212 SH   SOLE   31,787 0 12,425
ISHARES RUSSELL 1000 VALUE ETF Common 464287598 2,879 23,158 SH   SOLE   0 0 23,158
ISHARES BARCLAYS 3-7 YEAR BOND Common 464288661 2,879 23,567 SH   SOLE   0 0 23,567
ALPHABET INC A Common 02079K305 2,720 2,582 SH   SOLE   2,058 0 524
CHUBB LTD Common H1467J104 2,706 18,520 SH   SOLE   16,020 0 2,500
PACKAGING CORP Common 695156109 2,691 22,325 SH   SOLE   16,670 0 5,655
CISCO SYSTEMS Common 17275R102 2,616 68,299 SH   SOLE   50,452 0 17,847
AUTOMATIC DATA PROCESSING Common 053015103 2,571 21,941 SH   SOLE   15,996 0 5,945
MERCK & CO INC Common 58933Y105 2,569 45,662 SH   SOLE   35,297 0 10,365
WILLIAMS-SONOMA INC Common 969904101 2,522 48,785 SH   SOLE   34,950 0 13,835
GRAPHIC PACKAGING Common 388689101 2,479 160,480 SH   SOLE   112,250 0 48,230
INTL EQUITY: SCHWAB ETF Common 808524805 2,446 71,802 SH   SOLE   67,812 0 3,990
ISHARES RUSSELL 2000 GROWTH ETF Common 464287648 2,366 12,675 SH   SOLE   0 0 12,675
INTERNATIONAL BUSINESS MACHINE Common 459200101 2,312 15,069 SH   SOLE   4,382 0 10,687
CHEVRON CORP. Common 166764100 2,272 18,150 SH   SOLE   12,970 0 5,180
ISHARES RUSSELL MID CAP VALUE ETF Common 464287473 2,225 24,962 SH   SOLE   0 0 24,962
MCKESSON CORP Common 58155Q103 2,156 13,824 SH   SOLE   11,685 0 2,139
ABBOTT LABS Common 002824100 2,153 37,734 SH   SOLE   24,294 0 13,440
APACHE Common 037411105 2,046 48,462 SH   SOLE   41,210 0 7,252
KROGER COMPANY Common 501044101 2,027 73,850 SH   SOLE   64,375 0 9,475
ISHARES RUSSELL 1000 ETF Common 464287622 1,924 12,949 SH   SOLE   0 0 12,949
GENERAL DYNAMICS CORP. Common 369550108 1,825 8,968 SH   SOLE   7,043 0 1,925
WELLS FARGO & CO NEW Common 949746101 1,810 29,840 SH   SOLE   22,530 0 7,310
ALERIAN MLP ETF Common 00162Q866 1,807 167,447 SH   SOLE   127,172 0 40,275
PFIZER INC. Common 717081103 1,691 46,691 SH   SOLE   23,432 0 23,259
US MIDCAP EQUITY: SCHWAB ETF Common 808524508 1,687 31,660 SH   SOLE   28,856 0 2,804
SENSATA TECHNOLOGY Common N7902X106 1,676 32,800 SH   SOLE   25,950 0 6,850
ISHARES S&P MID CAP 400 VALUE ETF Common 464287705 1,531 9,561 SH   SOLE   0 0 9,561
ISHARES S&P SMALLCAP GROWTH ET Common 464287887 1,485 8,726 SH   SOLE   623 0 8,103
ISHARES S&P MID CAP 400 GRWTH ETF Common 464287606 1,462 6,774 SH   SOLE   0 0 6,774
INTERM US TREAS: SCHWAB ETF Common 808524854 1,460 27,379 SH   SOLE   23,094 0 4,285
SCHLUMBERGER LTD. Common 806857108 1,456 21,608 SH   SOLE   17,248 0 4,360
HOME DEPOT Common 437076102 1,402 7,399 SH   SOLE   6,629 0 770
COLGATE PALMOLIVE Common 194162103 1,398 18,526 SH   SOLE   14,661 0 3,865
PUB SVC ENT GROUP INC Common 744573106 1,337 25,959 SH   SOLE   21,625 0 4,334
CLOROX COMPANY Common 189054109 1,317 8,855 SH   SOLE   6,280 0 2,575
GENUINE PARTS CO Common 372460105 1,311 13,795 SH   SOLE   12,110 0 1,685
AT&T CORP. Common 00206R102 1,274 32,771 SH   SOLE   26,221 0 6,550
OCCIDENTAL PETROLEUM CORP. Common 674599105 1,234 16,756 SH   SOLE   10,490 0 6,266
OLD NATL BANCORP Common 680033107 1,214 69,575 SH   SOLE   44,025 0 25,550
NESTLE SA Common 641069406 1,201 13,970 SH   SOLE   10,555 0 3,415
ROSS STORES Common 778296103 1,167 14,541 SH   SOLE   10,691 0 3,850
ISHARES BARCLAYS 1-3 YR TREASU Common 464287457 1,071 12,775 SH   SOLE   2,400 0 10,375
US LGCAP EQUITY: SCHWAB ETF Common 808524201 1,051 16,486 SH   SOLE   15,207 0 1,279
FEDEX CORP. Common 31428X106 1,051 4,210 SH   SOLE   3,220 0 990
ROCHE HLDG LTD ADR Common 771195104 1,027 32,520 SH   SOLE   24,240 0 8,280
T ROWE PRICE GROUP INC Common 74144T108 936 8,918 SH   SOLE   6,393 0 2,525
2018 BLACKROCK MUNI ETF Common 09248C106 807 54,650 SH   SOLE   37,450 0 17,200
AMERICAN EXPRESS CO. Common 025816109 788 7,931 SH   SOLE   4,806 0 3,125
US AGG BOND ETF: SCHWAB Common 808524839 779 14,969 SH   SOLE   13,969 0 1,000
ABIOMED INC Common 003654100 773 4,125 SH   SOLE   4,125 0 0
COCA-COLA Common 191216100 760 16,575 SH   SOLE   15,029 0 1,546
ROYAL DUTCH Common 780259206 748 11,214 SH   SOLE   7,339 0 3,875
GLOBAL X MLP ETF Common 37950E473 746 75,618 SH   SOLE   55,967 0 19,651
VANGUARD INTL REAL ESTATE ETF Common 922042676 733 12,117 SH   SOLE   11,617 0 500
ISHARES RUSSELL 2000 Common 464287655 726 4,763 SH   SOLE   50 0 4,713
ISHARES BARCLAYS 7-10 YEAR TRE Common 464287440 703 6,663 SH   SOLE   0 0 6,663
DUKE ENERGY Common 26441C204 667 7,932 SH   SOLE   5,182 0 2,750
MEDTRONIC PLC Common G5960L103 665 8,230 SH   SOLE   6,450 0 1,780
NEXTERA ENERGY Common 65339F101 656 4,200 SH   SOLE   2,875 0 1,325
PHILIP MORRIS INTL INC Common 718172109 652 6,175 SH   SOLE   4,450 0 1,725
ILLUMINA INC Common 452327109 642 2,940 SH   SOLE   2,615 0 325
US LARGE CAP VALUE: SCHWAB ETF Common 808524409 626 11,459 SH   SOLE   10,308 0 1,151
ISHARES S&P 500 VALUE ETF Common 464287408 611 5,347 SH   SOLE   3,071 0 2,276
PIMCO ENH SHORT MATURITY ETF Common 72201R833 605 5,960 SH   SOLE   3,850 0 2,110
BRISTOL MYERS Common 110122108 594 9,691 SH   SOLE   6,854 0 2,837
VANECK VECTORS JPM EMERGING MKTS LOCCURRENCY BD ETF Common 92189F494 586 30,872 SH   SOLE   0 0 30,872
CANADIAN NATURAL RESOURCES Common 136385101 558 15,616 SH   SOLE   8,966 0 6,650
VISA INC CL A Class A 92826C839 554 4,863 SH   SOLE   4,803 0 60
ALPHABET INC. C Class C 02079K107 543 519 SH   SOLE   483 0 36
ISHARES S&P 500 GROWTH Common 464287309 535 3,503 SH   SOLE   1,940 0 1,563
PRIMARY BANK Common 74166J103 504 36,000 SH   SOLE   0 0 36,000
UNION PACIFIC CORP Common 907818108 488 3,638 SH   SOLE   258 0 3,380
US LG-CAP GROWTH: SCHWAB ETF Common 808524300 466 6,586 SH   SOLE   6,129 0 457
VANGUARD SHORT TERM BOND ETF Common 921937827 459 5,807 SH   SOLE   5,807 0 0
ISHARES IBOND DEC 2018 CORPORA Common 46434VAA8 447 17,800 SH   SOLE   16,600 0 1,200
NORFOLK & SOUTHERN Common 655844108 446 3,075 SH   SOLE   2,250 0 825
2020 BLACKROCK MUNI ETF Common 09249X109 438 29,200 SH   SOLE   14,275 0 14,925
NORDSTROM INC Common 655664100 432 9,120 SH   SOLE   8,920 0 200
BANK OF NEW YORK CO Common 064058100 417 7,744 SH   SOLE   5,249 0 2,495
CVS CAREMARK CORP. Common 126650100 411 5,667 SH   SOLE   4,917 0 750
AMAZON COM INC Common 023135106 409 350 SH   SOLE   345 0 5
FRANKLIN STREET PROP REIT Common 35471R106 404 37,636 SH   SOLE   0 0 37,636
VANGUARD SHRT TERM INFLATION P Common 922020805 394 8,071 SH   SOLE   2,100 0 5,971
S P D R TRUST UNIT SR Common 78462F103 382 1,430 SH   SOLE   1,230 0 200
VANGUARD MSCI EUROPE ETF Common 922042874 373 6,300 SH   SOLE   2,900 0 3,400
POWERSHARES SENIOR LOAN Common 73936Q769 369 16,000 SH   SOLE   14,000 0 2,000
TOTAL SA Common 89151E109 359 6,501 SH   SOLE   0 0 6,501
HONEYWELL INTERNATIONAL Common 438516106 358 2,337 SH   SOLE   2,267 0 70
CIGNA CORP Common 125509109 345 1,700 SH   SOLE   1,700 0 0
EMGING MKT EQUITY: SCHWAB ETF Common 808524706 340 12,167 SH   SOLE   12,038 0 129
BOND BULLETSHRS 2019 Common 18383M522 335 15,875 SH   SOLE   12,761 0 3,114
BIOGEN IDEC INC Common 09062X103 327 1,027 SH   SOLE   972 0 55
VERIZON COMMUNICATIONS Common 92343V104 320 6,050 SH   SOLE   4,262 0 1,788
US TIPS: SCHWAB ETF Common 808524870 309 5,570 SH   SOLE   5,174 0 396
GENL AMERN INVESTORS CO Common 368802104 308 8,940 SH   SOLE   8,940 0 0
SPDR NUVEEN BLMBRG BARCLAYS MUN BD ETF Common 78468R721 298 6,090 SH   SOLE   0 0 6,090
BOND BULLETSHRS 2020 Common 18383M514 294 13,826 SH   SOLE   10,610 0 3,216
KIMBERLY-CLARK Common 494368103 291 2,410 SH   SOLE   2,110 0 300
GENERAL MILLS INC Common 370334104 282 4,750 SH   SOLE   3,750 0 1,000
SYSCO CORP Common 871829107 279 4,600 SH   SOLE   600 0 4,000
DANAHER CORP Common 235851102 277 2,981 SH   SOLE   2,981 0 0
ISHARES COHEN & STEERS REALTY Common 464287564 276 2,720 SH   SOLE   0 0 2,720
UNITED PARCEL SERVICE INC CL B Class B 911312106 274 2,297 SH   SOLE   2,197 0 100
PEPSICO INC. Common 713448108 271 2,262 SH   SOLE   1,478 0 784
PNC FINL SERVICES GP INC Common 693475105 271 1,879 SH   SOLE   1,879 0 0
DOMINION RESOURCES Common 25746U109 267 3,300 SH   SOLE   1,600 0 1,700
FACEBOOK INC Common 30303M102 259 1,465 SH   SOLE   740 0 725
VANGUARD SMALL CAP GROWTH ETF Common 922908595 254 1,582 SH   SOLE   0 0 1,582
2019 (SEP) ISHARES MUNI ETF Common 46429B564 249 9,850 SH   SOLE   3,950 0 5,900
BOEING CO Common 097023105 246 834 SH   SOLE   484 0 350
DOW DUPONT INC Common 26078J100 245 3,444 SH   SOLE   2,742 0 702
BOND BULLETSHRS 2021 Common 18383M266 242 11,430 SH   SOLE   8,317 0 3,113
ISHARES S&P SMCAP VALUE Common 464287879 233 1,517 SH   SOLE   1,026 0 491
ISHARES IBONDS DEC 2019 CORPOR Common 46434VAU4 224 9,000 SH   SOLE   9,000 0 0
ISHARES BARCLAYS TIPS Common 464287176 223 1,951 SH   SOLE   1,951 0 0
BOND BULLETSHRS 2018 Common 18383M530 214 10,154 SH   SOLE   7,158 0 2,996
WALGREENS BOOTS ALLIANCE Common 931427108 211 2,900 SH   SOLE   2,900 0 0
SPDR UTILITIES SECTOR Common 81369Y886 203 3,850 SH   SOLE   3,175 0 675
VANGUARD EXTENDED MARKETETF Common 922908652 201 1,800 SH   SOLE   0 0 1,800
ICAD INC Common 44934S206 62 17,907 SH   SOLE   17,907 0 0
PCS EDVENTURES!.COM Common 69325N102 10 490,000 SH   SOLE   490,000 0 0