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		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>6656</None></votingAuthority></infoTable><infoTable><nameOfIssuer>QUALCOMM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>747525103</cusip><value>459</value><shrsOrPrnAmt><sshPrnamt>8554</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>8554</None></votingAuthority></infoTable><infoTable><nameOfIssuer>REALTY INCOME CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>756109104</cusip><value>266</value><shrsOrPrnAmt><sshPrnamt>3846</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3846</None></votingAuthority></infoTable><infoTable><nameOfIssuer>REYNOLDS AMERICAN INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>761713106</cusip><value>377</value><shrsOrPrnAmt><sshPrnamt>7010</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>7010</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer><titleOfClass>SPONS ADR A</titleOfClass><cusip>780259206</cusip><value>433</value><shrsOrPrnAmt><sshPrnamt>7814</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>7814</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer><titleOfClass>GUG S&amp;P500 EQ WT</titleOfClass><cusip>78355W106</cusip><value>932</value><shrsOrPrnAmt><sshPrnamt>11598</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>11598</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer><titleOfClass>GUG S&amp;P500 PU GR</titleOfClass><cusip>78355W403</cusip><value>234</value><shrsOrPrnAmt><sshPrnamt>2904</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>2904</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>806857108</cusip><value>383</value><shrsOrPrnAmt><sshPrnamt>4861</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>4861</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer><titleOfClass>INTL EQTY ETF</titleOfClass><cusip>808524805</cusip><value>288</value><shrsOrPrnAmt><sshPrnamt>10669</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>10669</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer><titleOfClass>US AGGREGATE B</titleOfClass><cusip>808524839</cusip><value>1174</value><shrsOrPrnAmt><sshPrnamt>21836</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>21836</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer><titleOfClass>US LCAP VA ETF</titleOfClass><cusip>808524409</cusip><value>235</value><shrsOrPrnAmt><sshPrnamt>5235</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>5235</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SEADRILL LIMITED</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>G7945E105</cusip><value>47</value><shrsOrPrnAmt><sshPrnamt>14789</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>14789</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI CONS DISCR</titleOfClass><cusip>81369Y407</cusip><value>391</value><shrsOrPrnAmt><sshPrnamt>4962</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>4962</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI CONS STPLS</titleOfClass><cusip>81369Y308</cusip><value>404</value><shrsOrPrnAmt><sshPrnamt>7297</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>7297</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI HEALTHCARE</titleOfClass><cusip>81369Y209</cusip><value>820</value><shrsOrPrnAmt><sshPrnamt>11402</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>11402</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI INT-ENERGY</titleOfClass><cusip>81369Y506</cusip><value>405</value><shrsOrPrnAmt><sshPrnamt>5902</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>5902</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI INT-FINL</titleOfClass><cusip>81369Y605</cusip><value>286</value><shrsOrPrnAmt><sshPrnamt>12471</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>12471</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI INT-INDS</titleOfClass><cusip>81369Y704</cusip><value>201</value><shrsOrPrnAmt><sshPrnamt>3568</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3568</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI INT-UTILS</titleOfClass><cusip>81369Y886</cusip><value>1384</value><shrsOrPrnAmt><sshPrnamt>26483</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>26483</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>TECHNOLOGY</titleOfClass><cusip>81369Y803</cusip><value>292</value><shrsOrPrnAmt><sshPrnamt>6744</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>6744</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SMUCKER J M CO</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>832696405</cusip><value>572</value><shrsOrPrnAmt><sshPrnamt>3767</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3767</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SOUTHERN CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>842587107</cusip><value>559</value><shrsOrPrnAmt><sshPrnamt>10423</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>10423</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer><titleOfClass>GOLD SHS</titleOfClass><cusip>78463V107</cusip><value>430</value><shrsOrPrnAmt><sshPrnamt>3365</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3365</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer><titleOfClass>S&amp;P INTL ETF</titleOfClass><cusip>78463X772</cusip><value>253</value><shrsOrPrnAmt><sshPrnamt>7184</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>7184</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer><titleOfClass>TR UNIT</titleOfClass><cusip>78462F103</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><putCall>Put</putCall><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>400</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer><titleOfClass>TR UNIT</titleOfClass><cusip>78462F103</cusip><value>6272</value><shrsOrPrnAmt><sshPrnamt>29974</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>29974</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer><titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass><cusip>78467Y107</cusip><value>366</value><shrsOrPrnAmt><sshPrnamt>1346</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>1346</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR SER TR</nameOfIssuer><titleOfClass>NUVN BR SHT MUNI</titleOfClass><cusip>78468R739</cusip><value>584</value><shrsOrPrnAmt><sshPrnamt>11879</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>11879</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer><titleOfClass>BRC HGH YLD BD</titleOfClass><cusip>78464A417</cusip><value>788</value><shrsOrPrnAmt><sshPrnamt>22088</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>22088</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer><titleOfClass>DJ REIT ETF</titleOfClass><cusip>78464A607</cusip><value>411</value><shrsOrPrnAmt><sshPrnamt>4154</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>4154</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer><titleOfClass>S&amp;P DIVID ETF</titleOfClass><cusip>78464A763</cusip><value>956</value><shrsOrPrnAmt><sshPrnamt>11394</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>11394</None></votingAuthority></infoTable><infoTable><nameOfIssuer>STARBUCKS CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>855244109</cusip><value>695</value><shrsOrPrnAmt><sshPrnamt>12113</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>12113</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SYSCO CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>871829107</cusip><value>267</value><shrsOrPrnAmt><sshPrnamt>5271</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>5271</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TARGET CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>87612E106</cusip><value>283</value><shrsOrPrnAmt><sshPrnamt>4115</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>4115</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TJX COS INC NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>872540109</cusip><value>381</value><shrsOrPrnAmt><sshPrnamt>4910</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>4910</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>892356106</cusip><value>318</value><shrsOrPrnAmt><sshPrnamt>3487</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3487</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TWITTER INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>90184L102</cusip><value>196</value><shrsOrPrnAmt><sshPrnamt>11705</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>11705</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>904311107</cusip><value>296</value><shrsOrPrnAmt><sshPrnamt>7415</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>7415</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer><titleOfClass>CL C</titleOfClass><cusip>904311206</cusip><value>248</value><shrsOrPrnAmt><sshPrnamt>6780</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>6780</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNILEVER PLC</nameOfIssuer><titleOfClass>SPON ADR NEW</titleOfClass><cusip>904767704</cusip><value>352</value><shrsOrPrnAmt><sshPrnamt>7332</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>7332</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNION PAC CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>907818108</cusip><value>575</value><shrsOrPrnAmt><sshPrnamt>6583</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>6583</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer><titleOfClass>CL B</titleOfClass><cusip>911312106</cusip><value>3298</value><shrsOrPrnAmt><sshPrnamt>30618</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>30618</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>913017109</cusip><value>343</value><shrsOrPrnAmt><sshPrnamt>3351</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3351</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>91913Y100</cusip><value>427</value><shrsOrPrnAmt><sshPrnamt>8357</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>8357</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer><titleOfClass>GOLD MINERS ETF</titleOfClass><cusip>92189F106</cusip><value>433</value><shrsOrPrnAmt><sshPrnamt>15630</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>15630</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer><titleOfClass>HIGH YLD MUN ETF</titleOfClass><cusip>92189F361</cusip><value>977</value><shrsOrPrnAmt><sshPrnamt>30263</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>30263</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer><titleOfClass>INTERMED TERM</titleOfClass><cusip>921937819</cusip><value>365</value><shrsOrPrnAmt><sshPrnamt>4144</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>4144</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer><titleOfClass>SHORT TRM BOND</titleOfClass><cusip>921937827</cusip><value>2598</value><shrsOrPrnAmt><sshPrnamt>32127</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>32127</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer><titleOfClass>TOTAL BND MRKT</titleOfClass><cusip>921937835</cusip><value>1242</value><shrsOrPrnAmt><sshPrnamt>14748</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
		</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>14748</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD CHARLOTTE FDS</nameOfIssuer><titleOfClass>INTL BD IDX ETF</titleOfClass><cusip>92203J407</cusip><value>765</value><shrsOrPrnAmt><sshPrnamt>13732</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><otherManager>
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