The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SHORT TERM COR BD ETF Common 92206C409 20,076 250,829 SH   SOLE   49,568 0 201,261
BERKSHIRE HATHAWAY CLASS B Class B 084670207 18,993 112,140 SH   SOLE   21,043 0 91,097
SPDR S&P DIVIDEND ETF Common 78464A763 12,319 138,582 SH   SOLE   0 0 138,582
AMERICAN RENAL ASSOC Common 029227105 12,137 654,284 SH   SOLE   0 0 654,284
ISHARES CORE US AGGREGATE BOND ETF Common 464287226 11,145 101,768 SH   SOLE   2,496 0 99,272
VANGUARD DIVIDEND APPRECIATION ETF Common 921908844 11,081 119,576 SH   SOLE   580 0 118,996
SCHWAB US DIVIDEND EQUITY ETF Common 808524797 10,017 222,096 SH   SOLE   24,461 0 197,635
VANGUARD SMALL CAP ETF Common 922908751 9,440 69,645 SH   SOLE   35 0 69,610
APPLE INC Common 037833100 8,716 60,521 SH   SOLE   47,249 0 13,272
SPDR NUVEEN BLMBRG BARCLAYS SHORT TERM MUN BD ETF Common 78468R739 8,692 179,215 SH   SOLE   0 0 179,215
VANGUARD FTSE DEVELOPED MARKETS ETF Common 921943858 8,296 200,770 SH   SOLE   600 0 200,170
WALT DISNEY CO. Common 254687106 7,614 71,663 SH   SOLE   55,480 0 16,183
VANGUARD GROWTH ETF Common 922908736 7,191 56,602 SH   SOLE   0 0 56,602
ILLINOIS TOOL WORKS INC Common 452308109 6,868 47,946 SH   SOLE   35,863 0 12,083
ISHARES RUSSELL MID CAP GROWTH ETF Common 464287481 6,770 62,647 SH   SOLE   0 0 62,647
AMGEN Common 031162100 6,762 39,262 SH   SOLE   29,307 0 9,955
THERMO FISHER SCIENTIFIC Common 883556102 6,455 36,998 SH   SOLE   29,128 0 7,870
VANGUARD REIT ETF Common 922908553 6,274 75,385 SH   SOLE   2,663 0 72,722
BLACKROCK INC. Common 09247X101 6,151 14,562 SH   SOLE   10,673 0 3,889
EXXON MOBIL CORP Common 30231G102 5,854 72,516 SH   SOLE   49,058 0 23,458
GENERAL ELECTRIC CO Common 369604103 5,701 211,085 SH   SOLE   148,880 0 62,205
1/100 BERKSHIRE HTWY CLA100 SHS=1 WHOLE SH BRK A Common 084990175 5,603 2,200 SH   SOLE   0 0 2,200
ORACLE CORP. Common 68389X105 5,433 108,361 SH   SOLE   80,026 0 28,335
ACCENTURE Common G1151C101 5,414 43,774 SH   SOLE   31,684 0 12,090
JOHNSON & JOHNSON Common 478160104 5,291 39,994 SH   SOLE   27,921 0 12,073
3M CO. Common 88579Y101 5,266 25,296 SH   SOLE   21,611 0 3,685
STRYKER CORP Common 863667101 4,940 35,594 SH   SOLE   26,704 0 8,890
CHURCH & DWIGHT CO INC Common 171340102 4,716 90,901 SH   SOLE   64,214 0 26,687
WHOLE FOODS MARKET INC Common 966837106 4,659 110,648 SH   SOLE   84,198 0 26,450
ANHEUSER BUSCH CO INC Common 03524A108 4,533 41,074 SH   SOLE   29,326 0 11,748
MICROSOFT CORP Common 594918104 4,519 65,566 SH   SOLE   53,706 0 11,860
VANGUARD MID CAP ETF Common 922908629 4,417 30,990 SH   SOLE   185 0 30,805
PROCTER & GAMBLE Common 742718109 4,120 47,280 SH   SOLE   34,430 0 12,850
ISHARES CORE S&P MID CAPETF Common 464287507 3,846 22,109 SH   SOLE   4,424 0 17,685
VANGUARD VALUE ETF Common 922908744 3,839 39,754 SH   SOLE   0 0 39,754
VANGUARD FTSE ALL WORLD EX US ETF Common 922042775 3,695 73,850 SH   SOLE   0 0 73,850
MCDONALDS CORP. Common 580135101 3,638 23,756 SH   SOLE   16,270 0 7,486
NOVARTIS Common 66987V109 3,609 43,241 SH   SOLE   33,306 0 9,935
SPDR S&P MIDCAP 400 ETF Common 595635103 3,561 11,210 SH   SOLE   515 0 10,695
SPDR S&P 600 SMALL CAP ETF Common 78464A813 3,541 28,750 SH   SOLE   0 0 28,750
MASTERCARD Common 57636Q104 3,397 27,971 SH   SOLE   22,566 0 5,405
VANGUARD SMALL CAP VALUEETF Common 922908611 3,384 27,536 SH   SOLE   0 0 27,536
VF CORP Common 918204108 3,351 58,170 SH   SOLE   40,300 0 17,870
ISHARES RUSSELL 2000 VALUE ETF Common 464287630 3,350 28,183 SH   SOLE   0 0 28,183
US REIT: SCHWAB ETF Common 808524847 3,254 78,959 SH   SOLE   70,268 0 8,691
PRAXAIR Common 74005P104 3,167 23,890 SH   SOLE   17,112 0 6,778
ABBVIE INC Common 00287Y109 3,104 42,803 SH   SOLE   29,849 0 12,954
UNITED TECHNOLOGIES CORP Common 913017109 3,094 25,335 SH   SOLE   20,150 0 5,185
CANADIAN NATL RY CO Common 136375102 3,085 38,065 SH   SOLE   29,115 0 8,950
ISHARES RUSSELL 1000 GROWTH ETF Common 464287614 3,056 25,680 SH   SOLE   220 0 25,460
STARBUCKS CORP Common 855244109 2,981 51,128 SH   SOLE   40,728 0 10,400
IBM CORP Common 459200101 2,966 19,280 SH   SOLE   8,235 0 11,045
MERCK & CO INC Common 58933Y105 2,934 45,772 SH   SOLE   35,732 0 10,040
ISHARES RUSSELL 1000 VALUE ETF Common 464287598 2,923 25,107 SH   SOLE   150 0 24,957
ISHARES 3-7 YEAR TRERY BOND ETF Common 464288661 2,914 23,584 SH   SOLE   0 0 23,584
VANGUARD MID CAP VALUE ETF Common 922908512 2,896 28,152 SH   SOLE   335 0 27,817
PACKAGING CORP Common 695156109 2,825 25,365 SH   SOLE   18,810 0 6,555
WELLS FARGO & CO NEW Common 949746101 2,769 49,965 SH   SOLE   40,805 0 9,160
CHUBB LTD Common H1467J104 2,763 19,002 SH   SOLE   16,562 0 2,440
ISHARES RUSSELL MID CAP ETF Common 464287499 2,726 14,190 SH   SOLE   0 0 14,190
INTEL CORP Common 458140100 2,714 80,444 SH   SOLE   55,278 0 25,166
VANGUARD LARGE CAP ETF Common 922908637 2,682 24,153 SH   SOLE   957 0 23,196
BORG WARNER INC Common 099724106 2,661 62,820 SH   SOLE   48,470 0 14,350
AUTOMATIC DATA PROCESSING Common 053015103 2,559 24,979 SH   SOLE   18,584 0 6,395
JP MORGAN CHASE & CO Common 46625H100 2,544 27,829 SH   SOLE   25,404 0 2,425
GRAPHIC PACKAGING Common 388689101 2,519 182,830 SH   SOLE   135,000 0 47,830
VANGUARD MUNI BND TAX EXEMPT ETF Common 922907746 2,447 47,678 SH   SOLE   0 0 47,678
MCKESSON CORP Common 58155Q103 2,420 14,708 SH   SOLE   12,494 0 2,214
WISDOMTREE JAPAN TOT DIV Common 97717W851 2,308 44,386 SH   SOLE   32,191 0 12,195
ISHARES RUSSELL 2000 GROWTH ETF Common 464287648 2,260 13,390 SH   SOLE   0 0 13,390
CISCO SYSTEMS Common 17275R102 2,166 69,199 SH   SOLE   51,960 0 17,239
ISHARES RUSSELL MID CAP VALUE ETF Common 464287473 2,107 25,062 SH   SOLE   0 0 25,062
ALERIAN MLP ETF Common 00162Q866 2,096 175,272 SH   SOLE   133,872 0 41,400
ISHARES RUSSELL 1000 ETF Common 464287622 1,955 14,450 SH   SOLE   250 0 14,200
INTL EQUITY: SCHWAB ETF Common 808524805 1,940 61,057 SH   SOLE   57,014 0 4,043
CHEVRON CORPORATION Common 166764100 1,907 18,275 SH   SOLE   13,370 0 4,905
ABBOTT LABORATORIES Common 002824100 1,849 38,034 SH   SOLE   24,419 0 13,615
GENERAL DYNAMICS CORP. Common 369550108 1,804 9,108 SH   SOLE   7,233 0 1,875
WILLIAMS-SONOMA INC Common 969904101 1,764 36,365 SH   SOLE   25,730 0 10,635
INTERM US TREAS: SCHWAB ETF Common 808524854 1,754 32,504 SH   SOLE   28,249 0 4,255
ALPHABET INC A Class A 02079K305 1,573 1,692 SH   SOLE   1,365 0 327
PFIZER INCORPORATED Common 717081103 1,568 46,691 SH   SOLE   23,432 0 23,259
US MIDCAP EQUITY: SCHWAB ETF Common 808524508 1,485 30,828 SH   SOLE   28,244 0 2,584
ISHARES S&P MID CAP 400 VALUE ETF Common 464287705 1,438 9,678 SH   SOLE   0 0 9,678
COLGATE PALMOLIVE Common 194162103 1,376 18,561 SH   SOLE   14,661 0 3,900
ISHARES S&P MID CAP 400 GRWTH ETF Common 464287606 1,374 6,987 SH   SOLE   0 0 6,987
ISHARES S&P SMLL CAP 600GRTH ETF Common 464287887 1,328 8,516 SH   SOLE   659 0 7,857
NESTLE SA Common 641069406 1,247 14,295 SH   SOLE   10,880 0 3,415
A T & T INC Common 00206R102 1,238 32,815 SH   SOLE   25,765 0 7,050
CLOROX COMPANY Common 189054109 1,180 8,855 SH   SOLE   6,280 0 2,575
GENUINE PARTS CO Common 372460105 1,165 12,560 SH   SOLE   10,875 0 1,685
HOME DEPOT Common 437076102 1,141 7,439 SH   SOLE   6,669 0 770
PUB SVC ENT GROUP INC Common 744573106 1,124 26,134 SH   SOLE   21,800 0 4,334
ISHARES 1-3 YEAR TREASRYBOND ETF Common 464287457 1,052 12,450 SH   SOLE   4,900 0 7,550
OCCIDENTAL PETROL CO Common 674599105 1,014 16,944 SH   SOLE   10,590 0 6,354
ROCHE HLDG LTD ADR Common 771195104 1,001 31,470 SH   SOLE   24,690 0 6,780
OLD NATL BANCORP Common 680033107 995 57,700 SH   SOLE   34,700 0 23,000
SCHLUMBERGER LTD. Common 806857108 984 14,948 SH   SOLE   12,783 0 2,165
US LGCAP EQUITY: SCHWAB ETF Common 808524201 975 16,880 SH   SOLE   15,341 0 1,539
US AGG BOND ETF: SCHWAB Common 808524839 854 16,347 SH   SOLE   15,317 0 1,030
2018 BLACKROCK MUNI ETF Common 09248C106 845 56,200 SH   SOLE   39,050 0 17,150
ROSS STORES Common 778296103 839 14,541 SH   SOLE   10,691 0 3,850
SENSATA TECHNOLOGY Common N7902X106 824 19,300 SH   SOLE   15,825 0 3,475
GLOBAL X MLP ETF Common 37950E473 806 73,810 SH   SOLE   57,159 0 16,651
COCA COLA COMPANY Common 191216100 769 17,156 SH   SOLE   15,624 0 1,532
MEDTRONIC PLC Common G5960L103 768 8,650 SH   SOLE   6,950 0 1,700
PHILIP MORRIS INTL INC Common 718172109 725 6,175 SH   SOLE   4,450 0 1,725
VANGUARD INTL REAL ESTATE ETF Common 922042676 715 12,705 SH   SOLE   12,205 0 500
ISHARES 7-10 YEAR TRSURYBOND ETF Common 464287440 714 6,695 SH   SOLE   0 0 6,695
DUKE ENERGY Common 26441C204 684 8,182 SH   SOLE   5,432 0 2,750
ISHARES RUSSELL 2000 ETF Common 464287655 680 4,826 SH   SOLE   100 0 4,726
AMERICAN EXPRESS CO. Common 025816109 677 8,031 SH   SOLE   4,906 0 3,125
ROYAL DUTCH Common 780259206 652 12,264 SH   SOLE   8,089 0 4,175
T ROWE PRICE GROUP INC Common 74144T108 651 8,768 SH   SOLE   6,393 0 2,375
KINDER MORGAN INC. Common 49456B101 645 33,653 SH   SOLE   25,613 0 8,040
NEXTERA ENERGY Common 65339F101 631 4,500 SH   SOLE   2,875 0 1,625
CVS CAREMARK CORP. Common 126650100 609 7,567 SH   SOLE   5,117 0 2,450
ABIOMED INC Common 003654100 591 4,125 SH   SOLE   4,125 0 0
ISHARES S&P 500 VALUE ETF Common 464287408 576 5,491 SH   SOLE   3,215 0 2,276
US LARGE CAP VALUE: SCHWAB ETF Common 808524409 559 11,136 SH   SOLE   10,050 0 1,086
BRISTOL-MYERS SQUIBB Common 110122108 537 9,646 SH   SOLE   6,854 0 2,792
ILLUMINA INC Common 452327109 517 2,980 SH   SOLE   2,695 0 285
ISHARES S&P 500 GROWTH Common 464287309 510 3,729 SH   SOLE   2,090 0 1,639
ALPHABET INC. C Class C 02079K107 465 512 SH   SOLE   483 0 29
VANGUARD SHORT TERM BOND ETF Common 921937827 464 5,807 SH   SOLE   5,807 0 0
VISA INC CL A Class A 92826C839 462 4,928 SH   SOLE   4,928 0 0
SPDR NUVEEN BLMBRG BARCLAYS MUN BD ETF Common 78468R721 459 9,425 SH   SOLE   0 0 9,425
CANADIAN NATURAL RESOURCES Common 136385101 458 15,866 SH   SOLE   9,216 0 6,650
ISHARES IBOND DEC 2018 CORPORA Common 46434VAA8 448 17,800 SH   SOLE   16,600 0 1,200
2020 BLACKROCK MUNI ETF Common 09249X109 446 28,250 SH   SOLE   14,275 0 13,975
PIMCO ENH SHORT MATURITY ETF Common 72201R833 434 4,270 SH   SOLE   3,570 0 700
US LG-CAP GROWTH: SCHWAB ETF Common 808524300 434 6,861 SH   SOLE   6,386 0 475
S P D R TRUST UNIT SR Common 78462F103 427 1,765 SH   SOLE   1,530 0 235
PC CONNECTION INC COM Common 69318J100 425 15,700 SH   SOLE   15,700 0 0
FRANKLIN STREET PROP REIT Common 35471R106 415 37,470 SH   SOLE   0 0 37,470
UNION PACIFIC CORP Common 907818108 407 3,738 SH   SOLE   258 0 3,480
NORDSTROM INC Common 655664100 403 8,420 SH   SOLE   8,220 0 200
VANGUARD SHORT INFLATIONPROT ETF IV Common 922020805 397 8,071 SH   SOLE   2,100 0 5,971
BANK OF NEW YORK CO Common 064058100 395 7,744 SH   SOLE   5,249 0 2,495
VANGUARD MSCI EUROPE ETF Common 922042874 386 7,000 SH   SOLE   2,900 0 4,100
POWERSHARES SENIOR LOAN Common 73936Q769 382 16,500 SH   SOLE   14,500 0 2,000
NORFOLK & SOUTHERN Common 655844108 374 3,075 SH   SOLE   2,250 0 825
AMAZON COM INC Common 023135106 365 377 SH   SOLE   337 0 40
VANGUARD SMALL CAP GROWTH ETF Common 922908595 363 2,492 SH   SOLE   0 0 2,492
KIMBERLY-CLARK CORP Common 494368103 337 2,610 SH   SOLE   2,110 0 500
HONEYWELL INTERNATIONAL Common 438516106 321 2,412 SH   SOLE   2,342 0 70
VANECK VECTORS J P MORGAN EMERGING MKTS LOCCURRENCY BD ETF Common 92189F494 320 16,962 SH   SOLE   0 0 16,962
PEPSICO INCORPORATED Common 713448108 311 2,696 SH   SOLE   1,627 0 1,069
GENL AMERN INVESTORS CO Common 368802104 307 8,940 SH   SOLE   8,940 0 0
GENERAL MILLS INC Common 370334104 302 5,452 SH   SOLE   4,252 0 1,200
CIGNA CORP Common 125509109 301 1,800 SH   SOLE   1,800 0 0
VERIZON COMMUNICATN Common 92343V104 286 6,400 SH   SOLE   4,262 0 2,138
ISHARES IBOND DEC 2017 CORPORA Common 46434VAR1 278 11,200 SH   SOLE   10,200 0 1,000
UNITED PARCEL SERVICE INC CL B Class B 911312106 276 2,497 SH   SOLE   2,237 0 260
ISHARES COHEN AND STEERSREIT ETF Common 464287564 275 2,720 SH   SOLE   0 0 2,720
WALGREENS BOOTS ALLIANCE Common 931427108 275 3,507 SH   SOLE   3,507 0 0
BIOGEN IDEC INC Common 09062X103 269 992 SH   SOLE   947 0 45
DOMINION ENERGY INC Common 25746U109 264 3,450 SH   SOLE   1,750 0 1,700
BOND BULLETSHRS 2019 Common 18383M522 254 11,965 SH   SOLE   9,927 0 2,038
DANAHER CORP Common 235851102 252 2,981 SH   SOLE   2,981 0 0
THOMSON REUTERS CORP Common 884903105 241 5,200 SH   SOLE   3,600 0 1,600
TOTAL SA Common 89151E109 241 4,853 SH   SOLE   3,128 0 1,725
PNC FINL SERVICES GP INC Common 693475105 235 1,879 SH   SOLE   1,879 0 0
SYSCO CORP Common 871829107 232 4,600 SH   SOLE   600 0 4,000
CONOCOPHILLIPS Common 20825C104 229 5,214 SH   SOLE   3,436 0 1,778
ISHARES S&P SMCAP VALUE Common 464287879 227 1,625 SH   SOLE   1,121 0 504
ISHARES IBONDS DEC 2019 CORPOR Common 46434VAU4 225 9,000 SH   SOLE   9,000 0 0
BOND BULLETSHRS 2020 Common 18383M514 224 10,439 SH   SOLE   7,902 0 2,537
BOEING CO Common 097023105 218 1,100 SH   SOLE   600 0 500
FACEBOOK INC CLASS A Class A 30303M102 205 1,355 SH   SOLE   695 0 660
EMGING MKT EQUITY: SCHWAB ETF Common 808524706 202 8,132 SH   SOLE   7,991 0 141
PCS EDVENTURES!.COM Common 69325N102 39 490,000 SH   SOLE   490,000 0 0
HYPERSOLAR INC Common 44915H104 0 37,500 SH   SOLE   0 0 37,500
ICAD INC Common 44934S206 75 17,907 SH   SOLE   17,907 0 0
PRIMARY BANK Common 74166J103 178 10,000 SH   SOLE   0 0 10,000