The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 995 6,054 SH   DFND 1 6,054 0 0
ABBOTT LABORATORIES COM 002824100 1,713 20,472 SH   DFND 1 20,472 0 0
ACCENTURE PLC IRELAND CLASS SH SHS CLASS A G1151C101 2,979 15,485 SH   DFND 1 15,485 0 0
ACTIVISION BLIZZARD INC COM 00507V109 1,683 31,804 SH   DFND 1 31,804 0 0
ADOBE SYSTEMS INC DELAWA COM 00724F101 2,521 9,125 SH   DFND 1 9,125 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 227 2,957 SH   DFND 1 2,957 0 0
AIR PRODUCTS AND CHEMICALS INC COM 009158106 299 1,349 SH   DFND 1 1,349 0 0
AKAMAI TECHNOLOGIES COM COM 00971T101 754 8,256 SH   DFND 1 8,256 0 0
ALTRIA GROUP INC COM COM 02209S103 576 14,071 SH   DFND 1 14,071 0 0
AMAZON COM INC COM COM 023135106 1,123 647 SH   DFND 1 647 0 0
AMGEN INC COM COM 031162100 297 1,537 SH   DFND 1 1,537 0 0
ANALOG DEVICES INC COM 032654105 217 1,946 SH   DFND 1 1,946 0 0
ANSYS INC COM 03662Q105 886 4,002 SH   DFND 1 4,002 0 0
ANTHEM INC COM 036752103 711 2,962 SH   DFND 1 2,962 0 0
APPLE INC COM COM 037833100 3,558 15,886 SH   DFND 1 15,886 0 0
APPLIED MATLS INC COM COM 038222105 244 4,890 SH   DFND 1 4,890 0 0
AT&T INC COM COM 00206R102 761 20,121 SH   DFND 1 20,121 0 0
AUTODESK INC COM 052769106 1,576 10,670 SH   DFND 1 10,670 0 0
AUTOMATIC DATA PROCES COM 053015103 1,885 11,678 SH   DFND 1 11,678 0 0
BANK OF AMERICA CORPORATION CO COM 060505104 552 18,940 SH   DFND 1 18,940 0 0
BAXTER INTERNATIONAL INC COM 071813109 474 5,423 SH   DFND 1 5,423 0 0
BECTON DICKINSON & COMPAN COM 075887109 601 2,377 SH   DFND 1 2,377 0 0
BERKSHIRE HATHAWAY INC SERIES CL B NEW 084670702 768 3,690 SH   DFND 1 3,690 0 0
BERRY PETROLEUM CORP COM 08579X101 757 80,849 SH   DFND 1 80,849 0 0
BOEING CO COM COM 097023105 1,764 4,637 SH   DFND 1 4,637 0 0
BOSTON SCIENTIFIC CORP COM 101137107 498 12,237 SH   DFND 1 12,237 0 0
Broadcom Inc COM 11135f101 428 1,552 SH   DFND 1 1,552 0 0
CADENCE DESIGN SYSTEM COM 127387108 848 12,837 SH   DFND 1 12,837 0 0
CANADIAN NATURAL RESOURCES LTD COM 136385101 776 29,124 SH   DFND 1 29,124 0 0
CATERPILLAR INC COM 149123101 768 6,083 SH   DFND 1 6,083 0 0
CDW CORPORATION OF DELAWARE COM 12514G108 920 7,462 SH   DFND 1 7,462 0 0
CERNER CORP COM 156782104 239 3,505 SH   DFND 1 3,505 0 0
CHEVRON CORP NEW COM COM 166764100 629 5,305 SH   DFND 1 5,305 0 0
CIGNA CORPORATION COM COM 125523100 569 3,747 SH   DFND 1 3,747 0 0
CISCO SYS INC COM COM 17275R102 1,120 22,666 SH   DFND 1 22,666 0 0
CITIGROUP INC COM NEW COM NEW 172967424 347 5,018 SH   DFND 1 5,018 0 0
COCA-COLA COMPANY COM 191216100 1,673 30,724 SH   DFND 1 30,724 0 0
COGNIZANT TECHNOLOGY SOLUTI CL A 192446102 1,754 29,106 SH   DFND 1 29,106 0 0
COLGATE-PALMOLIVE COMPAN COM 194162103 499 6,787 SH   DFND 1 6,787 0 0
COMCAST CORP NEW CL A CL A 20030N101 529 11,734 SH   DFND 1 11,734 0 0
CONOCOPHILLIPS COM COM 20825C104 210 3,679 SH   DFND 1 3,679 0 0
COSTAR GROUP INC COM COM 22160N109 1,022 1,723 SH   DFND 1 1,723 0 0
COSTCO WHOLESALE CORP COM 22160K105 271 939 SH   DFND 1 939 0 0
CVS CAREMARK CORP COM 126650100 1,022 16,204 SH   DFND 1 16,204 0 0
DANAHER CORP COM 235851102 1,153 7,981 SH   DFND 1 7,981 0 0
DISNEY WALT CO COM DISNEY COM DISNEY 254687106 610 4,677 SH   DFND 1 4,677 0 0
DU PONT DE NEMOURS INC COM COM 26614N102 337 4,731 SH   DFND 1 4,731 0 0
DXC TECHNOLOGY COMPANY COM 23355l106 402 13,615 SH   DFND 1 13,615 0 0
EBAY INC COM COM 278642103 1,825 46,817 SH   DFND 1 46,817 0 0
ECOLAB INC COM COM 278865100 341 1,721 SH   DFND 1 1,721 0 0
EDWARDS LIFESCIENCE CORP COM 28176E108 466 2,121 SH   DFND 1 2,121 0 0
ELECTRONIC ARTS INC COM 285512109 1,481 15,136 SH   DFND 1 15,136 0 0
ENBRIDGE INC COM 29250N105 757 21,573 SH   DFND 1 21,573 0 0
EXXON MOBIL CORP COM 30231G102 768 10,870 SH   DFND 1 10,870 0 0
FACEBOOK INC CL A CL A 30303M102 2,527 14,192 SH   DFND 1 14,192 0 0
FISERV INC COM COM 337738108 214 2,069 SH   DFND 1 2,069 0 0
GENERAL ELECTRIC CO COM COM 369604103 810 90,602 SH   DFND 1 90,602 0 0
GLOBAL PAYMENTS INC COM 37940X102 1,144 7,193 SH   DFND 1 7,193 0 0
GOLAR LNG LTD BERMUDA SHS COM G9456A100 476 36,666 SH   DFND 1 36,666 0 0
GOOGLE INC A CAP STK CL A 02079k305 3,047 2,495 SH   DFND 1 2,495 0 0
Granite Point Mortgage Trust I COM 38741L107 870 46,445 SH   DFND 1 46,445 0 0
HCA HOLDINGS INC COM 40412C101 351 2,911 SH   DFND 1 2,911 0 0
HEALTHCARE TRUST OF AMERICA IN COM 42225P501 817 27,816 SH   DFND 1 27,816 0 0
HOME DEPOT INC COM 437076102 649 2,796 SH   DFND 1 2,796 0 0
HONEYWELL INTL INC COM 438516106 1,274 7,527 SH   DFND 1 7,527 0 0
HUMANA INC COM 444859102 314 1,227 SH   DFND 1 1,227 0 0
IAC INTERACTIVECORP COM PAR $. COM 44919P508 687 3,154 SH   DFND 1 3,154 0 0
IDEXX LABORATORIES INC COM 45168D104 225 827 SH   DFND 1 827 0 0
ILLUMINA INC COM 452327109 405 1,332 SH   DFND 1 1,332 0 0
INTEL CORP COM COM 458140100 1,200 23,287 SH   DFND 1 23,287 0 0
INTERNATIONAL BUSINESS MACHIN COM 459200101 2,656 18,261 SH   DFND 1 18,261 0 0
INTUIT COM COM 461202103 2,200 8,272 SH   DFND 1 8,272 0 0
INTUITIVE SURGICAL INC NEW COM 46120E602 583 1,079 SH   DFND 1 1,079 0 0
ISHARES DOW JONES U S BASIC US BASIC 464287838 1,175 12,731 SH   DFND 1 12,731 0 0
ISHARES EMU ETF EMU ETF 464286608 323 8,299 SH   DFND 1 8,299 0 0
ISHARES MSCI FRANCE ETF FRANCE ETF 464286707 238 7,892 SH   DFND 1 7,892 0 0
ISHARES MSCI UNITED KINGDO MSCI UK 46435G334 320 10,189 SH   DFND 1 10,189 0 0
ISHARES TR 3 7 YR TREAS BD 3-7 YR TR BD ETF 464288661 12,900 101,734 SH   DFND 1 101,734 0 0
ISHARES TR 7-10YR TR BD ETF 7-10YR TR BD ETF 464287440 10,372 92,223 SH   DFND 1 92,223 0 0
ISHARES TR CORE S&P MCP ETF CORE S&P MCP 464287507 10,008 51,795 SH   DFND 1 51,795 0 0
ISHARES TR CORE S&P500 ETF CORE S&P500 ETF 464287200 227 760 SH   DFND 1 760 0 0
ISHARES TR MSCI EMG MKT ETF MSCI EMG 464287234 316 7,742 SH   DFND 1 7,742 0 0
ISHARES TR RUSSELL 2000 ETF RUSSELL 464287655 9,761 64,495 SH   DFND 1 64,495 0 0
JOHNSON & JOHNSON COM 478160104 584 4,513 SH   DFND 1 4,513 0 0
JPMORGAN CHASE & CO COM COM 46625H100 823 6,996 SH   DFND 1 6,996 0 0
KIMBERLY CLARK CORP COM 494368103 367 2,581 SH   DFND 1 2,581 0 0
KIMCO RLTY CORP COM COM 49446R109 873 41,815 SH   DFND 1 41,815 0 0
LILLY ELI & CO COM COM 532457108 298 2,662 SH   DFND 1 2,662 0 0
LINDE PLC COM G5494J103 703 3,630 SH   DFND 1 3,630 0 0
LOCKHEED MARTIN CORP COM 539830109 1,016 2,604 SH   DFND 1 2,604 0 0
MASTERCARD INC CLASS A CL A 57636Q104 2,715 9,999 SH   DFND 1 9,999 0 0
MCDONALDS CORP COM 580135101 350 1,631 SH   DFND 1 1,631 0 0
MEDTRONIC INC COM SHS g5960l103 1,809 16,654 SH   DFND 1 16,654 0 0
MERCADOLIBRE INC COM COM 58733R102 948 1,720 SH   DFND 1 1,720 0 0
MERCK & COMPANY INC NEW COM 58933Y105 599 7,113 SH   DFND 1 7,113 0 0
MICRON TECHNOLOGY INC COM 595112103 233 5,437 SH   DFND 1 5,437 0 0
MICROSOFT CORP COM COM 594918104 3,050 21,935 SH   DFND 1 21,935 0 0
MONDELEZ INTL INC CL A COM 609207105 632 11,425 SH   DFND 1 11,425 0 0
NETFLIX.COM INC COM 64110L106 2,115 7,904 SH   DFND 1 7,904 0 0
NEW RESIDENTIAL INVESTMENT COR COM NEW 64828T201 1,458 92,963 SH   DFND 1 92,963 0 0
NIKE INC CL B COM 654106103 239 2,545 SH   DFND 1 2,545 0 0
NVIDIA CORP COM COM 67066G104 505 2,903 SH   DFND 1 2,903 0 0
OCCIDENTAL PETROLEUM CORP COM 674599105 919 20,672 SH   DFND 1 20,672 0 0
ORACLE CORP COM 68389X105 2,674 48,591 SH   DFND 1 48,591 0 0
Pacer Trendpilot US Large Cap ETF 69374H105 1,518 48,853 SH   DFND 1 48,853 0 0
PALO ALTO NETWORKS COM 697435105 977 4,794 SH   DFND 1 4,794 0 0
Paypal Holdings Inc COM 70450Y103 2,255 21,766 SH   DFND 1 21,766 0 0
PENNSYLVANIA REAL ESTATEINVEST COM 709102107 685 119,768 SH   DFND 1 119,768 0 0
PEPSICO INC COM 713448108 1,520 11,088 SH   DFND 1 11,088 0 0
PFIZER INC COM 717081103 541 15,046 SH   DFND 1 15,046 0 0
PHILIP MORRIS INTL INC COM COM 718172109 935 12,315 SH   DFND 1 12,315 0 0
PROCTER & GAMBLE COMPANY COM 742718109 2,197 17,665 SH   DFND 1 17,665 0 0
PROSHARES TR PSHS ULT MCAP400 MCAP 400 74347R404 4,232 105,920 SH   DFND 1 105,920 0 0
PROSHARES TR PSHS ULTRUSS2000 RUSS2000 74347R842 4,023 62,404 SH   DFND 1 62,404 0 0
PROSHARES TR ULTR 7-10 TREA ULTR 7-10 TREA 74347R180 225 3,482 SH   DFND 1 3,482 0 0
QUALCOMM INC COM 747525103 487 6,387 SH   DFND 1 6,387 0 0
S&P Global Inc COM 78409V104 621 2,533 SH   DFND 1 2,533 0 0
SALESFORCE COM INC COM COM 79466L302 2,918 19,656 SH   DFND 1 19,656 0 0
Service Properties Trust COM 81761L102 944 36,605 SH   DFND 1 36,605 0 0
SERVICENOW INC COM 81762P102 2,058 8,106 SH   DFND 1 8,106 0 0
SHERWIN WILLIAMS CO COM 824348106 299 544 SH   DFND 1 544 0 0
SIMON PPTY GROUP INC NEW COM COM 828806109 499 3,209 SH   DFND 1 3,209 0 0
SNAP INC CL A COM 83304A106 698 44,179 SH   DFND 1 44,179 0 0
SPLUNK INC COM COM 848637104 792 6,720 SH   DFND 1 6,720 0 0
Spotify Technology S A COM COM L8681T102 519 4,550 SH   DFND 1 4,550 0 0
Square Inc COM 852234103 1,021 16,487 SH   DFND 1 16,487 0 0
STARBUCKS CORP COM 855244109 233 2,630 SH   DFND 1 2,630 0 0
STARWOOD PPTY TR INC COM COM 85571B105 1,334 55,074 SH   DFND 1 55,074 0 0
STRYKER CORP COM COM 863667101 743 3,434 SH   DFND 1 3,434 0 0
SYNOPSYS CORP COM 871607107 931 6,781 SH   DFND 1 6,781 0 0
TAUBMAN CENTERS INC COM 876664103 429 10,519 SH   DFND 1 10,519 0 0
TEEKAY CORPORATION COM COM Y8564W103 888 222,091 SH   DFND 1 222,091 0 0
TEXAS INSTRS INC COM COM 882508104 634 4,905 SH   DFND 1 4,905 0 0
THERMO FISHER SCIENT COM 883556102 1,449 4,975 SH   DFND 1 4,975 0 0
Twilio Inc. COM 90138F102 577 5,246 SH   DFND 1 5,246 0 0
TWITTER INC COM COM 90184L102 1,597 38,770 SH   DFND 1 38,770 0 0
UNION PACIFIC CORP COM 907818108 1,219 7,523 SH   DFND 1 7,523 0 0
UNITED PARCEL SERVICE INC CL CL B 911312106 871 7,270 SH   DFND 1 7,270 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,230 9,008 SH   DFND 1 9,008 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,442 11,237 SH   DFND 1 11,237 0 0
Vanguard Long-Term Treasury ET TREAS ETF 92206C847 6,837 77,923 SH   DFND 1 77,923 0 0
VEREIT, Inc COM 92339V100 808 82,600 SH   DFND 1 82,600 0 0
VERISIGN INC COM COM 92343E102 962 5,099 SH   DFND 1 5,099 0 0
VERISK ANALYTICS INC CLASS COM 92345Y106 1,239 7,836 SH   DFND 1 7,836 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 691 11,453 SH   DFND 1 11,453 0 0
VISA INC COM CL A COM CL A 92826C839 2,965 17,235 SH   DFND 1 17,235 0 0
WAL-MART STORES INC COM COM 931142103 1,357 11,432 SH   DFND 1 11,432 0 0
WALGREENS BOOTS ALLIANCE INC C COM 931427108 358 6,477 SH   DFND 1 6,477 0 0
WELLS FARGO & CO COM COM 949746101 444 8,808 SH   DFND 1 8,808 0 0
WORKDAY INC CLASS A COM 98138H101 1,023 6,021 SH   DFND 1 6,021 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 283 2,064 SH   DFND 1 2,064 0 0
DB-X TRACKERS MSCI ETF EAFE HE MSCI ETF EAFE 233051200 1,066 32,949 SH   SOLE   32,949 0 0
ISHARES MBS ET MBS ETF 464288588 2,034 18,780 SH   SOLE   18,780 0 0
ISHARES CMBS ETF CMBS ETF 46429B366 238 4,453 SH   SOLE   4,453 0 0
ISHARES IBOXX $ HIGH Y IBOXX ETF 464288513 308 3,529 SH   SOLE   3,529 0 0
ISHARES TR CORE S&P TTL STK CORE S&P TTL STK 464287150 2,885 43,016 SH   SOLE   43,016 0 0
ISHARES TR CORE US AGGBD ET CORE US AGGBD ET 464287226 4,195 37,071 SH   SOLE   37,071 0 0
ISHARES TR MSCI EAFE ETF MSCI EAFE ETF 464287465 1,031 15,813 SH   SOLE   15,813 0 0
ISHARES TR TIPS BD ETF TIPS BD ETF 464287176 547 4,701 SH   SOLE   4,701 0 0
VANGUARD BD INDEX FD INC TOTAL INDEX FD 921937835 263 3,112 SH   SOLE   3,112 0 0
VANGUARD INTL EQUITY INDEX FD EQUITY INDEX FD 922042858 304 7,559 SH   SOLE   7,559 0 0
Vanguard Long-Term Treasury ET TREAS ETF 92206C847 233 2,653 SH   SOLE   2,653 0 0
VANGUARD SCOTTSDALE FDS MORTG- FDS MORTG 92206C771 240 4,501 SH   SOLE   4,501 0 0