The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 451 5,548 SH   SOLE   0 0 5,548
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 2,042 47,333 SH   SOLE   0 0 47,333
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND ETF 922042718 527 5,645 SH   SOLE   0 0 5,645
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 27,545 767,693 SH   SOLE   0 0 767,693
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 175 5,070 SH   SOLE   0 0 5,070
VANGUARD HIGH DIVIDEND YIELD INDEX FUND ETF 921946406 10,030 145,272 SH   SOLE   0 0 145,272
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ETF 921937819 234 2,713 SH   SOLE   0 0 2,713
VANGUARD MID-CAP INDEX FUND ETF 922908629 6,655 54,898 SH   SOLE   0 0 54,898
VANGUARD REIT INDEX ETF ETF 922908553 135 1,608 SH   SOLE   0 0 1,608
VANGUARD S&P 500 ETF ETF 922908363 36,598 194,092 SH   SOLE   0 0 194,092
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 7,842 70,335 SH   SOLE   0 0 70,335
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 1,904 22,990 SH   SOLE   0 0 22,990
VANGUARD TOTAL STK MKT ETF 922908769 276 2,631 SH   SOLE   0 0 2,631
ISHARES RUSSELL 2000 ETF ETF 464287655 655 5,922 SH   SOLE   0 0 5,922
SPDR S&P 500 ETF ETF 78462F103 111 540 SH   SOLE   0 0 540