CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Current assets:
Cash and cash equivalents	$ 98,370	$ 104,458
Restricted cash	105	129
Accounts receivable, net	36,566	81,452
Other receivables	5,007	3,908
Prepaid expenses and other assets	6,356	5,783
Total current assets	146,404	195,730
Long-term assets:
Property and equipment, net	12,983	14,290
Operating Lease, Right-of-Use Asset	10,422	0
Intangible assets, net	407	389
Capitalized software development costs, net	4,738	3,815
Deferred FI implementation costs, net	6,384	8,383
Other long-term assets, net	1,701	1,706
Total assets	183,039	224,313
Current liabilities:
Accounts payable	1,177	1,229
Accrued liabilities:
Accrued compensation	4,904	8,186
Accrued expenses	3,270	6,018
FI Share liability	19,291	41,956
Consumer Incentive liability	9,113	19,861
Deferred revenue	969	1,127
Operating Lease, Liability, Current	3,712	0
Current finance lease liabilities	24	24
Total current liabilities	42,460	78,401
Long-term liabilities:
Deferred liabilities	0	2,632
Operating Lease, Liability, Noncurrent	10,114	0
Long-term finance lease liabilities	0	13
Total liabilities	52,574	81,046
Stockholders’ equity:
Common stock, $0.0001 par value—100,000 shares authorized and 26,547 and 27,275 shares issued and outstanding as of December 31, 2019 and June 30, 2020, respectively.	8	8
Additional paid-in capital	499,663	480,578
Accumulated other comprehensive income	2,714	1,312
Accumulated deficit	(371,920)	(338,631)
Total stockholders’ equity	130,465	143,267
Total liabilities and stockholders’ equity	$ 183,039	$ 224,313