The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Dimensional Emerging Core Equity Market ETF COM 25434V302 6,751 251,351 SH   SOLE   0 0 251,351
iShares Convertible Bond ETF COM 46435G102 3,119 32,301 SH   SOLE   0 0 32,301
iShares Core S&P 500 ETF COM 464287200 19,214 51,184 SH   SOLE   0 0 51,184
iShares Gold Trust COM 464285105 2,026 111,755 SH   SOLE   0 0 111,755
iShares Preferred and Income Securities ETF COM 464288687 2,774 72,038 SH   SOLE   0 0 72,038
iShares Russell 1000 Growth ETF COM 464287614 12,484 51,770 SH   SOLE   0 0 51,770
iShares Russell 3000 ETF COM 464287689 15,389 68,838 SH   SOLE   0 0 68,838
iShares S&P National Short Term Municipal Bond Fund COM 464288158 438 4,055 SH   SOLE   0 0 4,055
iShares Trust Broad USD Investment Grade Corporate Bond ETF COM 464288620 7,775 125,468 SH   SOLE   0 0 125,468
JP Morgan Ultra-Short Income ETF COM 46641Q837 10,629 209,279 SH   SOLE   0 0 209,279
Microsoft Corporation COM 594918104 221 996 SH   SOLE   0 0 996
Pimco 0-5 Year High Yield Corporate Bond Index Fund COM 72201R783 2,746 27,958 SH   SOLE   0 0 27,958
Pimco Enhanced Short Maturity Active ETF COM 72201R833 9,475 92,857 SH   SOLE   0 0 92,857
PowerShares FTSE RAFI US 1000 Portfolio COM 46137V613 8,277 62,143 SH   SOLE   0 0 62,143
S&P Select Health Care SPDR Fund COM 81369Y209 6,813 60,059 SH   SOLE   0 0 60,059
SPDR Blackstone / GSO Senior Loan ETF COM 78467V608 2,679 58,692 SH   SOLE   0 0 58,692
SPDR Portfolio Aggregate Bond ETF COM 78464A649 658 21,380 SH   SOLE   0 0 21,380
SPDR Portfolio Large Cap ETF COM 78464A854 2,357 53,620 SH   SOLE   0 0 53,620
SPDR Portfolio S&P 500 Growth ETF COM 78462F103 3,633 65,707 SH   SOLE   0 0 65,707
SPDR Portfolio Short Term Corporate Bond ETF COM 78464A474 11,559 368,107 SH   SOLE   0 0 368,107
SPDR Portfolio Total Stock Market ETF COM 78464A805 2,026 47,861 SH   SOLE   0 0 47,861
SPDR S&P 500 ETF COM 78462F103 615 1,644 SH   SOLE   0 0 1,644
SPDR S&P Regional Banking ETF COM 78464A698 7,193 138,467 SH   SOLE   0 0 138,467
Vanguard FTSE Developed Markets ETF COM 921943858 7,100 150,382 SH   SOLE   0 0 150,382
Vanguard Information Technology ETF COM 92204A702 6,840 19,333 SH   SOLE   0 0 19,333
Vanguard Intermediate Term Bond ETF COM 921937819 1,673 18,020 SH   SOLE   0 0 18,020
Vanguard Small-Cap ETF COM 922908751 7,976 40,969 SH   SOLE   0 0 40,969
Vanguard Total Stock Market ETF COM 922908769 3,565 18,318 SH   SOLE   0 0 18,318