The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Common 88579Y101 280 2,535 SH   SOLE   2,535 0 0
A T & T INC Common 00206R102 959 62,545 SH   SOLE   62,545 0 0
ABBOTT LABS Common 002824100 642 6,631 SH   SOLE   6,631 0 0
ABBVIE INC Common 00287Y109 810 6,034 SH   SOLE   6,034 0 0
AIR PRODS & CHEMS INC Common 009158106 322 1,384 SH   SOLE   1,384 0 0
ALBEMARLE CORP Common 012653101 3,294 12,455 SH   SOLE   12,455 0 0
ALPHABET INC CAP STK CL A 02079K305 4,598 48,070 SH   SOLE   48,070 0 0
ALPHABET INC CAP STK CL C 02079K107 1,584 16,470 SH   SOLE   16,470 0 0
ALTRIA GROUP INC Common 02209S103 875 21,667 SH   SOLE   21,667 0 0
AMAZON COM INC Common 023135106 683 6,040 SH   SOLE   6,040 0 0
APPLE INC Common 037833100 11,443 82,800 SH   SOLE   82,800 0 0
APPLIED MATLS INC Common 038222105 1,073 13,100 SH   SOLE   13,100 0 0
AUTOMATIC DATA PROCESSING INC Common 053015103 622 2,748 SH   SOLE   2,748 0 0
AVANGRID INC Common 05351W103 627 15,035 SH   SOLE   15,035 0 0
BK OF AMERICA CORP Common 060505104 2,030 67,202 SH   SOLE   67,202 0 0
BCE INC COM NEW 05534B760 1,760 41,970 SH   SOLE   41,970 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 362 1,354 SH   SOLE   1,354 0 0
BRISTOL-MYERS SQUIBB CO Common 110122108 3,257 45,821 SH   SOLE   45,821 0 0
CATERPILLAR INC Common 149123101 558 3,400 SH   SOLE   3,400 0 0
CHEVRON CORP NEW Common 166764100 522 3,630 SH   SOLE   3,630 0 0
COCA COLA CO Common 191216100 719 12,835 SH   SOLE   12,835 0 0
COLGATE PALMOLIVE CO Common 194162103 466 6,636 SH   SOLE   6,636 0 0
CONAGRA BRANDS INC Common 205887102 1,143 35,015 SH   SOLE   35,015 0 0
CONOCOPHILLIPS Common 20825C104 226 2,208 SH   SOLE   2,208 0 0
CONSOLIDATED EDISON INC Common 209115104 484 5,645 SH   SOLE   5,645 0 0
CONSTELLATION BRANDS INC CL A 21036P108 438 1,905 SH   SOLE   1,905 0 0
COSTCO WHSL CORP NEW Common 22160K105 258 547 SH   SOLE   547 0 0
DOMINION ENERGY INC Common 25746U109 300 4,335 SH   SOLE   4,335 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 207 2,225 SH   SOLE   2,225 0 0
ENTERPRISE PRODS PARTNERS LP Common 293792107 503 21,160 SH   SOLE   21,160 0 0
ESSENTIAL UTILS INC Common 29670G102 245 5,930 SH   SOLE   5,930 0 0
EXXON MOBIL CORP Common 30231G102 2,924 33,490 SH   SOLE   33,490 0 0
FORD MTR CO DEL Common 345370860 497 44,350 SH   SOLE   44,350 0 0
HOME DEPOT INC Common 437076102 2,862 10,371 SH   SOLE   10,371 0 0
HONEYWELL INTL INC Common 438516106 228 1,363 SH   SOLE   1,363 0 0
INTERNATIONAL BUSINESS MACHS Common 459200101 2,440 20,541 SH   SOLE   20,541 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 321 1,200 SH   SOLE   1,200 0 0
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 346 7,190 SH   SOLE   7,190 0 0
JOHNSON & JOHNSON Common 478160104 5,397 33,036 SH   SOLE   33,036 0 0
JPMORGAN CHASE & CO Common 46625H100 297 2,846 SH   SOLE   2,846 0 0
KINDER MORGAN INC DEL Common 49456B101 701 42,151 SH   SOLE   42,151 0 0
M & T BK CORP Common 55261F104 2,038 11,559 SH   SOLE   11,559 0 0
MCDONALDS CORP Common 580135101 415 1,800 SH   SOLE   1,800 0 0
MCKESSON CORP Common 58155Q103 1,252 3,684 SH   SOLE   3,684 0 0
MERCK & CO. INC Common 58933Y105 3,064 35,577 SH   SOLE   35,577 0 0
META PLATFORMS INC CL A 30303M102 1,201 8,853 SH   SOLE   8,853 0 0
METLIFE INC Common 59156R108 1,590 26,153 SH   SOLE   26,153 0 0
MICROSOFT CORP Common 594918104 614 2,636 SH   SOLE   2,636 0 0
MONDELEZ INTL INC CL A 609207105 3,382 61,687 SH   SOLE   61,687 0 0
NEXTERA ENERGY INC Common 65339F101 368 4,693 SH   SOLE   4,693 0 0
ORACLE CORP Common 68389X105 387 6,330 SH   SOLE   6,330 0 0
PAYCHEX INC Common 704326107 600 5,345 SH   SOLE   5,345 0 0
PEPSICO INC Common 713448108 5,025 30,780 SH   SOLE   30,780 0 0
PFIZER INC Common 717081103 765 17,492 SH   SOLE   17,492 0 0
PHILIP MORRIS INTL INC Common 718172109 1,088 13,103 SH   SOLE   13,103 0 0
PPG INDS INC Common 693506107 393 3,550 SH   SOLE   3,550 0 0
PPL CORP Common 69351T106 1,228 48,433 SH   SOLE   48,433 0 0
PROCTER AND GAMBLE CO Common 742718109 722 5,720 SH   SOLE   5,720 0 0
RAYTHEON TECHNOLOGIES CORP Common 75513E101 3,158 38,578 SH   SOLE   38,578 0 0
SALESFORCE INC Common 79466L302 1,137 7,902 SH   SOLE   7,902 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,761 11,386 SH   SOLE   11,386 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,372 3,841 SH   SOLE   3,841 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&P DCRP 78467Y107 2,415 6,012 SH   SOLE   6,012 0 0
STRYKER CORPORATION Common 863667101 220 1,087 SH   SOLE   1,087 0 0
US BANCORP DEL COM NEW 902973304 267 6,612 SH   SOLE   6,612 0 0
UNITED PARCEL SERVICE INC CL B 911312106 2,505 15,505 SH   SOLE   15,505 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 416 1,355 SH   SOLE   1,355 0 0
VERIZON COMMUNICATIONS INC Common 92343V104 1,098 28,910 SH   SOLE   28,910 0 0
WALMART INC Common 931142103 370 2,854 SH   SOLE   2,854 0 0
DISNEY WALT CO Common 254687106 1,642 17,407 SH   SOLE   17,407 0 0
WASTE MGMT INC DEL Common 94106L109 228 1,425 SH   SOLE   1,425 0 0
WATERS CORP Common 941848103 458 1,700 SH   SOLE   1,700 0 0
WORKDAY INC CL A 98138H101 430 2,825 SH   SOLE   2,825 0 0