The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   422,790 3,000 SH   SOLE   0 0 3,000
ALPHABET INC CAP STK CL A 02079K305   1,074,216 7,690 SH   SOLE   0 0 7,690
AMAZON COM INC COM 023135106   1,043,980 6,871 SH   SOLE   0 0 6,871
APPLE INC COM 037833100   1,058,873 5,500 SH   SOLE   0 0 5,500
BERKSHIRE HATHAWAY INC DEL CL A 084670108   3,798,375 7 SH   SOLE   0 0 7
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   206,863 580 SH   SOLE   0 0 580
INVESCO QQQ TR UNIT SER 1 46090E103   655,232 1,600 SH   SOLE   0 0 1,600
INVESCO EXCHANGE TRADED FD T S&P 100 EQL WIGH 46137V449   315,216 3,600 SH   SOLE   0 0 3,600
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   219,102 1,300 SH   SOLE   0 0 1,300
ISHARES GOLD TR ISHARES NEW 464285204   251,158 6,435 SH   SOLE   0 0 6,435
ISHARES TR CORE S&P TTL STK 464287150   20,086,200 190,879 SH   SOLE   0 0 190,879
ISHARES TR CORE S&P500 ETF 464287200   19,461,332 40,746 SH   SOLE   0 0 40,746
ISHARES TR CORE US AGGBD ET 464287226   5,141,356 51,802 SH   SOLE   0 0 51,802
ISHARES TR S&P 500 VAL ETF 464287408   20,156,806 115,917 SH   SOLE   0 0 115,917
ISHARES TR 1 3 YR TREAS BD 464287457   6,318,817 77,021 SH   SOLE   0 0 77,021
ISHARES TR SHRT NAT MUN ETF 464288158   4,305,656 40,839 SH   SOLE   0 0 40,839
ISHARES TR NEW YORK MUN ETF 464288323   2,232,157 41,267 SH   SOLE   0 0 41,267
ISHARES TR NATIONAL MUN ETF 464288414   2,438,530 22,494 SH   SOLE   0 0 22,494
ISHARES SILVER TR ISHARES 46428Q109   240,669 11,050 SH   SOLE   0 0 11,050
ISHARES TR MSCI INTL QUALTY 46434V456   910,830 24,250 SH   SOLE   0 0 24,250
MASTERCARD INCORPORATED CL A 57636Q104   426,510 1,000 SH   SOLE   0 0 1,000
SPDR GOLD TR GOLD SHS 78463V107   268,976 1,407 SH   SOLE   0 0 1,407
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   319,746 4,200 SH   SOLE   0 0 4,200
TJX COS INC NEW COM 872540109   292,687 3,120 SH   SOLE   0 0 3,120
TESLA INC COM 88160R101   1,471,002 5,920 SH   SOLE   0 0 5,920
UNITED PARCEL SERVICE INC CL B 911312106   586,976 3,733 SH   SOLE   0 0 3,733
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,122,422 12,456 SH   SOLE   0 0 12,456
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,560,317 19,224 SH   SOLE   0 0 19,224
VISA INC COM CL A 92826C839   200,478 770 SH   SOLE   0 0 770
WISDOMTREE TR US QTLY DIV GRT 97717X669   3,177,799 45,216 SH   SOLE   0 0 45,216