CARDLYTICS Q3 2023 Earnings Presentation November 8, 2023

Disclaimer This presentation includes forward-looking statements. All statements contained in this presentation other than statements of historical facts, including statements regarding expectations about future financial performance or results of Cardlytics, Inc. (“Cardlytics,” “we,” “us,” or “our), earnings guidance for the fourth quarter of 2023, the short- and long-term success of our product initiatives and the opportunity for billings growth and future ARPU expansion for our platform following increases in MAUs, are forward looking statements. The words “anticipate”,” believe,” “continue,” “estimate,” “expect,” “intend,” “may,” “will” and similar expressions are intended to identify forward-looking statements. The future events and trends discussed in this presentation may not occur and actual results could differ materially and adversely from those anticipated or implied in the forward-looking statements. Forward-looking statements are subject to a number of risks and uncertainties, many of which involve factors or circumstances that are beyond our control. Our actual results could differ materially from those stated or implied in forward-looking statements due to a number of factors, including but not limited to: risks related to unfavorable conditions in the global economy and the industries that we serve; our quarterly operating results have fluctuated and may continue to vary from period to period; our ability to sustain our revenue growth and billings; risks related to the integration of Dosh, Bridg and Entertainment with our company; potential payments under the Merger Agreement with Bridg; risks related to our substantial dependence on our Cardlytics platform; risks related to our substantial dependence on JPMorgan Chase Bank, National Association (“Chase”), Bank of America, National Association ("Bank of America"), Wells Fargo Bank, National Association (“Wells Fargo”) and a limited number of other financial institution (“FI”) partners; risks related to our ability to maintain relationships with Chase, Wells Fargo and Bank of America; the amount and timing of budgets by marketers, which are affected by budget cycles, economic conditions and other factors, including the impact of the COVID-19 pandemic; our ability to generate sufficient revenue to offset contractual commitments to FIs; our ability to attract new partners, including FI partners, and maintain relationships with bank processors and digital banking providers; our ability to maintain relationships with marketers; our ability to adapt to changing market conditions, including our ability to adapt to changes in consumer habits, negotiate fee arrangements with new and existing partners and retailers, and develop and launch new services and features; and other risks detailed in the “Risk Factors” section of our Form 10-Q filed with the Securities and Exchange Commission on November 8, 2023. Although we believe that the expectations reflected in the forward-looking statements are reasonable, we cannot guarantee future results, levels of activity, performance, achievements or events and circumstances reflected in the forward-looking statements will occur. We are under no duty to update any of these forward-looking statements after the date of this presentation to conform these statements to actual results or revised expectations, except as required by law. In addition to U.S. GAAP financial information, this presentation includes billings, adjusted contribution, adjusted partner share and other third-party costs, adjusted EBITDA, adjusted EBITDA margin, non-GAAP net loss and non-GAAP net loss per share, each of which is a non-GAAP financial measure. These non-GAAP financial measures are in addition to, and not a substitute for or superior to, measures of financial performance prepared in accordance with U.S. GAAP. Reconciliations of billings, adjusted contribution, adjusted EBITDA, adjusted EBITDA margin, non-GAAP net loss and non-GAAP net loss per share to the most directly comparable GAAP measures are included in the appendix to this presentation. Please see appendix for definitions.

Company overview

We power a native ad platform in our partners’ digital channels.

Cardlytics provides a scaled solution based on purchase intelligence 162M+ Monthly Active Users(1) $3.9T+ in Annual Spend(2) 1 in 2 U.S. Purchase Transactions(3) Distinctive benefits for marketers + Reach valuable banking customers + Operate in a brand-safe, privacy-protected, trusted digital channel + Market to the most valuable customers based on their actual spending + Drive in-store and online traffic + Closed-loop solution measures marketing results to the penny

Financial information & operating metrics

Trended consolidated results Q3 Adj. Contribution 22.0% y/y Q3 Revenue 8.7% y/y Q3 Billings 5.5% y/y Revenue Adj. Contribution(1) Billings(1) $107.7 $110.4 $126.1 $109.4 $116.4

Billings and adjusted contribution best reflect performance Billings Total in aggregate paid by marketers Consumer incentive Set by CDLX to achieve marketing objectives; can fluctuate based on desired outcome Enhanced consumer incentive Additional Consumer Incentives funded by our partners GAAP revenue Recognized as revenue; to be split between CDLX & our partners Partner share Portion of revenue shared with our partners Adjusted contribution Amount retained by CDLX; net of partner share

Q3 2023 year-over-year consolidated results Three Months Ended September 30, Change 2022 2023 $ % Billings(1) $110,392 $116,430 $6,038 5.5% Consumer Incentives 37,686 37,425 (261) (0.7%) Revenue $72,706 $79,005 $6,299 8.7% Partner Share and other third-party costs 37,563 36,144 (1,419) (3.8%) Adjusted contribution(1) $35,143 $42,861 $7,718 22.0% Delivery costs 9,125 7,012 (2,113) (23.2%) Gross profit $26,018 $35,849 $9,831 37.8% Net loss $6,267 ($23,966) ($30,233) (482.4%) Adjusted EBITDA(1) ($12,708) $3,946 $16,654 131.1% Adjusted Contribution Margin 48.3% 54.3% 5.9% 12.2% Adjusted EBITDA margin (17.5%) 5.0% 22.5% (128.6%)

Q3 2023 year-over-year reportable segments Three Months Ended September 30, Change 2022 2023 $ % Cardlytics platform Revenue $ 67,285 $ 73,064 $ 5,779 8.6% Minus: Partner Share and other third-party costs 37,399 36,011 (1,388) (3.7%) Adjusted contribution $ 29,886 $ 37,053 $ 7,167 24.0% Bridg platform Revenue $ 5,421 $ 5,941 $ 520 9.6% Minus: Partner Share and other third-party costs 164 133 (31) (18.9%) Adjusted contribution $ 5,257 $ 5,808 $ 551 10.5% Total Revenue $ 72,706 $ 79,005 $ 6,299 8.7% Minus: Partner Share and other third-party costs 37,563 36,144 (1,419) (3.8%) Adjusted contribution $ 35,143 $ 42,861 $ 7,718 22.0%

Cardlytics platform advertiser spend by industry Industry % Change % of Advertiser Spend Three Months Ended September 30, Three Months Ended September 30, vs 2022 vs 2021 2023 2022 2021 Grocery & Gas > 65% < (20%) > 10% > 5% < 15% Restaurant < (35%) < (20%) < 20% < 30% > 25% Retail > (20%) < (10%) < 25% < 30% < 30% Travel & Entertainment > 20% < 145% < 15% < 10% > 5% Other n/a n/a > 5% > 0% > 0% DTC > 0% > 5% > 25% < 25% > 25%

Historical MAU and ARPU Cardlytics Monthly Active Users(1) Cardlytics Average Revenue Per User(1) Prior to September 30, 2023, we reported total number of unique targetable accounts and customers within each FI. As of September 30, 2023, we are reporting only the total number of unique targetable customers within each FI, which we have applied to our reporting for current and prior periods. 152.6 152.5 156.2 156.9 158.1 160.0 162.5 178.5 179.9 184.7 182.7 188.8 188.1 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 New MAU Definition Old MAU Definition

Appendix

Q3 2023 results Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 % 2023 2022 % Revenue $79,005 $72,706 8.7% $220,036 $216,039 1.9% Billings(1) 116,430 110,392 5.5% 321,480 316,361 1.6% Gross Profit 35,849 26,018 37.8% 90,888 79,223 14.7% Adjusted contribution(1) 42,861 35,143 22.0% 111,338 103,043 8.1% Net (loss) income attributable to common stockholders (23,966) 6,267 n/a (33,866) (86,985) (61.1%) Net loss per share (EPS), diluted ($0.63) $0.19 n/a ($0.95) ($2.60) (63.5%) Adjusted EBITDA(1) $3,946 ($12,708) n/a ($6,218) ($39,030) (84.1%) Adjusted EBITDA margin(1)(2) 5.0% (17.5%) n/a (2.8%) (18.1%) (84.4%) Non-GAAP net income (loss)(1) $318 ($16,549) n/a ($857) ($50,571) (98.3%) Non-GAAP net income (loss) per share(1) $0.01 ($0.50) n/a ($0.02) ($1.51) n/a Cardlytics MAUs (in millions) 162.5 156.2 4.0% 160.2 153.8 4.2% Cardlytics ARPU $0.49 $0.47 4.3% $1.37 $1.40 (2.14%)

Guidance Q4 2023 Guidance Billings(1) $122.0 - $133.0 Revenue $82.0 - $90.0 Adjusted Contribution(1) $44.0 - $50.0 Adjusted EBITDA(1) $4.0 - $8.0

Reconciliation of GAAP revenue to billings Three Months Ended Mar 31, 2021 Jun 30, 2021 Sept 30, 2021 Dec 31, 2021 Mar 31, 2022 Jun 30, 2022 Sept 30, 2022 Dec 31, 2022 Mar 31, 2023 Jun 30, 2023 Sept 30, 2023 Cardlytics Platform Revenue $53,230 $56,763 $62,075 $86,686 $63,983 $69,270 $67,285 $76,647 $59,030 $70,726 $73,064 Plus: Consumer Incentives 23,087 26,484 33,464 43,924 30,297 32,339 37,686 43,613 31,295 32,723 37,425 Billings $76,317 $83,247 $95,539 $130,610 $94,280 $101,609 $104,971 $120,260 $90,325 $103,449 $110,489 Bridg Platform Revenue - $2,090 $2,909 $3,363 $3,945 $6,135 $5,421 $5,856 $5,301 $5,975 $5,941 Plus: Consumer Incentives - - - - - - - - - - 0 Billings - $2,090 $2,909 $3,363 $3,945 $6,135 $5,421 $5,856 $5,301 $5,975 $5,941 Consolidated Revenue $53,230 $58,853 $64,984 $90,049 $67,928 $75,405 $72,706 $82,503 $64,331 $76,701 $79,005 Plus: Consumer Incentives 23,087 26,484 33,464 43,924 30,297 32,339 37,686 43,613 31,295 32,723 37,425 Billings $76,317 $85,337 $98,448 $133,973 $98,225 $107,744 $110,392 $126,116 $95,626 $109,424 $116,430

Reconciliation of GAAP gross profit to adjusted contribution Three Months Ended Mar 31, 2021 Jun 30, 2021 Sept 30, 2021 Dec 31, 2021 Mar 31, 2022 Jun 30, 2022 Sept 30, 2022 Dec 31, 2022 Mar 31, 2023 Jun 30, 2023 Sept 30, 2023Cardlytics Platform Revenue $53,230 $56,763 $62,075 $86,686 $63,983 $69,270 $67,285 $76,647 $59,030 $70,726 $73,064 Minus: Partner Share and other third-party costs 29,771 29,890 33,929 47,274 35,027 39,403 37,399 42,375 33,175 39,086 36,011 Delivery costs 3,938 4,837 4,777 4,618 4,907 6,311 7,623 5,271 4,693 5,217 5,510 Gross Profit $19,521 $22,036 $23,369 $34,794 $24,049 $23,556 $22,263 $29,001 $21,162 $26,423 $31,543 Plus: Delivery costs 3,938 4,837 4,777 4,618 4,907 6,311 7,623 5,271 4,693 5,217 5,510 Deferred implementation costs 882 730 731 1,442 - - - - - - - Adjusted contribution $24,341 $27,603 $28,877 $40,854 $28,956 $29,867 $29,886 $34,272 $25,855 $31,640 $37,053 Bridg Platform Revenue - $2,090 $2,909 $3,363 $3,945 $6,135 $5,421 $5,856 $5,301 $5,975 $5,941 Minus: Partner Share and other third-party costs - 63 161 185 126 877 164 136 209 84 133 Delivery costs - 911 1,613 1,809 1,626 1,851 1,502 1,312 1,731 1,798 1,502 Gross Profit - $1,116 $1,135 $1,369 $2,193 $3,407 $3,755 $4,408 $3,361 $4,093 $4,306 Plus: Delivery costs - 911 1,613 1,809 1,626 1,851 1,502 1,312 1,731 1,798 1,502 Adjusted contribution - $2,027 $2,748 $3,178 $3,819 $5,258 $5,257 $5,720 $5,092 $5,891 $5,808 Consolidated Revenue $53,230 $58,853 $64,984 $90,049 $67,928 $75,405 $72,706 $82,503 $64,331 $76,701 $79,005 Minus: Partner Share and other third-party costs 29,771 29,953 34,090 47,459 35,153 40,280 37,563 42,511 33,384 39,170 36,144 Delivery costs 3,938 5,748 6,390 6,427 6,533 8,162 9,125 6,583 6,424 7,015 7,012 Gross Profit $19,521 $23,152 $24,504 $36,163 $26,242 $26,963 $26,018 $33,409 $24,523 $30,516 $35,849 Plus: Delivery costs 3,938 5,748 6,390 6,427 6,533 8,162 9,125 6,583 6,424 7,015 7,012 Deferred implementation costs 882 730 731 1,442 - - - - - - - Adjusted contribution $24,341 $29,630 $31,625 $44,032 $32,775 $35,125 $35,143 $39,992 $30,947 $37,531 $42,861

Reconciliation of GAAP partner share and other third-party costs to adjusted partner share and other third-party costs Three Months Ended Mar 31, 2021 Jun 30, 2021 Sept 30, 2021 Dec 31, 2021 Mar 31, 2022 Jun 30, 2022 Sept 30, 2022 Dec 31, 2022 Mar 31, 2023 Mar 31, 2023 Jun 30, 2023 Sept 30, 2023 Cardlytics Platform Partner Share and other third-party costs $29,771 $29,890 $33,929 $47,274 $35,027 $39,403 $37,399 $42,375 $33,175 $39,086 $39,086 $36,011 Minus: Deferred implementation costs 882 730 731 1,442 - - - - - - - - Adjusted Partner Share and other third-party costs $28,889 $29,160 $33,198 $45,832 $35,027 $39,403 $37,399 $42,375 $33,175 $39,086 $39,086 $36,011 Bridg Platform Partner Share and other third-party costs - $63 $161 $185 $126 $877 $164 $136 $209 $84 $84 $133 Minus: Deferred implementation costs - - - - - - - - - - - - Adjusted Partner Share and other third-party costs - $63 $161 $185 $126 $877 $164 $136 $209 $84 $84 $133 Consolidated Partner Share and other third-party costs $29,771 $29,953 $34,090 $47,459 $35,153 $40,280 $37,563 $42,511 $33,384 $39,170 $39,170 $36,144 Minus: Deferred implementation costs 882 730 731 1,442 - - - - - - - - Adjusted Partner Share and other third-party costs $28,889 $29,223 $33,359 $46,017 $35,153 $40,280 $37,563 $42,511 $33,384 $39,170 $39,170 $36,144

(Amounts in thousands) Reconciliation of GAAP net (loss) income to adjusted EBITDA Three Months Ended Mar 31, 2021 Jun 30, 2021 Sept 30, 2021 Dec 31, 2021 Mar 31, 2022 Jun 30, 2022 Sept 30, 2022 Dec 31, 2022 Mar 31, 2023 Jun 30, 2023 Sept 30, 2023 Net (loss) income ($24,895) ($47,306) ($44,529) ($11,834) $33,038 ($126,290) $6,267 ($378,279) $13,608 ($23,508) ($23,966) Plus: Income tax benefit - - - (7,864) - (1,446) - - - - - Interest expense, net 3,045 3,078 3,193 3,247 947 879 580 150 8 574 915 Depreciation and amortization expense 3,065 8,833 8,375 9,598 9,871 10,356 10,468 6,849 6,575 7,200 5,990 Stock-based compensation expense 7,248 13,337 16,830 12,849 13,585 12,842 5,767 12,492 7,968 11,739 10,249 Foreign currency (gain) loss (319) - 1,543 43 1,671 4,538 4,673 (4,506) (1,389) (1,389) 2,399 Deferred implementation costs 882 730 731 1,442 - - - - - - - Acquisition and integration costs (benefit) 7,030 14,182 1,714 1,446 (4,599) 2,197 (1,867) 1,395 1,723 (9,947) 78 (Gain) loss in fair value of contingent consideration - 1,480 6,261 (6,367) (65,050) (2,968) (46,126) (14,030) (34,584) 11,258 8,281 Impairment of goodwill and intangible assets - - - - - 83,149 - 370,139 - - - Restructuring and reduction of force - - 713 - - 958 7,530 (347) - - - Adjusted EBITDA ($3,944) ($5,666) ($5,169) $2,560 ($10,537) ($15,785) ($12,708) ($6,137) ($6,091) ($4,073) $3,946

Reconciliation of adjusted contribution to adjusted EBITDA (Amounts in thousands) Three Months Ended Mar 31, 2021 Jun 30, 2021 Sept 30, 2021 Dec 31, 2021 Mar 31, 2022 Jun 30, 2022 Sept 30, 2022 Dec 31, 2022 Mar 31, 2023 Jun 30, 2023 Sept 30, 2023 Cardlytics Platform Adjusted Contribution $24,341 $27,603 $28,877 $40,854 $28,956 $29,867 $29,886 $34,272 $25,855 $31,640 $37,053 Minus: Delivery costs 3,938 4,837 4,777 4,618 4,907 6,311 7,623 5,271 4,693 5,217 5,510 Sales and marketing expense 13,202 16,665 15,469 17,435 16,384 20,908 16,529 14,484 11,547 12,834 12,041 Research and development expense 6,218 8,481 10,163 10,531 11,313 11,936 11,682 13,002 10,327 13,399 11,046 General and administration expense 12,175 16,454 19,039 15,708 19,391 21,232 19,558 19,070 13,330 15,117 14,874 Stock-based compensation expense (7,248) (13,179) (15,627) (11,169) (12,382) (13,944) (5,302) (12,309) (8,103) (10,605) (9,127) Restructuring and reduction of force - - (713) - - (958) (7,530) 347 - - - Adjusted EBITDA ($3,944) ($5,656) ($4,231) $3,731 ($10,657) ($15,618) ($12,674) ($5,593) ($5,939) ($4,322) $2,709 Bridg Platform Adjusted Contribution - $2,027 $2,748 $3,178 $3,819 $5,258 $5,257 $5,720 $5,092 $5,891 $5,808 Minus: Delivery costs - 911 1,613 1,809 1,626 1,851 1,502 1,312 1,731 1,798 1,502 Sales and marketing expense - 398 1,264 1,564 1,264 1,075 1,760 2,341 2,401 2,371 2,120 Research and development expense - 453 978 1,280 978 1,645 2,080 1,799 1,237 1,448 1,384 General and administration expense - 434 1,034 1,376 1,034 (248) 414 995 (260) 1,159 687 Stock-based compensation expense - (158) (1,203) (1,681) (1,203) 1,102 (465) (183) 135 (1,134) (1,122) Restructuring and reduction of force - - - - - - - - - - - Adjusted EBITDA - ($11) ($938) ($1,170) $120 ($167) ($34) ($544) ($152) $249 $1,237 Consolidated Adjusted Contribution $24,341 $29,630 $31,625 $44,032 $32,775 $35,125 $35,143 $39,992 $30,947 $37,531 $42,861 Minus: Delivery costs 3,938 5,748 6,390 6,427 6,533 8,162 9,125 6,583 6,424 7,015 7,012 Sales and marketing expense 13,202 17,063 16,733 18,998 17,648 21,983 18,289 16,825 13,948 15,205 14,161 Research and development expense 6,218 8,934 11,141 11,811 12,291 13,581 13,762 14,801 11,564 14,847 12,430 General and administration expense 12,175 16,888 20,073 17,085 20,425 20,984 19,972 20,065 13,070 16,276 15,561 Stock-based compensation expense (7,248) (13,337) (16,830) (12,849) (13,585) (12,842) (5,767) (12,492) (7,968) (11,739) (10,249) Restructuring and reduction of force - - (713) - - (958) (7,530) 347 - - - Adjusted EBITDA ($3,944) ($5,666) ($5,169) $2,560 ($10,537) ($15,785) ($12,708) ($6,137) ($6,091) ($4,073) $3,946

Reconciliation of GAAP net (loss) income to non-GAAP net income (loss) and non-GAAP net income (loss) per share Three Months Ended Nine Months Ended September 30, September 30, 2023 2022 2023 2022 Net (loss) income ($23,966) $6,267 ($33,866) ($86,985) Plus: Stock-based compensation expense 10,249 5,767 29,956 32,194 Foreign currency (gain) loss 2,399 4,673 (379) 10,882 Acquisition and integration (benefit) cost (78) (1,867) 8,146 (4,269) Amortization of acquired intangibles 3,433 7,207 10,331 21,560 Loss (gain) in fair value of contingent consideration 8,281 (46,126) (15,045) (114,144) Goodwill impairment - - - 83,149 Restructuring and reduction of force - 7,530 - 8,488 Income tax benefit - - - (1,446) Non-GAAP net income (loss) $318 ($16,549) ($857) ($50,571) Weighted-average number of shares of common stock used in computing non-GAAP net income (loss) per share: Weighted-average common shares outstanding, diluted 37,982 33,269 35,502 33,455 Non-GAAP net income (loss) per share attributable to common stockholders, diluted $0.01 ($0.50) ($0.02) ($1.51)

Reconciliation of forecasted GAAP revenue to billings Q4 2023 Guidance Revenue $82.0 - $90.0 Plus: Consumer Incentives $40.0 - $43.0 Billings $122.0 - $133.0

Definitions Adjusted contribution: We define adjusted contribution measures of the degree by which revenue generated from our marketers exceeds the cost to obtain the purchase data and the digital advertising space from our partners. Adjusted contribution demonstrates how incremental marketing on our platform generates incremental amounts to support our sales and marketing, research and development, delivery costs, general and administration and other investments. Adjusted contribution is calculated by taking our total revenue less our Partner Share and other third-party costs exclusive of deferred implementation costs, which is a non-cash cost. Adjusted contribution does not take into account all costs associated with generating revenue from advertising campaigns, including sales and marketing expenses, research and development expenses, delivery costs, general and administrative expenses and other expenses, which we do not take into consideration when making decisions on how to manage our advertising campaigns. Adjusted EBITDA: We define adjusted EBITDA as our Net (loss) income before income taxes; interest expense, net; depreciation and amortization expense; stock-based compensation expense; foreign currency gain (loss); deferred implementation costs; restructuring and reduction of force; acquisition and integration cost (benefit); Impairment of goodwill and intangible assets; and gain (loss) in fair value of contingent considerations. Cardlytics ARPU: We define ARPU as the total Cardlytics platform revenue generated in the applicable period calculated in accordance with GAAP, divided by the average number of MAUs in the applicable period. Billings: Billings represents the gross amount billed to customers and marketers for advertising campaigns in order to generate revenue. Cardlytics platform billings is recognized gross of both Consumer Incentives and Partner Share. Cardlytics platform GAAP revenue is recognized net of Consumer Incentives and gross of Partner Share. Bridg platform billings is the same as Bridg platform GAAP revenue. Cardlytics MAUs: We define MAUs as targetable customers that have logged in and visited online or mobile applications containing offers, opened an email containing an offer, or redeemed an offer from the Cardlytics platform during a monthly period. We then calculate a monthly average of these MAUs for the periods presented. We believe that MAUs is an indicator of the Cardlytics platform's ability to drive engagement and is reflective of the marketing base that we offer to marketers. As of September 30, 2023, we are reporting only the total number of unique targetable customers within each FI, which we have applied to our reporting for current and prior periods. Non-GAAP net loss: We define non-GAAP net loss as our net loss before stock-based compensation expense; foreign currency loss (gain); acquisition and integration (benefit) cost; amortization of acquired intangibles; and Loss (gain) in fair value of contingent considerations. Notably, any impacts related to minimum Partner Share commitments in connection with agreements with certain Partners are not added back to net loss in order to calculate adjusted EBITDA. Non-GAAP net loss per share: We define non-GAAP net loss per share as non-GAAP net loss divided by GAAP weighted-average common shares outstanding, diluted.

Industry and account definitions Segment Segment Constituents Grocery & Gas Convenience, Grocery Other Business Services, Financial Institutions, Gyms/Fitness, Home/ Maintenance, Online Education/ Distance Learning, Other Services, Salon/Spa Restaurant Banquet/Caterers, Bars/Night Clubs/Taverns, Fast Food/ Quick Serve, Full Service Restaurants, Quick Serve Light Fares Retail Accessories, Apparel, Auto Services and Products, Beauty Products/Cosmetics, Books/ Magazine, Child/ Infant Care, Drug Store/Pharmacy, General/Multi-Line, Home & Garden, Office Supplies, Other Retail, Pets, Shoes & Athletic Footwear, Specialty Gifts, Sporting & Outdoor Goods Travel & Entertainment Airlines, Car Rental, Cruise Lines, Gas Stations, Hotels/Lodging, Other Travel, Parking Services, Personal Transportation, Tour Operators/Agencies, Travel Aggregators and Agencies DTC Direct to consumer