CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Current assets:
Cash and cash equivalents	$ 32,495	$ 39,623
Restricted cash	10,254	20,247
Accounts receivable, net	63,772	58,125
Other receivables	3,171	2,417
Prepaid expenses and other assets	5,609	3,956
Total current assets	115,301	124,368
Long-term assets:
Property and equipment, net	11,895	10,230
Intangible assets, net	369	370
Capitalized software development costs, net	2,529	1,625
Deferred FI implementation costs, net	12,181	15,877
Other long-term assets, net	1,281	1,293
Total assets	143,556	153,763
Current liabilities:
Accounts payable	1,212	2,099
Accrued liabilities:
Accrued compensation	5,709	5,936
Accrued expenses	4,012	4,388
FI Share liability	30,587	27,656
Consumer Incentive liability	15,485	11,476
Deferred billings	397	346
Current portion of long-term debt	22	21
Total current liabilities	57,424	51,922
Long-term liabilities:
Deferred liabilities	2,913	3,173
Long-term debt, net of current portion	36,681	46,693
Total liabilities	97,018	101,788
Stockholders’ equity:
Common stock, $0.0001 par value—100,000 shares authorized and 22,466 and 22,828 shares issued and outstanding as of December 31, 2018 and June 30, 2019, respectively	7	7
Additional paid-in capital	378,773	371,463
Accumulated other comprehensive income	2,069	1,992
Accumulated deficit	(334,311)	(321,487)
Total stockholders’ equity	46,538	51,975
Total liabilities and stockholders’ equity	$ 143,556	$ 153,763