The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INTEL CORP COM 458140100 3,515 59,599 SH   SOLE NONE 0 0 59,599
MONDELEZ INTL INC CL A 609207105 2,166 41,832 SH   SOLE NONE 0 0 41,832
CIGNA CORP NEW COM 125523100 1,865 10,016 SH   SOLE NONE 0 0 10,016
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 311 5,360 SH   SOLE NONE 0 0 5,360
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 1,767 84,320 SH   SOLE NONE 0 0 84,320
CISCO SYS INC COM 17275R102 274 6,564 SH   SOLE NONE 0 0 6,564
BRISTOL-MYERS SQUIBB CO COM 110122108 2,818 48,370 SH   SOLE NONE 0 0 48,370
MICROSOFT CORP COM 594918104 4,252 25,749 SH   SOLE NONE 0 0 25,749
ZIMMER BIOMET HOLDINGS INC COM 98956P102 2,782 24,999 SH   SOLE NONE 0 0 24,999
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,029 48,315 SH   SOLE NONE 0 0 48,315
EXXON MOBIL CORP COM 30231G102 1,518 34,618 SH   SOLE NONE 0 0 34,618
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 472 10,164 SH   SOLE NONE 0 0 10,164
CHARLES RIV LABS INTL INC COM 159864107 216 1,527 SH   SOLE NONE 0 0 1,527
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,236 64,100 SH   SOLE NONE 0 0 64,100
ISHARES TR CORE MSCI TOTAL 46432F834 417 8,651 SH   SOLE NONE 0 0 8,651
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,870 10 SH   SOLE NONE 0 0 10
MORGAN STANLEY COM NEW 617446448 2,703 68,669 SH   SOLE NONE 0 0 68,669
BROADCOM INC COM 11135F101 2,015 7,716 SH   SOLE NONE 0 0 7,716
EQUITABLE HLDGS INC COM 29452E101 2,039 131,052 SH   SOLE NONE 0 0 131,052
CARNIVAL CORP UNIT 99/99/9999 143658300 732 61,035 SH   SOLE NONE 0 0 61,035
UNITED TECHNOLOGIES CORP COM 913017109 1,105 17,652 SH   SOLE NONE 0 0 17,652
NXP SEMICONDUCTORS N V COM N6596X109 628 6,852 SH   SOLE NONE 0 0 6,852
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 1,586 75,763 SH   SOLE NONE 0 0 75,763
AXALTA COATING SYS LTD COM G0750C108 618 34,370 SH   SOLE NONE 0 0 34,370
HONEYWELL INTL INC COM 438516106 3,279 23,544 SH   SOLE NONE 0 0 23,544
KANSAS CITY SOUTHERN COM NEW 485170302 2,206 15,783 SH   SOLE NONE 0 0 15,783
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 471 2,465 SH   SOLE NONE 0 0 2,465
HCA HEALTHCARE INC COM 40412C101 2,129 19,703 SH   SOLE NONE 0 0 19,703
KEYSIGHT TECHNOLOGIES INC COM 49338L103 1,070 11,763 SH   SOLE NONE 0 0 11,763
STANLEY BLACK & DECKER INC COM 854502101 785 6,867 SH   SOLE NONE 0 0 6,867
TJX COS INC NEW COM 872540109 838 17,065 SH   SOLE NONE 0 0 17,065
METTLER TOLEDO INTERNATIONAL COM 592688105 296 400 SH   SOLE NONE 0 0 400
DISNEY WALT CO COM DISNEY 254687106 2,366 23,408 SH   SOLE NONE 0 0 23,408
PHILIP MORRIS INTL INC COM 718172109 3,254 43,580 SH   SOLE NONE 0 0 43,580
CSX CORP COM 126408103 312 4,910 SH   SOLE NONE 0 0 4,910
HUNTSMAN CORP COM 447011107 801 51,225 SH   SOLE NONE 0 0 51,225
DISCOVERY INC COM SER A 25470F104 986 45,682 SH   SOLE NONE 0 0 45,682
ALTRIA GROUP INC COM 02209S103 707 17,610 SH   SOLE NONE 0 0 17,610
VERIZON COMMUNICATIONS INC COM 92343V104 304 5,251 SH   SOLE NONE 0 0 5,251
NIKE INC CL B 654106103 2,350 27,547 SH   SOLE NONE 0 0 27,547
NUCOR CORP COM 670346105 1,167 29,882 SH   SOLE NONE 0 0 29,882
CACI INTL INC CL A 127190304 1,178 5,222 SH   SOLE NONE 0 0 5,222
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 2,656 60,032 SH   SOLE NONE 0 0 60,032
CHEVRON CORP NEW COM 166764100 2,521 29,317 SH   SOLE NONE 0 0 29,317
QORVO INC COM 74736K101 793 9,115 SH   SOLE NONE 0 0 9,115
ISHARES TR CORE S&P SCP ETF 464287804 1,078 18,585 SH   SOLE NONE 0 0 18,585
AMAZON COM INC COM 023135106 262 128 SH   SOLE NONE 0 0 128
PRUDENTIAL FINL INC COM 744320102 226 4,114 SH   SOLE NONE 0 0 4,114
ECOLAB INC COM 278865100 342 2,000 SH   SOLE NONE 0 0 2,000
L3HARRIS TECHNOLOGIES INC COM 502431109 1,029 5,555 SH   SOLE NONE 0 0 5,555
JPMORGAN CHASE & CO COM 46625H100 2,755 29,215 SH   SOLE NONE 0 0 29,215
ISHARES TR 1 3 YR TREAS BD 464287457 1,082 12,500 SH   SOLE NONE 0 0 12,500
DOVER CORP COM 260003108 1,927 21,505 SH   SOLE NONE 0 0 21,505
CARRIER GLOBAL CORPORATION COM 14448C104 252 17,652 SH   SOLE NONE 0 0 17,652
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,894 33,818 SH   SOLE NONE 0 0 33,818
MERCK & CO. INC COM 58933Y105 4,603 56,393 SH   SOLE NONE 0 0 56,393
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,351 14,936 SH   SOLE NONE 0 0 14,936
IQVIA HLDGS INC COM 46266C105 1,059 8,284 SH   SOLE NONE 0 0 8,284
ISHARES TR GLOBAL 100 ETF 464287572 320 6,840 SH   SOLE NONE 0 0 6,840
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 774 38,693 SH   SOLE NONE 0 0 38,693
FTI CONSULTING INC COM 302941109 1,139 8,507 SH   SOLE NONE 0 0 8,507
ISHARES TR S&P 100 ETF 464287101 1,664 13,228 SH   SOLE NONE 0 0 13,228
SPDR SER TR S&P PHARMAC 78464A722 218 5,820 SH   SOLE NONE 0 0 5,820
WILLIS TOWERS WATSON PLC LTD SHS G96629103 2,713 14,276 SH   SOLE NONE 0 0 14,276
SKYWORKS SOLUTIONS INC COM 83088M102 245 2,638 SH   SOLE NONE 0 0 2,638
VISA INC COM CL A 92826C839 3,132 17,905 SH   SOLE NONE 0 0 17,905
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 320 2,909 SH   SOLE NONE 0 0 2,909
CITIGROUP INC COM NEW 172967424 2,183 49,328 SH   SOLE NONE 0 0 49,328
EATON CORP PLC SHS G29183103 662 8,265 SH   SOLE NONE 0 0 8,265
PFIZER INC COM 717081103 3,186 92,092 SH   SOLE NONE 0 0 92,092
TERADYNE INC COM 880770102 983 15,655 SH   SOLE NONE 0 0 15,655
CALERES INC COM 129500104 114 19,345 SH   SOLE NONE 0 0 19,345
MARATHON PETE CORP COM 56585A102 396 16,275 SH   SOLE NONE 0 0 16,275
RELIANCE STEEL & ALUMINUM CO COM 759509102 795 9,069 SH   SOLE NONE 0 0 9,069
PROCTER & GAMBLE CO COM 742718109 288 2,499 SH   SOLE NONE 0 0 2,499
ZEBRA TECHNOLOGIES CORP CL A 989207105 949 4,824 SH   SOLE NONE 0 0 4,824
ABBVIE INC COM 00287Y109 1,377 17,525 SH   SOLE NONE 0 0 17,525
JOHNSON & JOHNSON COM 478160104 430 3,002 SH   SOLE NONE 0 0 3,002
PEPSICO INC COM 713448108 206 1,552 SH   SOLE NONE 0 0 1,552
LAM RESEARCH CORP COM 512807108 2,023 7,585 SH   SOLE NONE 0 0 7,585
ISHARES TR SHORT TREAS BD 464288679 1,587 14,314 SH   SOLE NONE 0 0 14,314
FACEBOOK INC CL A 30303M102 2,847 16,337 SH   SOLE NONE 0 0 16,337
OTIS WORLDWIDE CORP COM 68902V107 387 8,768 SH   SOLE NONE 0 0 8,768
INTUIT COM 461202103 504 2,050 SH   SOLE NONE 0 0 2,050
CANNAE HLDGS INC COM 13765N107 289 9,166 SH   SOLE NONE 0 0 9,166
THERMO FISHER SCIENTIFIC INC COM 883556102 2,964 9,651 SH   SOLE NONE 0 0 9,651
VOYA FINANCIAL INC COM 929089100 214 4,902 SH   SOLE NONE 0 0 4,902
MASTERCARD INC CL A 57636Q104 261 965 SH   SOLE NONE 0 0 965
COMCAST CORP NEW CL A 20030N101 3,257 86,442 SH   SOLE NONE 0 0 86,442
NORFOLK SOUTHERN CORP COM 655844108 254 1,600 SH   SOLE NONE 0 0 1,600
SPDR SER TR AEROSPACE DEF 78464A631 349 4,425 SH   SOLE NONE 0 0 4,425
ALPHABET INC CAP STK CL A 02079K305 1,253 1,038 SH   SOLE NONE 0 0 1,038
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 791 13,735 SH   SOLE NONE 0 0 13,735
CVS HEALTH CORP COM 126650100 2,634 44,340 SH   SOLE NONE 0 0 44,340
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 361 3,825 SH   SOLE NONE 0 0 3,825
BK OF AMERICA CORP COM 060505104 1,515 64,620 SH   SOLE NONE 0 0 64,620
LOCKHEED MARTIN CORP COM 539830109 2,270 6,281 SH   SOLE NONE 0 0 6,281
TARGET CORP COM 87612E106 4,467 42,690 SH   SOLE NONE 0 0 42,690
STIFEL FINL CORP COM 860630102 797 18,190 SH   SOLE NONE 0 0 18,190
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,171 7,923 SH   SOLE NONE 0 0 7,923
APPLE INC COM 037833100 3,394 12,755 SH   SOLE NONE 0 0 12,755
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,142 54,718 SH   SOLE NONE 0 0 54,718
UNIVERSAL DISPLAY CORP COM 91347P105 237 1,700 SH   SOLE NONE 0 0 1,700
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 593 6,800 SH   SOLE NONE 0 0 6,800
LOWES COS INC COM 548661107 2,433 25,788 SH   SOLE NONE 0 0 25,788
INTERNATIONAL BUSINESS MACHS COM 459200101 1,862 15,613 SH   SOLE NONE 0 0 15,613
UNION PAC CORP COM 907818108 1,716 11,470 SH   SOLE NONE 0 0 11,470
XPO LOGISTICS INC COM 983793100 924 14,430 SH   SOLE NONE 0 0 14,430
AT&T INC COM 00206R102 526 17,614 SH   SOLE NONE 0 0 17,614
WINNEBAGO INDS INC COM 974637100 229 6,258 SH   SOLE NONE 0 0 6,258
CENTENE CORP DEL COM 15135B101 1,098 16,860 SH   SOLE NONE 0 0 16,860
GREAT LAKES DREDGE & DOCK CO COM 390607109 91 11,044 SH   SOLE NONE 0 0 11,044
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 993 17,910 SH   SOLE NONE 0 0 17,910
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 753 12,085 SH   SOLE NONE 0 0 12,085